United Bancorp, Inc. (UBCP) vs ZeroStack Corp. (ZSTK)

A side-by-side comparison of United Bancorp, Inc. and ZeroStack Corp. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — UBCP vs ZSTK

growth of $100 · dividends reinvested · last 5y
UBCP +30.2% (+5.4%/yr)ZSTK -99.9% (-73.6%/yr)UBCP compounded faster over this window
Log scale — wide-divergence pair
001101001kStart $10020222023202420252026$130$0
UBCP ZSTK

UBCP vs ZSTK: by the numbers

  • •ZSTK is the larger company ($83M vs $82M market cap).
  • •UBCP is profitable (16.55% net margin) while ZSTK runs a net loss (-444.23%).
  • •ZSTK grew revenue faster over the past five years (78.28% vs 8.89% CAGR).
  • •UBCP pays a dividend (6.59% yield), while ZSTK has no payments in the available dividend history.

Metrics side by side

Valuation

MetricUBCPZSTK
P/E ratio10.11N/A
Forward P/E10.49N/A
P/S ratio1.702.08
P/B ratio1.146.01

Profitability

MetricUBCPZSTK
Gross marginN/A-9.78%
Operating margin15.98%-27.47%
Net margin16.55%-444.23%
ROE11.06%-1287.00%

United Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricUBCPZSTK
Dividend yield6.59%N/A
Payout ratio67.86%N/A

Growth (annualized)

MetricUBCPZSTK
Revenue CAGR (5Y)8.89%78.28%
EPS CAGR (5Y)0.43%N/A
Total return CAGR (5Y)4.70%-74.10%

Frequently asked

Which has grown faster, UBCP or ZSTK?
Over the past five years, ZSTK grew revenue faster — UBCP at a 8.89% CAGR versus ZSTK at 78.28%.
Does UBCP or ZSTK pay a bigger dividend?
UBCP pays a dividend (6.59% yield), while ZSTK has no payments in the available dividend history.
Is UBCP or ZSTK more profitable?
UBCP runs the higher net margin — UBCP at 16.55% versus ZSTK at -444.23%.
How have UBCP and ZSTK total returns compared?
Over the past 5 years, UBCP delivered 4.70% and ZSTK delivered -74.10% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.