Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on invested capital (ROIC) high or low?
The return on invested capital (ROIC) of 4.46% is in line with its 5-year average of 4.46%, near the low end of its 5-year range (3.61%–6.81%).
As of the fiscal period ended Wednesday, December 31, 2025. 5.94% above its 12-month average of 4.21%.
Annual fiscal-year return on invested capital; no daily interpolation.
RETURN ON INVESTED CAPITAL (ROIC)
4.46%
RETURN ON INVESTED CAPITAL (ROIC) AVG TTM
4.21%
RETURN ON INVESTED CAPITAL (ROIC) AVG 3Y
3.98%
RETURN ON INVESTED CAPITAL (ROIC) AVG 5Y
4.46%
RETURN ON INVESTED CAPITAL (ROIC) AVG 10Y
4.86%
RETURN ON INVESTED CAPITAL (ROIC) AVG 15Y
4.80%
RETURN ON INVESTED CAPITAL (ROIC) AVG 20Y
4.59%
CURRENT VS TTM AVG
+5.94%
CURRENT VS 3Y AVG
+11.99%
CURRENT VS 5Y AVG
0.00%
CURRENT VS 10Y AVG
-8.26%
CURRENT VS 15Y AVG
-7.10%
CURRENT VS 20Y AVG
-2.85%
SECTOR MEDIAN · FINANCIAL SERVICES
6.38%
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
-30.09%
vs the sector median at left
U.S. Bancorp
Market Cap
$100.36B
Return on Invested Capital (ROIC)
4.46%
TTM Avg
4.21%
3Y Avg
3.98%
5Y Avg
4.46%
Market Cap
$100.39B
Return on Invested Capital (ROIC)
5.27%
TTM Avg
4.87%
3Y Avg
4.89%
5Y Avg
4.90%
Market Cap
$97.40B
Return on Invested Capital (ROIC)
6.38%
TTM Avg
5.37%
3Y Avg
4.10%
5Y Avg
3.98%
Market Cap
$94.64B
Return on Invested Capital (ROIC)
3.19%
TTM Avg
2.88%
3Y Avg
2.78%
5Y Avg
2.53%
Market Cap
$94.21B
Return on Invested Capital (ROIC)
1.62%
TTM Avg
5.06%
3Y Avg
5.96%
5Y Avg
5.84%
Market Cap
$107.43B
Return on Invested Capital (ROIC)
6.38%
TTM Avg
5.37%
3Y Avg
4.10%
5Y Avg
3.98%
Market Cap
$92.18B
Return on Invested Capital (ROIC)
0.10%
TTM Avg
0.17%
3Y Avg
0.21%
5Y Avg
0.71%
Market Cap
$91.72B
Return on Invested Capital (ROIC)
12.12%
TTM Avg
11.84%
3Y Avg
12.24%
5Y Avg
11.46%
Market Cap
$86.37B
Return on Invested Capital (ROIC)
7.03%
TTM Avg
6.66%
3Y Avg
6.46%
5Y Avg
6.24%
| NAME | MARKET CAP | RETURN ON INVESTED CAPITAL (ROIC) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| U.S. Bancorp (USB) | $100.36B | 4.46% | 4.21% | 3.98% | 4.46% |
| The PNC Financial Services Group, Inc. (PNC)vs › | $100.39B | 5.27% | 4.87% | 4.89% | 4.90% |
| The Bank of New York Mellon Corporation (BK)vs › | $97.40B | 6.38% | 5.37% | 4.10% | 3.98% |
| Brookfield Corporation (BN)vs › | $94.64B | 3.19% | 2.88% | 2.78% | 2.53% |
| CME Group Inc. (CME)vs › | $94.21B | 1.62% | 5.06% | 5.96% | 5.84% |
| Bank of New York Mellon Corp (BNY)vs › | $107.43B | 6.38% | 5.37% | 4.10% | 3.98% |
| KKR & Co. Inc. (KKR)vs › | $92.18B | 0.10% | 0.17% | 0.21% | 0.71% |
| Marsh & McLennan Companies, Inc. (MRSH)vs › | $91.72B | 12.12% | 11.84% | 12.24% | 11.46% |
| Intercontinental Exchange, Inc. (ICE)vs › | $86.37B | 7.03% | 6.66% | 6.46% | 6.24% |
| Moody's Corporation (MCO)vs › | $83.86B | 21.00% | 19.42% | 16.71% | 17.40% |
ROIC
4.5%
ROE
12.1%
ROIC = NOPAT / Invested Capital
Return on invested capital measures the after-tax return a company earns on all capital (debt and equity) invested in the business.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON INVESTED CAPITAL (ROIC) |
|---|---|
| 2025-12-31 | 4.46% |
| 2024-12-31 | 3.96% |
| 2023-12-31 | 3.61% |
| 2022-12-31 | 3.90% |
| 2021-12-31 | 6.81% |
| 2020-12-31 | 4.02% |
| 2019-12-31 | 5.20% |
| 2018-12-31 | 5.84% |
| 2017-12-31 | 5.45% |
| 2016-12-31 | 5.34% |
| 2015-12-31 | 4.89% |
| 2014-12-31 | 4.93% |
| 2013-12-31 | 5.63% |
| 2012-12-31 | 5.24% |
| 2011-12-31 | 4.38% |
| 2010-12-31 | 3.15% |
| 2009-12-31 | 2.28% |
| 2008-12-31 | 2.83% |
| 2007-12-31 | 4.15% |
| 2006-12-31 | 5.04% |
| 2005-12-31 | 5.30% |
| 2004-12-31 | 5.60% |
| 2003-12-31 | 5.27% |
| 2002-12-31 | 5.08% |
| 2001-12-31 | 2.34% |
| 2000-12-31 | 5.31% |
| 1999-12-31 | 5.02% |
| 1998-12-31 | 6.69% |
| 1997-12-31 | 9.08% |
| 1996-12-31 | 18.73% |
