Robinhood Markets, Inc. (HOOD) vs U.S. Bancorp (USB)

USB leads on 8 of 15 compared metrics.

A side-by-side comparison of Robinhood Markets, Inc. and U.S. Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Total return — HOOD vs USB

growth of $100 · last 5y
HOOD +167.6%USB +4.4%HOOD compounded faster
0100200300400Start $10020222023202420252026$268$104
HOOD USB

HOOD vs USB: by the numbers

  • USB is the larger company ($91.49B vs $83.92B market cap).
  • USB trades at the lower earnings multiple (12.38 vs 45.02 P/E).
  • HOOD converts more revenue to profit (41.12% vs 18.02% net margin).
  • HOOD grew revenue faster over the past five years (27.80% vs 12.25% CAGR).
  • USB pays a dividend (3.50% yield) while HOOD does not currently pay one.

Which is better, HOOD or USB?

Metric tally: HOOD 7 · USB 8

It depends on what you're optimizing for:

ValueUSB(lower P/E)
GrowthHOOD(faster 5Y revenue CAGR)
QualityHOOD(higher ROIC)

Valuation

MetricHOODUSB
P/E ratio45.0212.38
Forward P/E36.6611.56
P/S ratio18.492.11
P/B ratio9.151.39
PEG ratio1.640.50
EV / EBITDA42.1111.85
FCF yield2.53%10.47%

Profitability

MetricHOODUSB
Gross margin82.27%62.81%
Operating margin46.28%23.18%
Net margin41.12%18.02%
ROE20.36%11.87%
ROIC7.55%4.46%

Dividends

MetricHOODUSB
Dividend yield3.50%
Payout ratio44.59%

Growth (annualized)

MetricHOODUSB
Revenue CAGR (5Y)27.80%12.25%
EPS CAGR (5Y)262.28%8.59%
FCF CAGR (5Y)3.04%33.08%
Total return CAGR (5Y)4.33%

Frequently asked

Which is better, HOOD or USB?
It depends on your goal. value: USB (lower P/E); growth: HOOD (faster 5Y revenue CAGR); quality: HOOD (higher ROIC). Across all compared metrics, USB leads 8 to 7.
Is HOOD or USB cheaper?
On trailing earnings, USB is cheaper: HOOD trades at a 45.02 P/E and USB at 12.38.
Which has grown faster, HOOD or USB?
Over the past five years, HOOD grew revenue faster — HOOD at a 27.80% CAGR versus USB at 12.25%.
Does HOOD or USB pay a bigger dividend?
USB pays a dividend (3.50% yield) while HOOD does not currently pay one.
Is HOOD or USB more profitable?
HOOD runs the higher net margin — HOOD at 41.12% versus USB at 18.02%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.