Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 0.79% is 18% above its 4-year average of 0.67%, near the high end of its 4-year range (0.22%–0.84%).
2.60% above its 12-month average of 0.77%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.28%.
RETURN ON ASSETS (ROA)
0.79%
RETURN ON ASSETS (ROA) AVG TTM
0.77%
RETURN ON ASSETS (ROA) AVG 3Y
0.65%
RETURN ON ASSETS (ROA) AVG 5Y
N/A
RETURN ON ASSETS (ROA) AVG 10Y
N/A
RETURN ON ASSETS (ROA) AVG 15Y
N/A
RETURN ON ASSETS (ROA) AVG 20Y
N/A
CURRENT VS TTM AVG
+2.60%
CURRENT VS 3Y AVG
+21.54%
CURRENT VS 5Y AVG
N/A
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 636 covered companies
CURRENT VS SECTOR MEDIAN
-35.51%
vs the sector median at left
NB Bancorp, Inc. Common Stock
Market Cap
$931.89M
Return on Assets (ROA)
0.79%
TTM Avg
0.77%
3Y Avg
0.65%
5Y Avg
N/A
Market Cap
$924.58M
Return on Assets (ROA)
0.96%
TTM Avg
0.91%
3Y Avg
0.94%
5Y Avg
0.88%
Market Cap
$940.02M
Return on Assets (ROA)
1.12%
TTM Avg
0.89%
3Y Avg
1.05%
5Y Avg
1.06%
Market Cap
$919.35M
Return on Assets (ROA)
2.38%
TTM Avg
-2.27%
3Y Avg
-0.62%
5Y Avg
3.40%
Market Cap
$912.92M
Return on Assets (ROA)
1.11%
TTM Avg
1.11%
3Y Avg
1.11%
5Y Avg
1.11%
Market Cap
$958.73M
Return on Assets (ROA)
1.28%
TTM Avg
0.92%
3Y Avg
0.92%
5Y Avg
1.02%
Market Cap
$903.66M
Return on Assets (ROA)
1.64%
TTM Avg
1.54%
3Y Avg
1.51%
5Y Avg
1.47%
Market Cap
$875.36M
Return on Assets (ROA)
-1.07%
TTM Avg
-0.98%
3Y Avg
0.63%
5Y Avg
2.30%
Market Cap
$996.31M
Return on Assets (ROA)
-2.19%
TTM Avg
-0.94%
3Y Avg
-0.09%
5Y Avg
0.33%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| NB Bancorp, Inc. Common Stock (NBBK) | $931.89M | 0.79% | 0.77% | 0.65% | N/A |
| Mid Penn Bancorp, Inc. (MPB)vs › | $924.58M | 0.96% | 0.91% | 0.94% | 0.88% |
| Hanmi Financial Corporation (HAFC)vs › | $940.02M | 1.12% | 0.89% | 1.05% | 1.06% |
| Prospect Capital Corporation (PSEC)vs › | $919.35M | 2.38% | -2.27% | -0.62% | 3.40% |
| Forbright, Inc. Class A Common Stock (FRBT)vs › | $912.92M | 1.11% | 1.11% | 1.11% | 1.11% |
| Camden National Corp. (CAC)vs › | $958.73M | 1.28% | 0.92% | 0.92% | 1.02% |
| First Community Bankshares, Inc. (FCBC)vs › | $903.66M | 1.64% | 1.54% | 1.51% | 1.47% |
| Lufax Holding Ltd (LU)vs › | $875.36M | -1.07% | -0.98% | 0.63% | 2.30% |
| Horizon Bancorp, Inc. (HBNC)vs › | $996.31M | -2.19% | -0.94% | -0.09% | 0.33% |
| Great Southern Bancorp, Inc. (GSBC)vs › | $866.00M | 1.22% | 1.15% | 1.20% | 1.21% |
ROA
0.8%
ROE
7.0%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 0.72% |
| 2024-12-31 | 0.82% |
| 2023-12-31 | 0.22% |
| 2022-12-31 | 0.84% |
| 2021-12-31 | 0.74% |
