Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 24.14% is 18% above its 5-year average of 20.52%, around the middle of its 5-year range (12.37%–38.84%).
23.09% above its 12-month average of 19.61%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 38.84%.
NET PROFIT MARGIN
24.14%
NET PROFIT MARGIN AVG TTM
19.61%
NET PROFIT MARGIN AVG 3Y
15.81%
NET PROFIT MARGIN AVG 5Y
20.52%
NET PROFIT MARGIN AVG 10Y
19.37%
NET PROFIT MARGIN AVG 15Y
18.26%
NET PROFIT MARGIN AVG 20Y
16.66%
CURRENT VS TTM AVG
+23.09%
CURRENT VS 3Y AVG
+52.69%
CURRENT VS 5Y AVG
+17.63%
CURRENT VS 10Y AVG
+24.65%
CURRENT VS 15Y AVG
+32.23%
CURRENT VS 20Y AVG
+44.88%
SECTOR MEDIAN · FINANCIAL SERVICES
13.21%
median of 716 covered companies
CURRENT VS SECTOR MEDIAN
+82.81%
vs the sector median at left
Market Cap
$3.28B
Net Profit Margin
-61.28%
TTM Avg
-26.43%
3Y Avg
-3.67%
5Y Avg
7.22%
Market Cap
$3.28B
Net Profit Margin
26.53%
TTM Avg
15.35%
3Y Avg
21.84%
5Y Avg
23.17%
Market Cap
$3.29B
Net Profit Margin
21.41%
TTM Avg
19.48%
3Y Avg
22.50%
5Y Avg
23.86%
Market Cap
$3.23B
Net Profit Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$3.18B
Net Profit Margin
20.51%
TTM Avg
44.00%
3Y Avg
45.11%
5Y Avg
50.19%
Market Cap
$3.36B
Net Profit Margin
18.61%
TTM Avg
21.87%
3Y Avg
20.19%
5Y Avg
17.16%
Market Cap
$3.15B
Net Profit Margin
-146.90%
TTM Avg
4.55%
3Y Avg
-29.13%
5Y Avg
-67.47%
Market Cap
$3.15B
Net Profit Margin
17.06%
TTM Avg
15.81%
3Y Avg
17.25%
5Y Avg
21.06%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| TowneBank (TOWN) | $3.26B | 24.14% | 19.61% | 15.81% | 20.52% |
| Simmons First National Corporation (SFNC)vs › | $3.28B | -61.28% | -26.43% | -3.67% | 7.22% |
| Mechanics Bank (MCHB)vs › | $3.28B | 26.53% | 15.35% | 21.84% | 23.17% |
| First Financial Bancorp. (FFBC)vs › | $3.29B | 21.41% | 19.48% | 22.50% | 23.86% |
| iShares Core 80/20 Aggressive Allocation ETF (AOA)vs › | $3.23B | N/A | N/A | N/A | N/A |
| Golub Capital BDC, Inc. (GBDC)vs › | $3.18B | 20.51% | 44.00% | 45.11% | 50.19% |
| Palomar Holdings, Inc. (PLMR)vs › | $3.36B | 18.61% | 21.87% | 20.19% | 17.16% |
| CleanSpark, Inc. (CLSK)vs › | $3.15B | -146.90% | 4.55% | -29.13% | -67.47% |
| Seacoast Banking Corporation of Florida (SBCF)vs › | $3.15B | 17.06% | 15.81% | 17.25% | 21.06% |
| CVB Financial Corp. (CVBF)vs › | $3.14B | 29.31% | 31.50% | 34.54% | 36.77% |
Operating Margin
20.9%
Net Profit Margin
24.1%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 38.84% |
| 2026-03-31 | 15.73% |
| 2025-12-31 | 15.92% |
| 2025-09-30 | 13.58% |
| 2025-06-30 | 13.98% |
| 2025-03-31 | 19.37% |
| 2024-12-31 | 16.25% |
| 2024-09-30 | 16.59% |
| 2024-06-30 | 16.43% |
| 2024-03-31 | 13.83% |
| 2023-12-31 | 12.37% |
| 2023-09-30 | 18.49% |
| 2023-06-30 | 17.18% |
| 2023-03-31 | 17.10% |
| 2022-12-31 | 23.59% |
| 2022-09-30 | 26.03% |
| 2022-06-30 | 26.18% |
| 2022-03-31 | 26.11% |
| 2021-12-31 | 23.95% |
| 2021-09-30 | 28.08% |
| 2021-06-30 | 31.35% |
| 2021-03-31 | 35.42% |
| 2020-12-31 | 27.05% |
| 2020-09-30 | 16.34% |
| 2020-06-30 | 18.81% |
| 2020-03-31 | 16.26% |
| 2019-12-31 | 21.20% |
| 2019-09-30 | 21.59% |
| 2019-06-30 | 20.07% |
| 2019-03-31 | 19.70% |
| 2018-12-31 | 23.09% |
| 2018-09-30 | 23.99% |
| 2018-06-30 | 22.38% |
| 2018-03-31 | 17.42% |
| 2017-12-31 | 10.18% |
| 2017-09-30 | 21.33% |
| 2017-06-30 | 20.32% |
| 2017-03-31 | 19.11% |
| 2016-12-31 | 17.20% |
| 2016-09-30 | 20.38% |
| 2016-06-30 | 6.75% |
| 2016-03-31 | 20.45% |
| 2015-12-31 | 15.71% |
| 2015-09-30 | 20.84% |
| 2015-06-30 | 20.76% |
| 2015-03-31 | 18.13% |
| 2014-12-31 | 10.99% |
| 2014-09-30 | 17.33% |
| 2014-06-30 | 17.06% |
| 2014-03-31 | 17.24% |
| 2013-12-31 | 15.78% |
| 2013-09-30 | 15.82% |
| 2013-06-30 | 16.75% |
| 2013-03-31 | 15.80% |
| 2012-12-31 | 15.49% |
| 2012-09-30 | 14.08% |
| 2012-06-30 | 14.50% |
| 2012-03-31 | 14.98% |
| 2011-12-31 | 15.42% |
| 2011-09-30 | 14.24% |
| 2011-06-30 | 12.01% |
| 2011-03-31 | 13.94% |
| 2010-12-31 | 13.68% |
| 2010-09-30 | 12.35% |
| 2010-06-30 | 11.51% |
| 2010-03-31 | 14.04% |
| 2009-12-31 | 11.81% |
| 2009-09-30 | 12.51% |
| 2009-06-30 | 11.35% |
| 2009-03-31 | 12.15% |
| 2008-12-31 | 11.35% |
| 2008-09-30 | 12.77% |
| 2008-06-30 | 12.69% |
| 2008-03-31 | 12.26% |
| 2007-12-31 | 12.07% |
| 2007-09-30 | 12.04% |
| 2007-06-30 | 12.14% |
| 2007-03-31 | 12.02% |
| 2006-12-31 | 14.54% |
| 2006-09-30 | 13.06% |
| 2006-06-30 | 14.06% |
| 2006-03-31 | 12.62% |
| 2005-12-31 | 14.31% |
| 2005-09-30 | 12.91% |
| 2005-06-30 | 14.61% |
| 2005-03-31 | 15.70% |
| 2004-12-31 | 15.67% |
| 2004-09-30 | 15.10% |
| 2004-06-30 | 12.74% |
| 2004-03-31 | 11.42% |
| 2003-12-31 | 9.19% |
| 2003-09-30 | 13.65% |
| 2003-06-30 | 12.57% |
| 2003-03-31 | 10.61% |
| 2002-12-31 | 5.11% |
| 2002-09-30 | 19.76% |
