Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of -150.89% is 674% below its 5-year average of 26.28%, near the low end of its 5-year range (-150.89%–108.96%).
463.42% below its 12-month average of 41.52%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 24.78%.
NET PROFIT MARGIN
-150.89%
NET PROFIT MARGIN AVG TTM
41.52%
NET PROFIT MARGIN AVG 3Y
20.84%
NET PROFIT MARGIN AVG 5Y
26.28%
NET PROFIT MARGIN AVG 10Y
25.53%
NET PROFIT MARGIN AVG 15Y
23.24%
NET PROFIT MARGIN AVG 20Y
19.98%
CURRENT VS TTM AVG
-463.42%
CURRENT VS 3Y AVG
-824.08%
CURRENT VS 5Y AVG
-674.23%
CURRENT VS 10Y AVG
-691.09%
CURRENT VS 15Y AVG
-749.34%
CURRENT VS 20Y AVG
-855.19%
SECTOR MEDIAN · FINANCIAL SERVICES
13.21%
median of 716 covered companies
CURRENT VS SECTOR MEDIAN
-1242.67%
vs the sector median at left
Horizon Bancorp, Inc.
Market Cap
$991.69M
Net Profit Margin
-150.89%
TTM Avg
41.52%
3Y Avg
20.84%
5Y Avg
26.28%
Market Cap
$1.00B
Net Profit Margin
30.49%
TTM Avg
28.25%
3Y Avg
29.93%
5Y Avg
33.24%
Market Cap
$1.00B
Net Profit Margin
20.46%
TTM Avg
15.74%
3Y Avg
18.86%
5Y Avg
20.01%
Market Cap
$1.00B
Net Profit Margin
20.42%
TTM Avg
15.69%
3Y Avg
17.59%
5Y Avg
18.96%
Market Cap
$1.01B
Net Profit Margin
6.77%
TTM Avg
12.69%
3Y Avg
17.98%
5Y Avg
19.14%
Market Cap
$1.02B
Net Profit Margin
20.46%
TTM Avg
15.74%
3Y Avg
18.86%
5Y Avg
20.01%
Market Cap
$1.02B
Net Profit Margin
29.32%
TTM Avg
31.24%
3Y Avg
32.35%
5Y Avg
30.07%
Market Cap
$1.02B
Net Profit Margin
24.79%
TTM Avg
22.93%
3Y Avg
25.38%
5Y Avg
25.67%
Market Cap
$956.02M
Net Profit Margin
25.61%
TTM Avg
18.02%
3Y Avg
20.69%
5Y Avg
24.59%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Horizon Bancorp, Inc. (HBNC) | $991.69M | -150.89% | 41.52% | 20.84% | 26.28% |
| MetroCity Bankshares, Inc. (MCBS)vs › | $1.00B | 30.49% | 28.25% | 29.93% | 33.24% |
| CNB Financial Corporation (CCNE)vs › | $1.00B | 20.46% | 15.74% | 18.86% | 20.01% |
| Business First Bancshares, Inc. (BFST)vs › | $1.00B | 20.42% | 15.69% | 17.59% | 18.96% |
| OceanFirst Financial Corp. (OCFC)vs › | $1.01B | 6.77% | 12.69% | 17.98% | 19.14% |
| CNB Financial Corporation (CCNEP)vs › | $1.02B | 20.46% | 15.74% | 18.86% | 20.01% |
| Esquire Financial Holdings, Inc. (ESQ)vs › | $1.02B | 29.32% | 31.24% | 32.35% | 30.07% |
| Mercantile Bank Corporation (MBWM)vs › | $1.02B | 24.79% | 22.93% | 25.38% | 25.67% |
| Camden National Corp. (CAC)vs › | $956.02M | 25.61% | 18.02% | 20.69% | 24.59% |
