Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 19.74% is in line with its 5-year average of 20.00%, around the middle of its 5-year range (-5.86%–61.29%).
3.79% below its 12-month average of 20.52%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 19.93%.
NET PROFIT MARGIN
19.74%
NET PROFIT MARGIN AVG TTM
20.52%
NET PROFIT MARGIN AVG 3Y
14.69%
NET PROFIT MARGIN AVG 5Y
20.00%
NET PROFIT MARGIN AVG 10Y
23.46%
NET PROFIT MARGIN AVG 15Y
24.41%
NET PROFIT MARGIN AVG 20Y
22.32%
CURRENT VS TTM AVG
-3.79%
CURRENT VS 3Y AVG
+34.37%
CURRENT VS 5Y AVG
-1.31%
CURRENT VS 10Y AVG
-15.87%
CURRENT VS 15Y AVG
-19.13%
CURRENT VS 20Y AVG
-11.57%
SECTOR MEDIAN · FINANCIAL SERVICES
13.21%
median of 716 covered companies
CURRENT VS SECTOR MEDIAN
+49.49%
vs the sector median at left
Peoples Financial Services Corp.
Market Cap
$693.35M
Net Profit Margin
19.74%
TTM Avg
20.52%
3Y Avg
14.69%
5Y Avg
20.00%
Market Cap
$696.69M
Net Profit Margin
26.02%
TTM Avg
14.77%
3Y Avg
16.60%
5Y Avg
15.01%
Market Cap
$700.17M
Net Profit Margin
-11.40%
TTM Avg
33.34%
3Y Avg
34.59%
5Y Avg
42.34%
Market Cap
$700.18M
Net Profit Margin
9.71%
TTM Avg
-9.80%
3Y Avg
3.85%
5Y Avg
8.08%
Market Cap
$686.10M
Net Profit Margin
25.81%
TTM Avg
20.02%
3Y Avg
30.70%
5Y Avg
35.65%
Market Cap
$683.83M
Net Profit Margin
-169.25%
TTM Avg
27.97%
3Y Avg
-0.50%
5Y Avg
51.86%
Market Cap
$680.25M
Net Profit Margin
9.71%
TTM Avg
-9.80%
3Y Avg
3.85%
5Y Avg
8.08%
Market Cap
$677.50M
Net Profit Margin
26.30%
TTM Avg
23.51%
3Y Avg
26.25%
5Y Avg
27.66%
Market Cap
$677.47M
Net Profit Margin
20.84%
TTM Avg
18.56%
3Y Avg
22.69%
5Y Avg
25.41%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Peoples Financial Services Corp. (PFIS) | $693.35M | 19.74% | 20.52% | 14.69% | 20.00% |
| California BanCorp (BCAL)vs › | $696.69M | 26.02% | 14.77% | 16.60% | 15.01% |
| MidCap Financial Investment Corporation (MFIC)vs › | $700.17M | -11.40% | 33.34% | 34.59% | 42.34% |
| Midland States Bancorp, Inc. (MSBIP)vs › | $700.18M | 9.71% | -9.80% | 3.85% | 8.08% |
| Vinci Compass Investments Ltd. (VINP)vs › | $686.10M | 25.81% | 20.02% | 30.70% | 35.65% |
| OFS Credit Company, Inc. (OCCIN)vs › | $683.83M | -169.25% | 27.97% | -0.50% | 51.86% |
| Midland States Bancorp, Inc. (MSBI)vs › | $680.25M | 9.71% | -9.80% | 3.85% | 8.08% |
| Red River Bancshares, Inc. (RRBI)vs › | $677.50M | 26.30% | 23.51% | 26.25% | 27.66% |
| Farmers National Banc Corp. (FMNB)vs › | $677.47M | 20.84% | 18.56% | 22.69% | 25.41% |
