Hennessy Advisors, Inc. (HNNA) vs United Bancorp, Inc. (UBCP)

A side-by-side comparison of Hennessy Advisors, Inc. and United Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — HNNA vs UBCP

growth of $100 · dividends reinvested · last 10y
HNNA -21.9% (-2.4%/yr)UBCP +118.3% (+8.1%/yr)UBCP compounded faster over this window
50100150200250Start $10020182020202220242026$78$218
HNNA UBCP

HNNA vs UBCP: by the numbers

  • •UBCP is the larger company ($82M vs $82M market cap).
  • •HNNA trades at the lower trailing earnings multiple (9.94 vs 10.11 P/E), one valuation lens rather than an overall verdict.
  • •HNNA converts more revenue to profit (24.78% vs 16.55% net margin).
  • •UBCP grew revenue faster over the past five years (8.89% vs 1.07% CAGR).
  • •UBCP pays the higher dividend yield (6.59% vs 5.73%).

Metrics side by side

Valuation

MetricHNNAUBCP
P/E ratio9.9410.11
Forward P/E4.8510.49
PEG ratio2.70N/A
P/S ratio2.451.70
P/B ratio0.811.14

Profitability

MetricHNNAUBCP
Gross margin76.85%N/A
Operating margin33.42%15.98%
Net margin24.78%16.55%
ROE8.17%11.06%

United Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricHNNAUBCP
Dividend yield5.73%6.59%
Payout ratio56.49%67.86%

Growth (annualized)

MetricHNNAUBCP
Revenue CAGR (5Y)1.07%8.89%
EPS CAGR (5Y)3.65%0.43%
Total return CAGR (5Y)6.70%4.70%

Frequently asked

Which has the lower trailing P/E, HNNA or UBCP?
HNNA has the lower trailing P/E: HNNA trades at 9.94 and UBCP at 10.11. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, HNNA or UBCP?
Over the past five years, UBCP grew revenue faster — HNNA at a 1.07% CAGR versus UBCP at 8.89%.
Does HNNA or UBCP pay a bigger dividend?
HNNA yields 5.73% and UBCP yields 6.59% based on trailing dividends and the latest price.
Is HNNA or UBCP more profitable?
HNNA runs the higher net margin — HNNA at 24.78% versus UBCP at 16.55%.
How have HNNA and UBCP total returns compared?
Over the past 10 years, HNNA delivered -2.87% and UBCP delivered 8.12% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.