Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 10.11 is in line with its 5-year average of 9.52, around the middle of its 5-year range (6.31–12.69).
As of 2026-10-06T21:38:54.184Z. 9.54% below its 12-month average of 11.18.
Calculation as of: 2026-10-06T21:38:54.184Z.
Quote observation: 2026-10-06T20:00:00.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: c4203ab719390801cdb94faed9e3a69f3a9d777573fc5c52f4e6204e64241d0d
PE Ratio (10.11) = Close Price ($14.16) / Diluted TTM EPS ($1.40)
PE RATIO
10.11
PE RATIO AVG TTM
11.18
PE RATIO AVG 3Y
9.70
PE RATIO AVG 5Y
9.52
PE RATIO AVG 10Y
11.69
PE RATIO AVG 15Y
12.76
PE RATIO AVG 20Y
13.46
CURRENT VS TTM AVG
-9.54%
CURRENT VS 3Y AVG
+4.19%
CURRENT VS 5Y AVG
+6.18%
CURRENT VS 10Y AVG
-13.51%
CURRENT VS 15Y AVG
-20.75%
CURRENT VS 20Y AVG
-24.87%
SECTOR MEDIAN · FINANCIAL SERVICES
13.79
median of 554 covered companies
CURRENT VS SECTOR MEDIAN
-26.66%
vs the sector median at left
Market Cap
$80.35M
PE Ratio
97.12
TTM Avg
38.01
3Y Avg
23.54
5Y Avg
17.27
Market Cap
$83.66M
PE Ratio
17.09
TTM Avg
17.60
3Y Avg
15.61
5Y Avg
15.61
Market Cap
$79.03M
PE Ratio
42.56
TTM Avg
52.66
3Y Avg
52.66
5Y Avg
52.66
Market Cap
$78.99M
PE Ratio
36.16
TTM Avg
40.05
3Y Avg
40.05
5Y Avg
40.05
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| United Bancorp, Inc. (UBCP) | $81.86M | 10.11 | 11.18 | 9.70 | 9.52 |
| Hennessy Advisors, Inc. (HNNA)vs › | $81.71M | 9.94 | 8.74 | 10.10 | 10.23 |
| SVRN, Inc. (SVRN)vs › | $82.01M | N/A | N/A | N/A | N/A |
| ZeroStack Corp. (ZSTK)vs › | $83.08M | N/A | N/A | N/A | N/A |
| Silvercrest Asset Management Group Inc. (SAMG)vs › | $80.35M | 97.12 | 38.01 | 23.54 | 17.27 |
| Central Plains Bancshares, Inc. Common Stock (CPBI)vs › | $83.66M | 17.09 | 17.60 | 15.61 | 15.61 |
| JATT II Acquisition Corp. (JATT)vs › | $84.34M | N/A | N/A | N/A | N/A |
| Starry Sea Acquisition Corp. (SSEA)vs › | $79.03M | 42.56 | 52.66 | 52.66 | 52.66 |
| Wintergreen Acquisition Corp. (WTG)vs › | $78.99M | 36.16 | 40.05 | 40.05 | 40.05 |
| Summit State Bank (SSBI)vs › | $85.12M | 37.00 | 22.53 | 13.71 | 10.21 |
At 10.1, P/E is below its 20-year median — higher than 22% of readings in its 20-year history.
20-year low
6.3
median
13.9
20-year high
24.0
Trailing P/E
10.1
Forward P/E
10.5
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$14.16
Forward EPS (Est.)