| Carter Bankshares, Inc. (CARE)vs › | $675.06M | 36.89% | 11.28% | 15.39% | 8.96% |
Operating Margin
24.5%
Net Profit Margin
19.7%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 19.93% |
| 2026-03-31 | 20.60% |
| 2025-12-31 | 16.99% |
| 2025-09-30 | 21.39% |
| 2025-06-30 | 23.69% |
| 2025-03-31 | 22.07% |
| 2024-12-31 | 8.52% |
| 2024-09-30 | -5.86% |
| 2024-06-30 | 7.83% |
| 2024-03-31 | 8.17% |
| 2023-12-31 | 8.39% |
| 2023-09-30 | 15.88% |
| 2023-06-30 | 23.39% |
| 2023-03-31 | 19.97% |
| 2022-12-31 | 27.81% |
| 2022-09-30 | 30.63% |
| 2022-06-30 | 31.39% |
| 2022-03-31 | 33.85% |
| 2021-12-31 | 61.29% |
| 2021-09-30 | 32.82% |
| 2021-06-30 | 32.59% |
| 2021-03-31 | 35.11% |
| 2020-12-31 | 29.42% |
| 2020-09-30 | 29.39% |
| 2020-06-30 | 27.78% |
| 2020-03-31 | 19.28% |
| 2019-12-31 | 18.31% |
| 2019-09-30 | 26.17% |
| 2019-06-30 | 25.99% |
| 2019-03-31 | 24.46% |
| 2018-12-31 | 24.92% |
| 2018-09-30 | 27.23% |
| 2018-06-30 | 24.38% |
| 2018-03-31 | 24.84% |
| 2017-12-31 | 11.66% |
| 2017-09-30 | 23.82% |
| 2017-06-30 | 26.53% |
| 2017-03-31 | 23.02% |
| 2016-12-31 | 22.68% |
| 2016-09-30 | 24.77% |
| 2016-06-30 | 23.77% |
| 2016-03-31 | 24.48% |
| 2015-12-31 | 19.88% |
| 2015-09-30 | 23.46% |
| 2015-06-30 | 23.80% |
| 2015-03-31 | 25.99% |
| 2014-12-31 | 23.23% |
| 2014-09-30 | 26.30% |
| 2014-06-30 | 17.75% |
| 2014-03-31 | 24.18% |
| 2013-12-31 | -2.70% |
| 2013-09-30 | 22.64% |
| 2013-06-30 | 25.37% |
| 2013-03-31 | 22.73% |
| 2012-12-31 | 16.89% |
| 2012-09-30 | 27.39% |
| 2012-06-30 | 27.35% |
| 2012-03-31 | 29.60% |
| 2011-12-31 | 22.06% |
| 2011-09-30 | 23.48% |
| 2011-06-30 | 24.95% |
| 2011-03-31 | 23.82% |
| 2010-12-31 | 27.31% |
| 2010-09-30 | 19.30% |
| 2010-06-30 | 19.56% |
| 2010-03-31 | 20.62% |
| 2009-12-31 | 20.91% |
| 2009-09-30 | 14.11% |
| 2009-06-30 | 16.80% |
| 2009-03-31 | 21.21% |
| 2008-12-31 | 68.07% |
| 2008-09-30 | -21.76% |
| 2008-06-30 | 24.28% |
| 2008-03-31 | 20.19% |
| 2007-12-31 | 21.85% |
| 2007-09-30 | 12.59% |
| 2007-08-01 | 18.72% |
| 2007-03-31 | 16.50% |
| 2006-12-31 | 16.85% |
| 2006-09-30 | 15.02% |
| 2006-06-30 | 15.88% |
| 2006-03-31 | 17.43% |
| 2005-12-31 | 20.90% |
| 2005-09-30 | 12.01% |
| 2005-06-30 | 20.19% |
| 2005-03-31 | 22.57% |
| 2004-12-31 | 17.77% |
| 2004-09-30 | 24.51% |
| 2004-07-15 | 16.05% |
| 2004-03-31 | 23.20% |
| 2003-12-31 | 24.92% |
| 2003-09-30 | 27.29% |
| 2003-06-30 | 23.10% |
| 2003-03-31 | 23.48% |
| 2002-12-31 | 31.53% |
| 2002-09-30 | 26.14% |
