Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 12.12% is in line with its 5-year average of 11.25%, around the middle of its 5-year range (9.34%–14.50%).
As of the fiscal period ended Wednesday, December 31, 2025. 8.36% above its 12-month average of 11.18%.
Annual fiscal-year return on equity; no daily interpolation.
RETURN ON EQUITY (ROE)
12.12%
RETURN ON EQUITY (ROE) AVG TTM
11.18%
RETURN ON EQUITY (ROE) AVG 3Y
10.91%
RETURN ON EQUITY (ROE) AVG 5Y
11.25%
RETURN ON EQUITY (ROE) AVG 10Y
12.06%
RETURN ON EQUITY (ROE) AVG 15Y
12.52%
RETURN ON EQUITY (ROE) AVG 20Y
12.22%
CURRENT VS TTM AVG
+8.36%
CURRENT VS 3Y AVG
+11.04%
CURRENT VS 5Y AVG
+7.73%
CURRENT VS 10Y AVG
+0.54%
CURRENT VS 15Y AVG
-3.20%
CURRENT VS 20Y AVG
-0.85%
SECTOR MEDIAN · FINANCIAL SERVICES
13.30%
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
-8.87%
vs the sector median at left
U.S. Bancorp
Market Cap
$100.36B
Return on Equity (ROE)
12.12%
TTM Avg
11.18%
3Y Avg
10.91%
5Y Avg
11.25%
Market Cap
$100.39B
Return on Equity (ROE)
11.92%
TTM Avg
11.13%
3Y Avg
11.59%
5Y Avg
11.75%
Market Cap
$97.40B
Return on Equity (ROE)
12.52%
TTM Avg
11.74%
3Y Avg
9.46%
5Y Avg
9.08%
Market Cap
$94.64B
Return on Equity (ROE)
2.84%
TTM Avg
2.06%
3Y Avg
2.82%
5Y Avg
3.25%
Market Cap
$94.21B
Return on Equity (ROE)
16.11%
TTM Avg
13.70%
3Y Avg
12.37%
5Y Avg
11.18%
Market Cap
$107.43B
Return on Equity (ROE)
12.52%
TTM Avg
11.74%
3Y Avg
9.46%
5Y Avg
9.08%
Market Cap
$92.18B
Return on Equity (ROE)
9.71%
TTM Avg
10.34%
3Y Avg
8.56%
5Y Avg
12.63%
Market Cap
$91.72B
Return on Equity (ROE)
25.79%
TTM Avg
28.99%
3Y Avg
29.44%
5Y Avg
28.08%
Market Cap
$86.37B
Return on Equity (ROE)
13.26%
TTM Avg
10.70%
3Y Avg
9.24%
5Y Avg
10.93%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| U.S. Bancorp (USB) | $100.36B | 12.12% | 11.18% | 10.91% | 11.25% |
| The PNC Financial Services Group, Inc. (PNC)vs › | $100.39B | 11.92% | 11.13% | 11.59% | 11.75% |
| The Bank of New York Mellon Corporation (BK)vs › | $97.40B | 12.52% | 11.74% | 9.46% | 9.08% |
| Brookfield Corporation (BN)vs › | $94.64B | 2.84% | 2.06% | 2.82% | 3.25% |
| CME Group Inc. (CME)vs › | $94.21B | 16.11% | 13.70% | 12.37% | 11.18% |
| Bank of New York Mellon Corp (BNY)vs › | $107.43B | 12.52% | 11.74% | 9.46% | 9.08% |
| KKR & Co. Inc. (KKR)vs › | $92.18B | 9.71% | 10.34% | 8.56% | 12.63% |
| Marsh & McLennan Companies, Inc. (MRSH)vs › | $91.72B | 25.79% | 28.99% | 29.44% | 28.08% |
| Intercontinental Exchange, Inc. (ICE)vs › | $86.37B | 13.26% | 10.70% | 9.24% | 10.93% |
| Moody's Corporation (MCO)vs › | $83.86B | 92.40% | 59.19% | 55.34% | 69.31% |
ROE
12.1%
ROA
1.1%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2025-12-31 | 11.62% |
| 2024-12-31 | 10.75% |
| 2023-12-31 | 9.82% |
| 2022-12-31 | 11.47% |
| 2021-12-31 | 14.50% |
| 2020-12-31 | 9.34% |
| 2019-12-31 | 13.33% |
| 2018-12-31 | 13.91% |
| 2017-12-31 | 12.68% |
| 2016-12-31 | 12.45% |
| 2015-12-31 | 12.74% |
| 2014-12-31 | 13.46% |
| 2013-12-31 | 14.20% |
| 2012-12-31 | 14.48% |
| 2011-12-31 | 14.34% |
| 2010-12-31 | 11.24% |
| 2009-12-31 | 8.49% |
| 2008-12-31 | 11.20% |
| 2007-12-31 | 20.55% |
| 2006-12-31 | 22.41% |
| 2005-12-31 | 22.35% |
| 2004-12-31 | 21.33% |
| 2003-12-31 | 19.40% |
| 2002-12-31 | 17.50% |
| 2001-12-31 | 8.98% |
| 2000-12-31 | 18.96% |
| 1999-12-31 | 19.72% |
| 1998-12-31 | 20.10% |
| 1997-12-31 | 27.66% |
| 1996-12-31 | 48.58% |
