Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.30% is in line with its 5-year average of 1.21%, around the middle of its 5-year range (0.96%–1.65%).
9.24% above its 12-month average of 1.19%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.32%.
RETURN ON ASSETS (ROA)
1.30%
RETURN ON ASSETS (ROA) AVG TTM
1.19%
RETURN ON ASSETS (ROA) AVG 3Y
1.16%
RETURN ON ASSETS (ROA) AVG 5Y
1.21%
RETURN ON ASSETS (ROA) AVG 10Y
1.15%
RETURN ON ASSETS (ROA) AVG 15Y
1.02%
RETURN ON ASSETS (ROA) AVG 20Y
0.94%
CURRENT VS TTM AVG
+9.24%
CURRENT VS 3Y AVG
+11.83%
CURRENT VS 5Y AVG
+7.44%
CURRENT VS 10Y AVG
+13.49%
CURRENT VS 15Y AVG
+27.61%
CURRENT VS 20Y AVG
+38.45%
SECTOR MEDIAN · FINANCIAL SERVICES
1.21%
median of 537 covered companies
CURRENT VS SECTOR MEDIAN
+7.44%
vs the sector median at left
Home Bancorp, Inc.
Market Cap
$531.30M
Return on Assets (ROA)
1.30%
TTM Avg
1.19%
3Y Avg
1.16%
5Y Avg
1.21%
Market Cap
$528.42M
Return on Assets (ROA)
1.23%
TTM Avg
0.68%
3Y Avg
0.91%
5Y Avg
0.83%
Market Cap
$536.89M
Return on Assets (ROA)
2.19%
TTM Avg
2.41%
3Y Avg
2.07%
5Y Avg
1.98%
Market Cap
$517.81M
Return on Assets (ROA)
1.21%
TTM Avg
1.12%
3Y Avg
1.02%
5Y Avg
1.08%
Market Cap
$546.96M
Return on Assets (ROA)
2.86%
TTM Avg
2.75%
3Y Avg
1.40%
5Y Avg
1.53%
Market Cap
$548.23M
Return on Assets (ROA)
-23.57%
TTM Avg
-0.79%
3Y Avg
-28.45%
5Y Avg
-20.01%
Market Cap
$513.27M
Return on Assets (ROA)
-31.75%
TTM Avg
0.09%
3Y Avg
0.09%
5Y Avg
0.09%
Market Cap
$509.63M
Return on Assets (ROA)
1.69%
TTM Avg
1.33%
3Y Avg
1.23%
5Y Avg
1.10%
Market Cap
$553.54M
Return on Assets (ROA)
2.01%
TTM Avg
1.59%
3Y Avg
1.31%
5Y Avg
1.36%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Home Bancorp, Inc. (HBCP) | $531.30M | 1.30% | 1.19% | 1.16% | 1.21% |
| Bankwell Financial Group, Inc. (BWFG)vs › | $528.42M | 1.23% | 0.68% | 0.91% | 0.83% |
| Bank7 Corp. (BSVN)vs › | $536.89M | 2.19% | 2.41% | 2.07% | 1.98% |
| Sierra Bancorp (BSRR)vs › | $517.81M | 1.21% | 1.12% | 1.02% | 1.08% |
| Donegal Group Inc. (DGICB)vs › | $546.96M | 2.86% | 2.75% | 1.40% | 1.53% |
| Bit Digital, Inc. (BTBT)vs › | $548.23M | -23.57% | -0.79% | -28.45% | -20.01% |
| Churchill Capital Corp XI (CCXI)vs › | $513.27M | -31.75% | 0.09% | 0.09% | 0.09% |
| Orange County Bancorp, Inc. (OBT)vs › | $509.63M | 1.69% | 1.33% | 1.23% | 1.10% |
| Northrim BanCorp, Inc. (NRIM)vs › | $553.54M | 2.01% | 1.59% | 1.31% | 1.36% |
| Bridgewater Bancshares, Inc. (BWBBP)vs › | $555.34M | 1.05% | 0.75% | 0.90% | 0.97% |
ROA
1.3%
ROE
10.3%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 1.32% |
| 2024-12-31 | 1.06% |
| 2023-12-31 | 1.21% |
| 2022-12-31 | 1.06% |
| 2021-12-31 | 1.65% |
| 2020-12-31 | 0.96% |
| 2019-12-31 | 1.27% |
| 2018-12-31 | 1.47% |
| 2017-12-31 | 0.76% |
| 2016-12-31 | 1.03% |
| 2015-12-31 | 0.81% |
| 2014-12-31 | 0.81% |
| 2013-12-31 | 0.74% |
| 2012-12-31 | 0.95% |
| 2011-12-31 | 0.53% |
| 2010-12-31 | 0.67% |
| 2009-12-31 | 0.89% |
| 2008-12-31 | 0.51% |
| 2007-12-31 | 0.79% |
| 2006-12-31 | 1.00% |
| 2005-12-31 | 0.00% |
