Silvercrest Asset Management Group Inc. (SAMG) vs United Bancorp, Inc. (UBCP)

A side-by-side comparison of Silvercrest Asset Management Group Inc. and United Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — SAMG vs UBCP

growth of $100 · dividends reinvested · last 10y
SAMG +41.8% (+3.6%/yr)UBCP +118.3% (+8.1%/yr)UBCP compounded faster over this window
100150200250Start $10020182020202220242026$142$218
SAMG UBCP

SAMG vs UBCP: by the numbers

  • •UBCP is the larger company ($83M vs $80M market cap).
  • •UBCP trades at the lower trailing earnings multiple (10.20 vs 96.47 P/E), one valuation lens rather than an overall verdict.
  • •UBCP converts more revenue to profit (16.55% vs 0.72% net margin).
  • •UBCP grew revenue faster over the past five years (8.89% vs 0.90% CAGR).
  • •SAMG pays the higher dividend yield (8.10% vs 6.59%).

Metrics side by side

Valuation

MetricSAMGUBCP
P/E ratio96.4710.20
Forward P/EN/A10.58
P/S ratio0.641.71
P/B ratio1.731.15

Profitability

MetricSAMGUBCP
Gross margin33.01%N/A
Operating margin2.06%15.98%
Net margin0.72%16.55%
ROE1.97%11.06%

United Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricSAMGUBCP
Dividend yield8.10%6.59%
Payout ratio779.94%67.86%

Growth (annualized)

MetricSAMGUBCP
Revenue CAGR (5Y)0.90%8.89%
EPS CAGR (5Y)-21.18%0.43%
Total return CAGR (5Y)-3.32%4.70%

Frequently asked

Which has the lower trailing P/E, SAMG or UBCP?
UBCP has the lower trailing P/E: SAMG trades at 96.47 and UBCP at 10.20. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, SAMG or UBCP?
Over the past five years, UBCP grew revenue faster — SAMG at a 0.90% CAGR versus UBCP at 8.89%.
Does SAMG or UBCP pay a bigger dividend?
SAMG yields 8.10% and UBCP yields 6.59% based on trailing dividends and the latest price.
Is SAMG or UBCP more profitable?
UBCP runs the higher net margin — SAMG at 0.72% versus UBCP at 16.55%.
How have SAMG and UBCP total returns compared?
Over the past 10 years, SAMG delivered 3.44% and UBCP delivered 8.12% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.