Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 0.64% is 85% above its 5-year average of 0.35%, near the high end of its 5-year range (-1.91%–1.28%).
191.43% above its 12-month average of -0.70%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.30%.
RETURN ON ASSETS (ROA)
0.64%
RETURN ON ASSETS (ROA) AVG TTM
-0.70%
RETURN ON ASSETS (ROA) AVG 3Y
0.17%
RETURN ON ASSETS (ROA) AVG 5Y
0.35%
RETURN ON ASSETS (ROA) AVG 10Y
0.53%
RETURN ON ASSETS (ROA) AVG 15Y
0.74%
RETURN ON ASSETS (ROA) AVG 20Y
N/A
CURRENT VS TTM AVG
+191.43%
CURRENT VS 3Y AVG
+287.88%
CURRENT VS 5Y AVG
+84.62%
CURRENT VS 10Y AVG
+19.73%
CURRENT VS 15Y AVG
-13.12%
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 710 covered companies
CURRENT VS SECTOR MEDIAN
-48.18%
vs the sector median at left
Midland States Bancorp, Inc.
Market Cap
$700.18M
Return on Assets (ROA)
0.64%
TTM Avg
-0.70%
3Y Avg
0.17%
5Y Avg
0.35%
Market Cap
$700.17M
Return on Assets (ROA)
-1.04%
TTM Avg
2.50%
3Y Avg
2.74%
5Y Avg
3.09%
Market Cap
$696.69M
Return on Assets (ROA)
1.50%
TTM Avg
0.84%
3Y Avg
0.88%
5Y Avg
0.71%
Market Cap
$693.35M
Return on Assets (ROA)
1.04%
TTM Avg
0.65%
3Y Avg
0.77%
5Y Avg
0.90%
Market Cap
$686.10M
Return on Assets (ROA)
10.07%
TTM Avg
4.29%
3Y Avg
7.65%
5Y Avg
15.85%
Market Cap
$683.83M
Return on Assets (ROA)
-26.32%
TTM Avg
1.29%
3Y Avg
-1.74%
5Y Avg
-0.08%
Market Cap
$716.58M
Return on Assets (ROA)
5.15%
TTM Avg
6.26%
3Y Avg
5.85%
5Y Avg
6.65%
Market Cap
$717.32M
Return on Assets (ROA)
0.50%
TTM Avg
0.66%
3Y Avg
0.75%
5Y Avg
0.82%
Market Cap
$680.25M
Return on Assets (ROA)
0.64%
TTM Avg
-0.70%
3Y Avg
0.17%
5Y Avg
0.35%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Midland States Bancorp, Inc. (MSBIP) | $700.18M | 0.64% | -0.70% | 0.17% | 0.35% |
| MidCap Financial Investment Corporation (MFIC)vs › | $700.17M | -1.04% | 2.50% | 2.74% | 3.09% |
| California BanCorp (BCAL)vs › | $696.69M | 1.50% | 0.84% | 0.88% | 0.71% |
| Peoples Financial Services Corp. (PFIS)vs › | $693.35M | 1.04% | 0.65% | 0.77% | 0.90% |
| Vinci Compass Investments Ltd. (VINP)vs › | $686.10M | 10.07% | 4.29% | 7.65% | 15.85% |
| OFS Credit Company, Inc. (OCCIN)vs › | $683.83M | -26.32% | 1.29% | -1.74% | -0.08% |
| Fidus Investment Corporation (FDUS)vs › | $716.58M | 5.15% | 6.26% | 5.85% | 6.65% |
| VersaBank (VBNK)vs › | $717.32M | 0.50% | 0.66% | 0.75% | 0.82% |
| Midland States Bancorp, Inc. (MSBI)vs › | $680.25M | 0.64% | -0.70% | 0.17% | 0.35% |
| WisdomTree Artificial Intelligence and Innovation Fund (WTAI)vs › | $722.78M | N/A | N/A | N/A | N/A |
ROA
0.6%
ROE
7.5%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | -1.91% |
| 2024-12-31 | 0.51% |
| 2023-12-31 | 0.78% |
| 2022-12-31 | 1.28% |
| 2021-12-31 | 1.09% |
| 2020-12-31 | 0.33% |
| 2019-12-31 | 0.92% |
| 2018-12-31 | 0.70% |
| 2017-12-31 | 0.36% |
| 2016-12-31 | 0.98% |
| 2015-12-31 | 0.84% |
| 2014-12-31 | 0.40% |
| 2013-12-31 | 0.83% |
| 2012-12-31 | 0.54% |
| 2011-12-31 | 0.75% |
| 2010-12-31 | 0.74% |
| 2009-12-31 | 1.65% |
| 2008-12-31 | 0.00% |
