What is the P/B ratio for Happen, Inc. Common Stock (HAPN)?

The P/B ratio for HAPN stock is 1.13.

What is the estimated TTM average P/B ratio for Happen, Inc. Common Stock (HAPN)?

The estimated TTM average P/B ratio for HAPN stock is 1.37.

What is the estimated 3Y average P/B ratio for Happen, Inc. Common Stock (HAPN)?

The estimated 3Y average P/B ratio for HAPN stock is 1.09.

What is the estimated 5Y average P/B ratio for Happen, Inc. Common Stock (HAPN)?

The estimated 5Y average P/B ratio for HAPN stock is 1.11.

What is the estimated 10Y average P/B ratio for Happen, Inc. Common Stock (HAPN)?

The estimated 10Y average P/B ratio for HAPN stock is 1.36.

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Happen, Inc. Common Stock(HAPN)

Banks - Regional · San Francisco, CA

$15.38-0.08 (-0.52%)

Delayed quote: Oct 6, 2026, 2:25 PM EDT

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PB Ratio: 1.13

Name: Happen, Inc. Common Stock (HAPN) PB Ratio — historical time series
Creator: TGMCharts

Basis: FMP quote market capitalization / book value attributable to common shareholders (matching reported total stockholders equity minus preferred stock). Source: stored company filings and market data; unavailable inputs remain N/A.

Is the P/B ratio high or low?

The P/B ratio of 1.13 is in line with its estimated 5-year average of 1.11, near the low end of its estimated 5-year range (0.45–6.37).

As of 2026-10-06T18:26:51.765Z. 17.48% below its estimated 12-month average of 1.37.

Stored calculation inputs

Calculation as of: 2026-10-06T18:26:51.765Z.

Quote observation: 2026-10-06T18:25:10.000Z. Amounts in USD. The price header may show a later quote.

Quote market capitalization: 1,774,959,660
Total stockholders equity · period ending 2026-06-30: 1,567,465,000
Preferred stock · period ending 2026-06-30: 0
Book value attributable to common shareholders · period ending 2026-06-30: 1,567,465,000

FMP input reference: 313e88050913035ad7b45383dd3b8255826d5b823570eb1d74ca49601606edb0

P/E Ratio|ROE|Debt to Equity|All Metrics

PB Ratio

HAPN PB Ratio Chart

1.13

Historical values estimate market capitalization from statement-period weighted shares. Comparisons with the current quote-based value are approximate. Only filing versions delivered by FMP are available for the historical calculation. Historical series through 2026-10-05.

HAPN PB Ratio

HAPN Average PB Ratio Chart

HAPN PB Ratio

HAPN Current vs Average PB Ratio Chart

HAPN PB Ratio Metrics

PB RATIO

1.13

PB RATIO AVG TTM

1.37

PB RATIO AVG 3Y

1.09

PB RATIO AVG 5Y

1.11

PB RATIO AVG 10Y

1.36

PB RATIO AVG 15Y

N/A

PB RATIO AVG 20Y

N/A

CURRENT VS TTM AVG

-17.48%

CURRENT VS 3Y AVG

+3.76%

CURRENT VS 5Y AVG

+1.70%

CURRENT VS 10Y AVG

-16.79%

CURRENT VS 15Y AVG

N/A

CURRENT VS 20Y AVG

N/A

SECTOR MEDIAN · FINANCIAL SERVICES

1.32

median of 678 covered companies

CURRENT VS SECTOR MEDIAN

-14.39%

vs the sector median at left

HAPN Competitors' PB Ratio

HAPN

Happen, Inc. Common Stock

Current

Market Cap

$1.77B

PB Ratio

1.13

TTM Avg

1.37

3Y Avg

1.09

5Y Avg

1.11

EZPW

EZCORP, Inc.

vs HAPN

Market Cap

$1.80B

PB Ratio

1.55

TTM Avg

2.04

3Y Avg

1.49

5Y Avg

1.27

PAX

Patria Investments Ltd

vs HAPN

Market Cap

$1.81B

PB Ratio

3.22

TTM Avg

3.50

3Y Avg

3.71

5Y Avg

3.91

WTFCN

Wintrust Financial Corporation

vs HAPN

Market Cap

$1.73B

PB Ratio

N/A

TTM Avg

N/A

3Y Avg

N/A

5Y Avg

N/A

HOPE

Hope Bancorp, Inc.

