Bridgewater Bancshares, Inc. (BWBBP) vs Home Bancorp, Inc. (HBCP)
A side-by-side comparison of Bridgewater Bancshares, Inc. and Home Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — BWBBP vs HBCP
growth of $100 · dividends reinvested · last 5yBWBBP vs HBCP: by the numbers
- •BWBBP is the larger company ($561M vs $528M market cap).
- •BWBBP trades at the lower trailing earnings multiple (10.52 vs 11.22 P/E), one valuation lens rather than an overall verdict.
- •HBCP converts more revenue to profit (22.22% vs 22.07% net margin).
- •BWBBP grew revenue faster over the past five years (15.26% vs 11.68% CAGR).
- •BWBBP pays the higher dividend yield (7.59% vs 1.86%).
Metrics side by side
Valuation
| Metric | BWBBP | HBCP |
|---|---|---|
| P/E ratio | 10.52 | 11.22 |
| Forward P/E | 10.54 | 11.25 |
| PEG ratio | 1.05 | 0.72 |
| P/S ratio | 2.20 | 2.51 |
| P/B ratio | 1.16 | 1.16 |
Profitability
| Metric | BWBBP | HBCP |
|---|---|---|
| Operating margin | 13.20% | 28.04% |
| Net margin | 22.07% | 22.22% |
| ROE | 10.28% | 10.31% |
Bridgewater Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Home Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | BWBBP | HBCP |
|---|---|---|
| Dividend yield | 7.59% | 1.86% |
| Payout ratio | 79.83% | 20.90% |
Growth (annualized)
| Metric | BWBBP | HBCP |
|---|---|---|
| Revenue CAGR (5Y) | 15.26% | 11.68% |
| EPS CAGR (5Y) | 10.00% | 15.70% |
| Total return CAGR (5Y) | 0.96% | 14.13% |
Frequently asked
- Which has the lower trailing P/E, BWBBP or HBCP?
- BWBBP has the lower trailing P/E: BWBBP trades at 10.52 and HBCP at 11.22. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, BWBBP or HBCP?
- Over the past five years, BWBBP grew revenue faster — BWBBP at a 15.26% CAGR versus HBCP at 11.68%.
- Does BWBBP or HBCP pay a bigger dividend?
- BWBBP yields 7.59% and HBCP yields 1.86% based on trailing dividends and the latest price.
- Is BWBBP or HBCP more profitable?
- HBCP runs the higher net margin — BWBBP at 22.07% versus HBCP at 22.22%.
- How have BWBBP and HBCP total returns compared?
- Over the past 5 years, BWBBP delivered 0.96% and HBCP delivered 14.13% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Bridgewater Bancshares & Home Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.