Which has the lower trailing P/E, GBDC or TOWN?

TOWN has the lower trailing P/E: GBDC trades at 22.16 and TOWN at 9.95. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, GBDC or TOWN?

Over the past five years, TOWN grew revenue faster — GBDC at a 10.39% CAGR versus TOWN at 11.08%.

Does GBDC or TOWN pay a bigger dividend?

GBDC yields 11.15% and TOWN yields 5.04% based on trailing dividends and the latest price.

Is GBDC or TOWN more profitable?

TOWN runs the higher net margin — GBDC at 20.51% versus TOWN at 24.14%.

How have GBDC and TOWN total returns compared?

Over the past 10 years, GBDC delivered 5.25% and TOWN delivered 7.26% annualized total return. Past performance doesn't predict future results.

Golub Capital BDC, Inc. (GBDC) vs TowneBank (TOWN)

A side-by-side comparison of Golub Capital BDC, Inc. and TowneBank across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

GBDC

Golub Capital BDC, Inc.

$3.18B

$12.19Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

TOWN

TowneBank

$3.26B

$35.41Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

Total return — GBDC vs TOWN

growth of $100 · dividends reinvested · last 10y

GBDC +67.7% (+5.3%/yr)TOWN +104.8% (+7.4%/yr)TOWN compounded faster over this window

GBDC TOWN

GBDC vs TOWN: by the numbers

•TOWN is the larger company ($3.26B vs $3.18B market cap).
•TOWN trades at the lower trailing earnings multiple (9.95 vs 22.16 P/E), one valuation lens rather than an overall verdict.
•TOWN converts more revenue to profit (24.14% vs 20.51% net margin).
•TOWN grew revenue faster over the past five years (11.08% vs 10.39% CAGR).
•GBDC pays the higher dividend yield (11.15% vs 5.04%).

Metrics side by side

Valuation

Metric	GBDC	TOWN
P/E ratio	22.16	9.95
Forward P/E	9.53	11.28
PEG ratio	0.72	5.18
P/S ratio	4.44	2.51
P/B ratio	0.86	1.09

Profitability

Metric	GBDC	TOWN
Gross margin	74.39%	N/A
Operating margin	78.94%	20.86%
Net margin	20.51%	24.14%
ROE	3.96%	10.48%

TowneBank: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	GBDC	TOWN
Dividend yield	11.15%	5.04%
Payout ratio	250.91%	50.56%

Growth (annualized)

Metric	GBDC	TOWN
Revenue CAGR (5Y)	10.39%	11.08%
EPS CAGR (5Y)	30.87%	2.01%
Total return CAGR (5Y)	5.49%	6.13%

Frequently asked

Which has the lower trailing P/E, GBDC or TOWN?: TOWN has the lower trailing P/E: GBDC trades at 22.16 and TOWN at 9.95. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, GBDC or TOWN?: Over the past five years, TOWN grew revenue faster — GBDC at a 10.39% CAGR versus TOWN at 11.08%.
Does GBDC or TOWN pay a bigger dividend?: GBDC yields 11.15% and TOWN yields 5.04% based on trailing dividends and the latest price.
Is GBDC or TOWN more profitable?: TOWN runs the higher net margin — GBDC at 20.51% versus TOWN at 24.14%.
How have GBDC and TOWN total returns compared?: Over the past 10 years, GBDC delivered 5.25% and TOWN delivered 7.26% annualized total return. Past performance doesn't predict future results.

Go deeper

Full GBDC analysis Full TOWN analysis Interactive comparison tool

Dig into the metrics

Golub Capital BDC P/E ratio TowneBank P/E ratio Golub Capital BDC dividend yield TowneBank dividend yield Golub Capital BDC ROE TowneBank ROE Golub Capital BDC operating margin TowneBank operating margin Golub Capital BDC revenue growth TowneBank revenue growth

Golub Capital BDC & TowneBank appear in these rankings

Highest Dividend Yield Stocks Highest Operating Margin Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.