$1.35
Forward P/E
10.49
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 10.04 |
| 2026-10-02 | 10.56 |
| 2026-10-01 | 10.21 |
| 2026-09-30 | 10.56 |
| 2026-09-29 | 10.54 |
| 2026-09-28 | 10.54 |
| 2026-09-25 | 10.59 |
| 2026-09-24 | 10.84 |
| 2026-09-23 | 10.96 |
| 2026-09-22 | 11.41 |
| 2026-09-21 | 11.32 |
| 2026-09-18 | 11.43 |
| 2026-09-17 | 11.25 |
| 2026-09-16 | 10.96 |
| 2026-09-15 | 11.07 |
| 2026-09-14 | 11.00 |
| 2026-09-11 | 11.23 |
| 2026-09-10 | 11.19 |
| 2026-09-09 | 11.29 |
| 2026-09-08 | 11.26 |
| 2026-09-04 | 11.34 |
| 2026-09-03 | 11.26 |
| 2026-09-02 | 11.13 |
| 2026-09-01 | 11.22 |
| 2026-08-31 | 11.04 |
| 2026-08-28 | 11.22 |
| 2026-08-27 | 11.22 |
| 2026-08-26 | 11.32 |
| 2026-08-25 | 11.43 |
| 2026-08-24 | 11.06 |
| 2026-08-21 | 11.57 |
| 2026-08-20 | 11.57 |
| 2026-08-19 | 10.97 |
| 2026-08-18 | 10.93 |
| 2026-08-17 | 10.91 |
| 2026-08-14 | 11.04 |
| 2026-08-13 | 11.14 |
| 2026-08-12 | 11.53 |
| 2026-08-11 | 11.59 |
| 2026-08-10 | 11.59 |
| 2026-08-07 | 11.96 |
| 2026-08-06 | 11.67 |
| 2026-08-05 | 11.82 |
| 2026-08-04 | 11.48 |
| 2026-08-03 | 11.61 |
| 2026-07-31 | 11.30 |
| 2026-07-30 | 11.19 |
| 2026-07-29 | 11.70 |
| 2026-07-28 | 11.48 |
| 2026-07-27 | 11.64 |
| 2026-07-24 | 11.76 |
| 2026-07-23 | 11.49 |
| 2026-07-22 | 11.73 |
| 2026-07-21 | 11.43 |
| 2026-07-20 | 11.50 |
| 2026-07-17 | 11.34 |
| 2026-07-16 | 11.08 |
| 2026-07-15 | 11.23 |
| 2026-07-14 | 11.35 |
| 2026-07-13 | 11.34 |
| 2026-07-10 | 11.74 |
| 2026-07-09 | 11.49 |
| 2026-07-08 | 12.31 |
| 2026-07-07 | 12.31 |
| 2026-07-06 | 11.89 |
| 2026-07-02 | 12.06 |
| 2026-07-01 | 11.85 |
| 2026-06-30 | 11.76 |
| 2026-06-29 | 12.04 |
| 2026-06-26 | 12.11 |
| 2026-06-25 | 11.68 |
| 2026-06-24 | 11.85 |
| 2026-06-23 | 11.63 |
| 2026-06-22 | 11.85 |
| 2026-06-18 | 11.84 |
| 2026-06-17 | 11.72 |
| 2026-06-16 | 11.35 |
| 2026-06-15 | 11.21 |
| 2026-06-12 | 11.58 |
| 2026-06-11 | 11.70 |
| 2026-06-10 | 11.71 |
| 2026-06-09 | 12.10 |
| 2026-06-08 | 11.85 |
| 2026-06-05 | 11.78 |
| 2026-06-04 | 11.91 |
| 2026-06-03 | 11.78 |
| 2026-06-02 | 11.89 |
| 2026-06-01 | 11.76 |
| 2026-05-29 | 11.41 |
| 2026-05-28 | 11.84 |
| 2026-05-27 | 11.48 |
| 2026-05-26 | 10.78 |
| 2026-05-22 | 10.79 |
| 2026-05-21 | 10.69 |
| 2026-05-20 | 10.67 |
| 2026-05-19 | 10.67 |
| 2026-05-18 | 10.56 |
| 2026-05-15 | 11.49 |
| 2026-05-14 | 11.38 |
| 2026-05-13 | 11.62 |
| 2026-05-12 | 11.57 |
| 2026-05-11 | 11.67 |
| 2026-05-08 | 11.94 |
| 2026-05-07 | 12.17 |
| 2026-05-06 | 11.94 |
| 2026-05-05 | 12.14 |
| 2026-05-04 | 11.93 |
| 2026-05-01 | 11.96 |
| 2026-04-30 | 12.23 |
| 2026-04-29 | 11.92 |
| 2026-04-28 | 12.17 |
| 2026-04-27 | 12.16 |
| 2026-04-24 | 12.12 |
| 2026-04-23 | 12.13 |
| 2026-04-22 | 12.04 |
| 2026-04-21 | 11.87 |
| 2026-04-20 | 11.78 |
| 2026-04-17 | 11.76 |
| 2026-04-16 | 11.87 |
| 2026-04-15 | 12.16 |
| 2026-04-14 | 12.13 |
| 2026-04-13 | 11.86 |
| 2026-04-10 | 12.10 |
| 2026-04-09 | 11.53 |
| 2026-04-08 | 11.66 |
| 2026-04-07 | 11.46 |
| 2026-04-06 | 11.42 |
| 2026-04-02 | 11.94 |
| 2026-04-01 | 11.68 |
| 2026-03-31 | 11.35 |
