Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 15.79 is 92% above its 4-year average of 8.23, around the middle of its 4-year range (4.57–21.14).
As of 2026-10-06T19:12:46.639Z. 15.77% below its 12-month average of 18.75.
Calculation as of: 2026-10-06T19:12:46.639Z.
Quote observation: 2026-10-06T19:04:57.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 1b421506c89d8e44001193fe53273b8201bbf5a5d97c0d71fb7e6cb85f3c3f6e
PE Ratio (15.79) = Close Price ($25.26) / Diluted TTM EPS ($1.60)
PE RATIO
15.79
PE RATIO AVG TTM
18.75
PE RATIO AVG 3Y
8.80
PE RATIO AVG 5Y
N/A
PE RATIO AVG 10Y
N/A
PE RATIO AVG 15Y
N/A
PE RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
-15.77%
CURRENT VS 3Y AVG
+79.35%
CURRENT VS 5Y AVG
N/A
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
13.82
median of 554 covered companies
CURRENT VS SECTOR MEDIAN
+14.21%
vs the sector median at left
Midland States Bancorp, Inc.
Market Cap
$698.25M
PE Ratio
15.79
TTM Avg
18.75
3Y Avg
8.80
5Y Avg
N/A
Market Cap
$695.96M
PE Ratio
12.30
TTM Avg
10.88
3Y Avg
18.51
5Y Avg
14.61
Market Cap
$702.64M
PE Ratio
N/A
TTM Avg
71.93
3Y Avg
30.24
5Y Avg
23.04
Market Cap
$687.70M
PE Ratio
N/A
TTM Avg
20.01
3Y Avg
17.47
5Y Avg
17.25
Market Cap
$683.83M
PE Ratio
N/A
TTM Avg
80.20
3Y Avg
65.41
5Y Avg
52.00
Market Cap
$683.23M
PE Ratio
14.93
TTM Avg
13.56
3Y Avg
11.68
5Y Avg
11.37
Market Cap
$680.05M
PE Ratio
20.48
TTM Avg
22.78
3Y Avg
10.75
5Y Avg
9.01
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Midland States Bancorp, Inc. (MSBIP) | $698.25M | 15.79 | 18.75 | 8.80 | N/A |
| Peoples Financial Services Corp. (PFIS)vs › | $695.96M | 12.30 | 10.88 | 18.51 | 14.61 |
| California BanCorp (BCAL)vs › | $695.72M | 11.76 | 11.33 | 16.63 | 19.85 |
| MidCap Financial Investment Corporation (MFIC)vs › | $702.64M | N/A | 71.93 | 30.24 | 23.04 |
| Vinci Compass Investments Ltd. (VINP)vs › | $687.70M | N/A | 20.01 | 17.47 | 17.25 |
| OFS Credit Company, Inc. (OCCIN)vs › | $683.83M | N/A | 80.20 | 65.41 | 52.00 |
| Red River Bancshares, Inc. (RRBI)vs › | $683.23M | 14.93 | 13.56 | 11.68 | 11.37 |
| VersaBank (VBNK)vs › | $716.19M | 29.22 | 24.62 | 15.49 | 14.15 |
| Midland States Bancorp, Inc. (MSBI)vs › | $680.05M | 20.48 | 22.78 | 10.75 | 9.01 |
| Farmers National Banc Corp. (FMNB)vs › | $677.91M | 10.59 | 9.83 | 10.19 | 9.55 |
At 15.8, P/E is above its 4-year median — higher than 89% of readings in its 4-year history.
4-year low
4.6
median
8.1
4-year high
21.1
Trailing P/E
15.8
Forward P/E
7.6
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$25.26
Forward EPS (Est.)