| Oaktree Specialty Lending Corporation (OCSL)vs › | $1.03B | 15.13% | 21.20% | 31.48% | 43.48% |
Operating Margin
-198.0%
Net Profit Margin
-150.9%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 24.78% |
| 2026-03-31 | 26.73% |
| 2025-12-31 | 26.72% |
| 2025-09-30 | 108.96% |
| 2025-06-30 | 20.41% |
| 2025-03-31 | 22.81% |
| 2024-12-31 | -17.24% |
| 2024-09-30 | 17.94% |
| 2024-06-30 | 14.66% |
| 2024-03-31 | 14.81% |
| 2023-12-31 | -40.85% |
| 2023-09-30 | 17.84% |
| 2023-06-30 | 21.70% |
| 2023-03-31 | 22.70% |
| 2022-12-31 | 27.64% |
| 2022-09-30 | 33.89% |
| 2022-06-30 | 36.82% |
| 2022-03-31 | 37.00% |
| 2021-12-31 | 33.40% |
| 2021-09-30 | 35.90% |
| 2021-06-30 | 37.25% |
| 2021-03-31 | 34.83% |
| 2020-12-31 | 31.27% |
| 2020-09-30 | 31.75% |
| 2020-06-30 | 24.91% |
| 2020-03-31 | 18.91% |
| 2019-12-31 | 29.48% |
| 2019-09-30 | 31.58% |
| 2019-06-30 | 26.54% |
| 2019-03-31 | 20.75% |
| 2018-12-31 | 26.07% |
| 2018-09-30 | 26.54% |
| 2018-06-30 | 29.32% |
| 2018-03-31 | 27.54% |
| 2017-12-31 | 17.11% |
| 2017-09-30 | 21.02% |
| 2017-06-30 | 24.02% |
| 2017-03-31 | 23.31% |
| 2016-12-31 | 14.71% |
| 2016-09-30 | 17.94% |
| 2016-06-30 | 19.46% |
| 2016-03-31 | 18.11% |
| 2015-12-31 | 20.49% |
| 2015-09-30 | 14.00% |
| 2015-06-30 | 17.55% |
| 2015-03-31 | 20.69% |
| 2014-12-31 | 19.62% |
| 2014-09-30 | 19.04% |
| 2014-06-30 | 18.75% |
| 2014-03-31 | 16.29% |
| 2013-12-31 | 18.69% |
| 2013-09-30 | 20.89% |
| 2013-06-30 | 22.28% |
| 2013-03-31 | 20.61% |
| 2012-12-31 | 21.45% |
| 2012-09-30 | 19.31% |
| 2012-06-30 | 22.11% |
| 2012-03-31 | 21.69% |
| 2011-12-31 | 15.68% |
| 2011-09-30 | 15.15% |
| 2011-06-30 | 15.34% |
| 2011-03-31 | 14.00% |
| 2010-12-31 | 12.68% |
| 2010-09-30 | 13.94% |
| 2010-06-30 | 11.57% |
| 2010-03-31 | 8.73% |
| 2009-12-31 | 9.49% |
| 2009-09-30 | 10.70% |
| 2009-06-30 | 8.83% |
| 2009-03-31 | 11.37% |
| 2008-12-31 | 10.39% |
| 2008-09-30 | 6.49% |
| 2008-06-30 | 14.13% |
| 2008-03-31 | 11.51% |
| 2007-12-31 | 8.87% |
| 2007-09-30 | 10.18% |
| 2007-06-30 | 9.35% |
| 2007-03-31 | 8.86% |
| 2006-12-31 | 10.40% |
| 2006-09-30 | 9.54% |
| 2006-06-30 | 9.64% |
| 2006-03-31 | 8.19% |
| 2005-12-31 | 11.19% |
| 2005-09-30 | 11.12% |
| 2005-06-30 | 10.69% |
| 2005-03-31 | 9.26% |
| 2004-12-31 | 12.86% |
| 2004-09-30 | 13.07% |
| 2004-06-30 | 13.61% |
| 2004-03-31 | 12.11% |
| 2003-12-31 | 8.07% |
| 2003-09-30 | 14.57% |
| 2003-06-30 | 13.33% |
| 2003-03-31 | 13.28% |
| 2002-12-31 | 12.99% |
| 2002-09-30 | 10.86% |
