Midland States Bancorp, Inc. (MSBIP) vs Red River Bancshares, Inc. (RRBI)

A side-by-side comparison of Midland States Bancorp, Inc. and Red River Bancshares, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — MSBIP vs RRBI

growth of $100 · dividends reinvested · last 4y
MSBIP +38.6% (+8.5%/yr)RRBI +90.1% (+17.4%/yr)RRBI compounded faster over this window
100150Start $1002023202420252026$139$190
MSBIP RRBI

MSBIP vs RRBI: by the numbers

  • •MSBIP is the larger company ($701M vs $683M market cap).
  • •RRBI trades at the lower trailing earnings multiple (14.92 vs 15.86 P/E), one valuation lens rather than an overall verdict.
  • •RRBI converts more revenue to profit (26.30% vs 9.71% net margin).
  • •RRBI grew revenue faster over the past five years (11.28% vs 7.02% CAGR).
  • •MSBIP pays the higher dividend yield (7.66% vs 0.87%).

Metrics side by side

Valuation

MetricMSBIPRRBI
P/E ratio15.8614.92
Forward P/E7.5914.22
PEG ratioN/A1.39
P/S ratio1.583.91
P/B ratio1.531.78

Profitability

MetricMSBIPRRBI
Operating margin-22.08%32.72%
Net margin9.71%26.30%
ROE7.55%11.95%

Midland States Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Red River Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricMSBIPRRBI
Dividend yield7.66%0.87%
Payout ratio121.10%12.95%

Growth (annualized)

MetricMSBIPRRBI
Revenue CAGR (5Y)7.02%11.28%
EPS CAGR (5Y)N/A10.76%
Total return CAGR (5Y)N/A16.33%

Frequently asked

Which has the lower trailing P/E, MSBIP or RRBI?
RRBI has the lower trailing P/E: MSBIP trades at 15.86 and RRBI at 14.92. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, MSBIP or RRBI?
Over the past five years, RRBI grew revenue faster — MSBIP at a 7.02% CAGR versus RRBI at 11.28%.
Does MSBIP or RRBI pay a bigger dividend?
MSBIP yields 7.66% and RRBI yields 0.87% based on trailing dividends and the latest price.
Is MSBIP or RRBI more profitable?
RRBI runs the higher net margin — MSBIP at 9.71% versus RRBI at 26.30%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.