| 2026-03-30 | 12.37 |
| 2026-03-27 | 12.31 |
| 2026-03-26 | 11.69 |
| 2026-03-25 | 12.30 |
| 2026-03-24 | 12.69 |
| 2026-03-23 | 12.36 |
| 2026-03-20 | 12.22 |
| 2026-03-19 | 11.31 |
| 2026-03-18 | 11.31 |
| 2026-03-17 | 11.62 |
| 2026-03-16 | 11.54 |
| 2026-03-13 | 11.72 |
| 2026-03-12 | 11.62 |
| 2026-03-11 | 11.68 |
| 2026-03-10 | 11.92 |
| 2026-03-09 | 12.08 |
| 2026-03-06 | 11.72 |
| 2026-03-05 | 11.73 |
| 2026-03-04 | 11.70 |
| 2026-03-03 | 11.46 |
| 2026-03-02 | 11.57 |
| 2026-02-27 | 11.46 |
| 2026-02-26 | 11.69 |
| 2026-02-25 | 11.45 |
| 2026-02-24 | 11.23 |
| 2026-02-23 | 11.18 |
| 2026-02-20 | 11.22 |
| 2026-02-19 | 11.34 |
| 2026-02-18 | 11.18 |
| 2026-02-17 | 11.05 |
| 2026-02-13 | 11.39 |
| 2026-02-12 | 10.92 |
| 2026-02-11 | 10.91 |
| 2026-02-10 | 11.00 |
| 2026-02-09 | 10.96 |
| 2026-02-06 | 10.77 |
| 2026-02-05 | 10.88 |
| 2026-02-04 | 10.96 |
| 2026-02-03 | 10.92 |
| 2026-02-02 | 10.77 |
| 2026-01-30 | 10.69 |
| 2026-01-29 | 10.88 |
| 2026-01-28 | 10.88 |
| 2026-01-27 | 10.77 |
| 2026-01-26 | 10.73 |
| 2026-01-23 | 10.70 |
| 2026-01-22 | 10.65 |
| 2026-01-21 | 10.45 |
| 2026-01-20 | 10.44 |
| 2026-01-16 | 10.57 |
| 2026-01-15 | 10.52 |
| 2026-01-14 | 10.45 |
| 2026-01-13 | 10.55 |
| 2026-01-12 | 10.86 |
| 2026-01-09 | 11.30 |
| 2026-01-08 | 11.15 |
| 2026-01-07 | 11.24 |
| 2026-01-06 | 10.98 |
| 2026-01-05 | 11.35 |
| 2026-01-02 | 11.03 |
| 2025-12-31 | 11.04 |
| 2025-12-30 | 11.11 |
| 2025-12-29 | 11.25 |
| 2025-12-26 | 11.38 |
| 2025-12-24 | 11.38 |
| 2025-12-23 | 10.88 |
| 2025-12-22 | 11.03 |
| 2025-12-19 | 10.91 |
| 2025-12-18 | 10.76 |
| 2025-12-17 | 10.48 |
| 2025-12-16 | 10.59 |
| 2025-12-15 | 10.63 |
| 2025-12-12 | 10.66 |
| 2025-12-11 | 10.32 |
| 2025-12-10 | 10.51 |
| 2025-12-09 | 10.72 |
| 2025-12-08 | 10.39 |
| 2025-12-05 | 10.31 |
| 2025-12-04 | 10.36 |
| 2025-12-03 | 10.25 |
| 2025-12-02 | 10.31 |
| 2025-12-01 | 10.29 |
| 2025-11-28 | 10.30 |
| 2025-11-26 | 10.23 |
| 2025-11-25 | 10.28 |
| 2025-11-24 | 10.15 |
| 2025-11-21 | 9.96 |
| 2025-11-20 | 9.86 |
| 2025-11-19 | 10.06 |
| 2025-11-18 | 9.97 |
| 2025-11-17 | 9.87 |
| 2025-11-14 | 10.04 |
| 2025-11-13 | 10.00 |
| 2025-11-12 | 10.24 |
| 2025-11-11 | 10.31 |
| 2025-11-10 | 10.09 |
| 2025-11-07 | 9.97 |
| 2025-11-06 | 10.16 |
| 2025-11-05 | 9.88 |
| 2025-11-04 | 10.04 |
| 2025-11-03 | 10.31 |
| 2025-10-31 | 10.30 |
| 2025-10-30 | 10.31 |
| 2025-10-29 | 10.28 |
| 2025-10-28 | 10.23 |
| 2025-10-27 | 10.28 |
| 2025-10-24 | 10.26 |
| 2025-10-23 | 10.16 |
| 2025-10-22 | 10.20 |
| 2025-10-21 | 10.11 |
| 2025-10-20 | 10.17 |
| 2025-10-17 | 10.31 |
| 2025-10-16 | 10.47 |
| 2025-10-15 | 10.51 |
| 2025-10-14 | 10.31 |
| 2025-10-13 | 10.62 |
| 2025-10-10 | 10.44 |
| 2025-10-09 | 10.40 |
| 2025-10-08 | 10.43 |
| 2025-10-07 | 10.44 |
| 2025-10-06 | 11.00 |
| 2025-10-03 | 11.00 |
| 2025-10-02 | 10.92 |
| 2025-10-01 | 11.13 |
| 2025-09-30 | 11.01 |
| 2025-09-29 | 10.71 |
| 2025-09-26 | 10.93 |
| 2025-09-25 | 10.66 |
| 2025-09-24 | 10.87 |
| 2025-09-23 | 10.93 |
Showing the most recent 260 of 5,030 data points. The chart above shows the full history.