$3.34
Forward P/E
7.56
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 15.83 |
| 2026-10-02 | 15.93 |
| 2026-10-01 | 15.93 |
| 2026-09-30 | 16.21 |
| 2026-09-29 | 15.90 |
| 2026-09-28 | 15.81 |
| 2026-09-25 | 15.81 |
| 2026-09-24 | 15.85 |
| 2026-09-23 | 15.82 |
| 2026-09-22 | 15.86 |
| 2026-09-21 | 15.91 |
| 2026-09-18 | 15.87 |
| 2026-09-17 | 15.83 |
| 2026-09-16 | 15.75 |
| 2026-09-15 | 16.00 |
| 2026-09-14 | 15.94 |
| 2026-09-11 | 15.89 |
| 2026-09-10 | 16.00 |
| 2026-09-09 | 16.04 |
| 2026-09-08 | 15.92 |
| 2026-09-04 | 15.87 |
| 2026-09-03 | 15.89 |
| 2026-09-02 | 15.84 |
| 2026-09-01 | 15.84 |
| 2026-08-31 | 15.81 |
| 2026-08-28 | 15.94 |
| 2026-08-27 | 15.95 |
| 2026-08-26 | 15.91 |
| 2026-08-25 | 15.87 |
| 2026-08-24 | 15.87 |
| 2026-08-21 | 15.91 |
| 2026-08-20 | 15.83 |
| 2026-08-19 | 15.87 |
| 2026-08-18 | 15.78 |
| 2026-08-17 | 15.78 |
| 2026-08-14 | 15.76 |
| 2026-08-13 | 15.75 |
| 2026-08-12 | 15.78 |
| 2026-08-11 | 15.69 |
| 2026-08-10 | 15.71 |
| 2026-08-07 | 15.84 |
| 2026-08-06 | 15.75 |
| 2026-08-05 | 15.75 |
| 2026-08-04 | 15.84 |
| 2026-08-03 | 15.78 |
| 2026-07-31 | 15.78 |
| 2026-07-30 | 20.86 |
| 2026-07-29 | 20.82 |
| 2026-07-28 | 20.79 |
| 2026-07-27 | 20.81 |
| 2026-07-24 | 20.81 |
| 2026-07-23 | 20.73 |
| 2026-07-22 | 20.78 |
| 2026-07-21 | 20.80 |
| 2026-07-20 | 20.80 |
| 2026-07-17 | 20.76 |
| 2026-07-16 | 20.72 |
| 2026-07-15 | 20.72 |
| 2026-07-14 | 20.83 |
| 2026-07-13 | 20.83 |
| 2026-07-10 | 20.82 |
| 2026-07-09 | 20.73 |
| 2026-07-08 | 20.79 |
| 2026-07-07 | 20.73 |
| 2026-07-06 | 20.77 |
| 2026-07-02 | 20.77 |
| 2026-07-01 | 20.87 |
| 2026-06-30 | 20.58 |
| 2026-06-29 | 20.79 |
| 2026-06-26 | 20.79 |
| 2026-06-25 | 20.77 |
| 2026-06-24 | 20.74 |
| 2026-06-23 | 20.91 |
| 2026-06-22 | 20.91 |
| 2026-06-18 | 21.03 |
| 2026-06-17 | 20.92 |
| 2026-06-16 | 20.92 |
| 2026-06-15 | 20.99 |
| 2026-06-12 | 20.96 |
| 2026-06-11 | 21.02 |
| 2026-06-10 | 21.02 |
| 2026-06-09 | 21.02 |
| 2026-06-08 | 21.03 |
| 2026-06-05 | 20.99 |
| 2026-06-04 | 21.02 |
| 2026-06-03 | 21.07 |
| 2026-06-02 | 21.01 |
| 2026-06-01 | 20.95 |
| 2026-05-29 | 21.04 |
| 2026-05-28 | 21.02 |
| 2026-05-27 | 21.01 |
| 2026-05-26 | 21.02 |
| 2026-05-22 | 21.02 |
| 2026-05-21 | 21.02 |
| 2026-05-20 | 21.14 |
| 2026-05-19 | 20.98 |
| 2026-05-18 | 20.92 |
| 2026-05-15 | 20.98 |
| 2026-05-14 | 21.07 |
| 2026-05-13 | 20.89 |
| 2026-05-12 | 20.89 |
| 2026-05-11 | 21.03 |
| 2026-05-08 | 20.90 |
| 2026-05-07 | 20.93 |
| 2026-05-06 | 20.82 |
| 2026-05-05 | 20.82 |
| 2026-05-04 | 20.76 |
| 2026-05-01 | 20.88 |
| 2025-08-08 | 9.44 |
| 2025-08-07 | 9.39 |
| 2025-08-06 | 9.38 |
| 2025-08-05 | 9.40 |
| 2025-08-04 | 9.37 |
| 2025-08-01 | 9.36 |
| 2025-07-31 | 9.45 |
| 2025-07-30 | 9.29 |
| 2025-07-29 | 9.28 |
| 2025-07-28 | 9.26 |
| 2025-07-25 | 9.18 |
| 2025-07-24 | 9.13 |
| 2025-07-23 | 9.22 |
| 2025-07-22 | 9.22 |
| 2025-07-21 | 9.29 |
| 2025-07-18 | 9.13 |
| 2025-07-17 | 9.07 |
| 2025-07-16 | 9.00 |
| 2025-07-15 | 8.96 |
| 2025-07-14 | 8.86 |
