Basis: FMP quote price / unrounded FMP forward EPS in the trading currency, available after its recorded retrieval time. Source: stored company filings and market data; unavailable inputs remain N/A.
The forward PE ratio is 10.49 as of 2026-10-06T22:45:20.835Z.
Consensus retrieved: 2026-10-06T17:33:12.135Z. This records retrieval, including cache reads, rather than vendor publication. The calculation uses the separately dated price and estimate available at its as-of time.
Calculation as of: 2026-10-06T22:45:20.835Z.
Quote observation: 2026-10-06T20:00:00.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: c4203ab719390801cdb94faed9e3a69f3a9d777573fc5c52f4e6204e64241d0d
Forward PE Ratio (10.49) = Dated Quote Price ($14.16) / Consensus Forward EPS ($1.35)
FORWARD PE RATIO
10.49
SECTOR MEDIAN · FINANCIAL SERVICES
11.14
median of 402 covered companies
CURRENT VS SECTOR MEDIAN
-5.83%
vs the sector median at left
United Bancorp, Inc.
Market Cap
$81.86M
Forward PE Ratio
10.49
| NAME | MARKET CAP | FORWARD PE RATIO |
|---|---|---|
| United Bancorp, Inc. (UBCP) | $81.86M | 10.49 |
| Hennessy Advisors, Inc. (HNNA)vs › | $81.71M | 4.85 |
| SVRN, Inc. (SVRN)vs › | $82.01M | N/A |
| ZeroStack Corp. (ZSTK)vs › | $83.08M | N/A |
| Silvercrest Asset Management Group Inc. (SAMG)vs › | $80.35M | N/A |
| Central Plains Bancshares, Inc. Common Stock (CPBI)vs › | $83.66M | N/A |
| JATT II Acquisition Corp. (JATT)vs › | $84.34M | N/A |
| Starry Sea Acquisition Corp. (SSEA)vs › | $79.03M | N/A |
| Wintergreen Acquisition Corp. (WTG)vs › | $78.99M | N/A |
| Summit State Bank (SSBI)vs › | $85.12M | N/A |
Trailing P/E
10.1
reported TTM EPS
Forward P/E
10.5
consensus EPS · fiscal year ending 2026-12-31
The gap between the two multiples is the consensus growth expectation: analysts' forward EPS of $1.35 implies -3.6% EPS decline vs the reported trailing $1.40.
At the dated quote price of $14.16, each upcoming fiscal year's consensus EPS implies a different multiple — how quickly the price is "paid down" by expected earnings if the estimates hold.
| Fiscal year end | Consensus EPS | Estimate range | Analysts | Implied P/E |
|---|---|---|---|---|
| 2026-12-31 | $1.35 | $1.35 – $1.35 | 1 | 10.5x |
| 2027-12-31 | $1.62 | $1.62 – $1.62 | 1 | 8.7x |
| 2028-12-31 | $1.82 | $1.82 – $1.82 | 1 | 7.8x |
Source: FMP analyst consensus estimates, refreshed with the daily precompute. "n/m" = the consensus EPS is not positive, so a multiple is undefined. There is no forward P/E history chart here because charting one would require the estimates as they stood in the past, which we do not store — see the trailing P/E history for how the realized multiple has moved.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
