Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 3.19% is 10% above its 5-year average of 2.89%, around the middle of its 5-year range (1.67%–4.11%).
28.37% above its 12-month average of 2.48%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.83%.
RETURN ON ASSETS (ROA)
3.19%
RETURN ON ASSETS (ROA) AVG TTM
2.48%
RETURN ON ASSETS (ROA) AVG 3Y
2.63%
RETURN ON ASSETS (ROA) AVG 5Y
2.89%
RETURN ON ASSETS (ROA) AVG 10Y
2.78%
RETURN ON ASSETS (ROA) AVG 15Y
2.33%
RETURN ON ASSETS (ROA) AVG 20Y
2.30%
CURRENT VS TTM AVG
+28.37%
CURRENT VS 3Y AVG
+21.18%
CURRENT VS 5Y AVG
+10.25%
CURRENT VS 10Y AVG
+14.94%
CURRENT VS 15Y AVG
+36.91%
CURRENT VS 20Y AVG
+38.47%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 710 covered companies
CURRENT VS SECTOR MEDIAN
+158.30%
vs the sector median at left
Selective Insurance Group, Inc.
Market Cap
$5.05B
Return on Assets (ROA)
3.19%
TTM Avg
2.48%
3Y Avg
2.63%
5Y Avg
2.89%
Market Cap
$5.03B
Return on Assets (ROA)
7.86%
TTM Avg
3.63%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$5.06B
Return on Assets (ROA)
1.64%
TTM Avg
1.69%
3Y Avg
1.72%
5Y Avg
1.63%
Market Cap
$5.11B
Return on Assets (ROA)
7.60%
TTM Avg
9.28%
3Y Avg
8.47%
5Y Avg
7.32%
Market Cap
$4.91B
Return on Assets (ROA)
1.21%
TTM Avg
0.38%
3Y Avg
0.69%
5Y Avg
0.59%
Market Cap
$4.83B
Return on Assets (ROA)
10.87%
TTM Avg
11.84%
3Y Avg
11.08%
5Y Avg
10.70%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Selective Insurance Group, Inc. (SIGI) | $5.05B | 3.19% | 2.48% | 2.63% | 2.89% |
| Figure Technology Solutions, Inc. Class A Common Stock (FIGR)vs › | $5.03B | 7.86% | 3.63% | 0.00% | 0.00% |
| Axos Financial, Inc. (AX)vs › | $5.06B | 1.64% | 1.69% | 1.72% | 1.63% |
| Main Street Capital Corporation (MAIN)vs › | $5.11B | 7.60% | 9.28% | 8.47% | 7.32% |
| RLI Corp. (RLI)vs › | $5.13B | 6.84% | 6.34% | 7.70% | 6.83% |
| Bank OZK (OZKAP)vs › | $5.17B | 1.66% | 1.81% | 1.92% | 1.82% |
| Eastern Bankshares, Inc. (EBC)vs › | $4.91B | 1.21% | 0.38% | 0.69% | 0.59% |
| Bank OZK (OZK)vs › | $4.86B | 1.66% | 1.81% | 1.92% | 1.82% |
| Hamilton Lane Incorporated (HLNE)vs › | $4.83B | 10.87% | 11.84% | 11.08% | 10.70% |
| JPMorgan U.S. Tech Leaders ETF (JTEK)vs › | $4.80B | N/A | N/A | N/A | N/A |
ROA
3.2%
ROE
13.6%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 3.30% |
| 2024-12-31 | 1.67% |
| 2023-12-31 | 3.30% |
| 2022-12-31 | 2.26% |
| 2021-12-31 | 4.11% |
| 2020-12-31 | 2.72% |
| 2019-12-31 | 3.32% |
| 2018-12-31 | 2.45% |
| 2017-12-31 | 2.40% |
| 2016-12-31 | 2.37% |
| 2015-12-31 | 2.63% |
| 2014-12-31 | 2.38% |
| 2013-12-31 | 1.87% |
| 2012-12-31 | 0.71% |
| 2011-12-31 | 0.43% |
| 2010-12-31 | 1.36% |
| 2009-12-31 | 0.70% |
| 2008-12-31 | 0.87% |
| 2007-12-31 | 2.84% |
| 2006-12-31 | 3.43% |
| 2005-12-31 | 3.26% |
| 2004-12-31 | 3.27% |
| 2003-12-31 | 1.94% |
| 2002-12-31 | 1.39% |
| 2001-12-31 | 0.96% |
| 2000-12-31 | 1.02% |
| 1999-12-31 | 2.14% |
| 1998-12-31 | 2.20% |
| 1997-12-31 | 3.02% |
| 1996-12-31 | 2.54% |