| 2025-07-11 | 8.85 |
| 2025-07-10 | 8.88 |
| 2025-07-09 | 8.81 |
| 2025-07-08 | 8.74 |
| 2025-07-07 | 8.85 |
| 2025-07-03 | 8.83 |
| 2025-07-02 | 8.83 |
| 2025-07-01 | 7.73 |
| 2025-06-30 | 7.60 |
| 2025-06-27 | 7.80 |
| 2025-06-26 | 7.88 |
| 2025-06-25 | 8.04 |
| 2025-06-24 | 8.05 |
| 2025-06-23 | 8.06 |
| 2025-06-20 | 8.03 |
| 2025-06-18 | 8.01 |
| 2025-06-17 | 7.98 |
| 2025-06-16 | 8.02 |
| 2025-06-13 | 8.22 |
| 2025-06-12 | 8.17 |
| 2025-06-11 | 8.22 |
| 2025-06-10 | 8.21 |
| 2025-06-09 | 8.18 |
| 2025-06-06 | 8.23 |
| 2025-06-05 | 8.18 |
| 2025-06-04 | 8.15 |
| 2025-06-03 | 8.14 |
| 2025-06-02 | 8.16 |
| 2025-05-30 | 8.05 |
| 2025-05-29 | 8.20 |
| 2025-05-28 | 8.10 |
| 2025-05-27 | 8.19 |
| 2025-05-23 | 8.21 |
| 2025-05-22 | 8.14 |
| 2025-05-21 | 8.14 |
| 2025-05-20 | 8.14 |
| 2025-05-19 | 8.20 |
| 2025-05-16 | 8.13 |
| 2025-05-15 | 8.14 |
| 2025-05-14 | 8.16 |
| 2025-05-13 | 8.21 |
| 2025-05-12 | 8.21 |
| 2025-05-09 | 8.16 |
| 2025-05-08 | 8.16 |
| 2025-05-07 | 8.12 |
| 2025-05-06 | 8.09 |
| 2025-05-05 | 8.18 |
| 2025-05-02 | 8.13 |
| 2025-05-01 | 8.11 |
| 2025-04-30 | 8.09 |
| 2025-04-29 | 8.04 |
| 2025-04-28 | 8.08 |
| 2025-04-25 | 8.13 |
| 2025-04-24 | 8.10 |
| 2025-04-23 | 8.00 |
| 2025-04-22 | 8.05 |
| 2025-04-21 | 8.01 |
| 2025-04-17 | 7.95 |
| 2025-04-16 | 7.96 |
| 2025-04-15 | 7.99 |
| 2025-04-14 | 8.07 |
| 2025-04-11 | 8.00 |
| 2025-04-10 | 7.98 |
| 2025-04-09 | 8.05 |
| 2025-04-08 | 7.94 |
| 2025-04-07 | 7.88 |
| 2025-04-04 | 8.00 |
| 2025-04-03 | 8.06 |
| 2025-04-02 | 8.21 |
| 2025-04-01 | 8.19 |
| 2025-03-31 | 8.38 |
| 2025-03-28 | 8.14 |
| 2025-03-27 | 8.10 |
| 2025-03-26 | 8.09 |
| 2025-03-25 | 8.08 |
| 2025-03-24 | 8.08 |
| 2025-03-21 | 8.15 |
| 2025-03-20 | 8.10 |
| 2025-03-19 | 8.14 |
| 2025-03-18 | 8.16 |
| 2025-03-17 | 8.19 |
| 2025-03-14 | 8.17 |
| 2025-03-13 | 8.21 |
| 2025-03-12 | 8.11 |
| 2025-03-11 | 8.14 |
| 2025-03-10 | 8.16 |
| 2025-03-07 | 8.13 |
| 2025-03-06 | 8.14 |
| 2025-03-05 | 8.14 |
| 2025-03-04 | 8.16 |
| 2025-03-03 | 8.12 |
| 2025-02-28 | 8.03 |
| 2025-02-27 | 8.12 |
| 2025-02-26 | 8.27 |
| 2025-02-25 | 8.25 |
| 2025-02-24 | 8.15 |
| 2025-02-21 | 8.35 |
| 2025-02-20 | 8.38 |
| 2025-02-19 | 8.47 |
| 2025-02-18 | 8.45 |
| 2025-02-14 | 8.54 |
| 2025-02-13 | 8.54 |
| 2025-02-12 | 8.49 |
| 2025-02-11 | 8.49 |
| 2025-02-10 | 8.47 |
| 2025-02-07 | 8.50 |
| 2025-02-06 | 8.51 |
| 2025-02-05 | 8.41 |
| 2025-02-04 | 8.36 |
| 2025-02-03 | 8.36 |
| 2025-01-31 | 8.32 |
| 2025-01-30 | 8.30 |
| 2025-01-29 | 8.32 |
| 2025-01-28 | 8.28 |
| 2025-01-27 | 8.28 |
| 2025-01-24 | 8.20 |
| 2025-01-23 | 8.63 |
| 2025-01-22 | 8.61 |
| 2025-01-21 | 8.63 |
| 2025-01-17 | 8.58 |
| 2025-01-16 | 8.59 |
| 2025-01-15 | 8.59 |
| 2025-01-14 | 8.57 |
| 2025-01-13 | 8.59 |
| 2025-01-10 | 8.60 |
| 2025-01-08 | 8.64 |
| 2025-01-07 | 8.64 |
| 2025-01-06 | 8.69 |
| 2025-01-03 | 8.61 |
| 2025-01-02 | 8.66 |
| 2024-12-31 | 8.80 |
| 2024-12-30 | 8.69 |
Showing the most recent 260 of 854 data points. The chart above shows the full history.