Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 34.57% is 42% above its 5-year average of 24.35%, near the high end of its 5-year range (4.54%–37.29%).
As of the fiscal period ended Wednesday, December 31, 2025. 1.83% below its 12-month average of 35.22%.
Annual fiscal-year return on equity; no daily interpolation.
RETURN ON EQUITY (ROE)
34.57%
RETURN ON EQUITY (ROE) AVG TTM
35.22%
RETURN ON EQUITY (ROE) AVG 3Y
23.55%
RETURN ON EQUITY (ROE) AVG 5Y
24.35%
RETURN ON EQUITY (ROE) AVG 10Y
22.44%
RETURN ON EQUITY (ROE) AVG 15Y
21.98%
RETURN ON EQUITY (ROE) AVG 20Y
21.20%
CURRENT VS TTM AVG
-1.83%
CURRENT VS 3Y AVG
+46.76%
CURRENT VS 5Y AVG
+41.99%
CURRENT VS 10Y AVG
+54.09%
CURRENT VS 15Y AVG
+57.26%
CURRENT VS 20Y AVG
+63.03%
SECTOR MEDIAN · FINANCIAL SERVICES
13.30%
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
+159.92%
vs the sector median at left
The Progressive Corporation
Market Cap
$124.32B
Return on Equity (ROE)
34.57%
TTM Avg
35.22%
3Y Avg
23.55%
5Y Avg
24.35%
Market Cap
$124.44B
Return on Equity (ROE)
2.87%
TTM Avg
4.98%
3Y Avg
8.09%
5Y Avg
9.53%
Market Cap
$126.21B
Return on Equity (ROE)
15.32%
TTM Avg
12.96%
3Y Avg
10.63%
5Y Avg
108.48%
Market Cap
$139.53B
Return on Equity (ROE)
14.88%
TTM Avg
14.23%
3Y Avg
13.50%
5Y Avg
12.37%
Market Cap
$109.07B
Return on Equity (ROE)
12.52%
TTM Avg
11.74%
3Y Avg
9.46%
5Y Avg
9.08%
Market Cap
$100.15B
Return on Equity (ROE)
11.92%
TTM Avg
11.13%
3Y Avg
11.59%
5Y Avg
11.75%
Market Cap
$99.65B
Return on Equity (ROE)
12.12%
TTM Avg
11.18%
3Y Avg
10.91%
5Y Avg
11.25%
Market Cap
$97.40B
Return on Equity (ROE)
12.52%
TTM Avg
11.74%
3Y Avg
9.46%
5Y Avg
9.08%
Market Cap
$93.07B
Return on Equity (ROE)
2.84%
TTM Avg
2.06%
3Y Avg
2.82%
5Y Avg
3.25%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| The Progressive Corporation (PGR) | $124.32B | 34.57% | 35.22% | 23.55% | 24.35% |
| Capital One Financial Corporation (COF)vs › | $124.44B | 2.87% | 4.98% | 8.09% | 9.53% |
| S&P Global Inc. (SPGI)vs › | $126.21B | 15.32% | 12.96% | 10.63% | 108.48% |
| Chubb Limited (CB)vs › | $139.53B | 14.88% | 14.23% | 13.50% | 12.37% |
| Bank of New York Mellon Corp (BNY)vs › | $109.07B | 12.52% | 11.74% | 9.46% | 9.08% |
| The PNC Financial Services Group, Inc. (PNC)vs › | $100.15B | 11.92% | 11.13% | 11.59% | 11.75% |
| U.S. Bancorp (USB)vs › | $99.65B | 12.12% | 11.18% | 10.91% | 11.25% |
| The Bank of New York Mellon Corporation (BK)vs › | $97.40B | 12.52% | 11.74% | 9.46% | 9.08% |
| Brookfield Corporation (BN)vs › | $93.07B | 2.84% | 2.06% | 2.82% | 3.25% |
| Blackstone Inc. (BX)vs › | $156.13B | 16.71% | 34.33% | 27.97% | 31.63% |
ROE
34.6%
ROA
9.4%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2025-12-31 | 37.29% |
| 2024-12-31 | 33.14% |
| 2023-12-31 | 19.25% |
| 2022-12-31 | 4.54% |
| 2021-12-31 | 18.38% |
| 2020-12-31 | 33.48% |
| 2019-12-31 | 29.04% |
| 2018-12-31 | 24.17% |
| 2017-12-31 | 17.15% |
| 2016-12-31 | 12.96% |
| 2015-12-31 | 17.39% |
| 2014-12-31 | 18.49% |
| 2013-12-31 | 18.83% |
| 2012-12-31 | 15.02% |
| 2011-12-31 | 17.49% |
| 2010-12-31 | 17.66% |
| 2009-12-31 | 18.40% |
| 2008-12-31 | -1.66% |
| 2007-12-31 | 23.96% |
| 2006-12-31 | 24.06% |
| 2005-12-31 | 22.82% |
| 2004-12-31 | 31.98% |
| 2003-12-31 | 24.96% |
| 2002-12-31 | 17.71% |
| 2001-12-31 | 12.66% |
| 2000-12-31 | 1.61% |
| 1999-12-31 | 10.72% |
| 1998-12-31 | 17.86% |
| 1997-12-31 | 18.73% |
| 1996-12-31 | 18.71% |