vs HAPN

Market Cap

$1.72B

PB Ratio

0.75

TTM Avg

0.69

3Y Avg

0.65

5Y Avg

0.70

STBA

S&T Bancorp, Inc.

vs HAPN

Market Cap

$1.72B

PB Ratio

1.23

TTM Avg

1.15

3Y Avg

1.08

5Y Avg

1.05

FSUN

FirstSun Capital Bancorp

vs HAPN

Market Cap

$1.84B

PB Ratio

1.00

TTM Avg

0.93

3Y Avg

0.99

5Y Avg

1.00

GABC

German American Bancorp, Inc.

vs HAPN

Market Cap

$1.84B

PB Ratio

1.52

TTM Avg

1.41

3Y Avg

1.50

5Y Avg

1.59

PURR

Hyperliquid Strategies Inc Common Stock

vs HAPN

Market Cap

$1.69B

PB Ratio

0.90

TTM Avg

1.32

3Y Avg

1.32

5Y Avg

1.32

BFC

Bank First Corporation

vs HAPN

Market Cap

$1.69B

PB Ratio

2.06

TTM Avg

2.07

3Y Avg

1.75

5Y Avg

1.71

NAME	MARKET CAP	PB RATIO	TTM	3Y	5Y
Happen, Inc. Common Stock (HAPN)	$1.77B	1.13	1.37	1.09	1.11
EZCORP, Inc. (EZPW)vs ›	$1.80B	1.55	2.04	1.49	1.27
Patria Investments Ltd (PAX)vs ›	$1.81B	3.22	3.50	3.71	3.91
Wintrust Financial Corporation (WTFCN)vs ›	$1.73B	N/A	N/A	N/A	N/A
Hope Bancorp, Inc. (HOPE)vs ›	$1.72B	0.75	0.69	0.65	0.70
S&T Bancorp, Inc. (STBA)vs ›	$1.72B	1.23	1.15	1.08	1.05
FirstSun Capital Bancorp (FSUN)vs ›	$1.84B	1.00	0.93	0.99	1.00
German American Bancorp, Inc. (GABC)vs ›	$1.84B	1.52	1.41	1.50	1.59
Hyperliquid Strategies Inc Common Stock (PURR)vs ›	$1.69B	0.90	1.32	1.32	1.32
Bank First Corporation (BFC)vs ›	$1.69B	2.06	2.07	1.75	1.71

P/B vs. estimated history

At 1.13, P/B is below its estimated 12-year median — higher than 30% of readings in its estimated 12-year history.

estimated 12-year low

0.42

median

1.49

estimated 12-year high

13.16

estimated 12-year lowestimated 12-year high

Book Value Analysis

P/B Ratio

1.13

Market Price / Book Value per Share

PB Ratio Formula & Definition

PB Ratio = Market Cap / (Total Shareholders' Equity − Preferred Stock)

The price-to-book ratio compares market capitalization to book value attributable to common shareholders (total equity minus preferred stock). Lower values can indicate a cheaper valuation relative to net assets.

Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute

PB Ratio FAQ

What is the P/B ratio for Happen, Inc. Common Stock (HAPN)?: The P/B ratio for HAPN stock is 1.13.
Is Happen, Inc. Common Stock's P/B ratio high or low?: The P/B ratio of 1.13 is in line with its estimated 5-year average of 1.11, near the low end of its estimated 5-year range (0.45–6.37).
What is the estimated TTM average P/B ratio for Happen, Inc. Common Stock (HAPN)?: The estimated TTM average P/B ratio for HAPN stock is 1.37.
What is the estimated 3Y average P/B ratio for Happen, Inc. Common Stock (HAPN)?: The estimated 3Y average P/B ratio for HAPN stock is 1.09.
What is the estimated 5Y average P/B ratio for Happen, Inc. Common Stock (HAPN)?: The estimated 5Y average P/B ratio for HAPN stock is 1.11.
What is the estimated 10Y average P/B ratio for Happen, Inc. Common Stock (HAPN)?: The estimated 10Y average P/B ratio for HAPN stock is 1.36.

HAPN PB Ratio History

DATE	PB RATIO
2026-10-05	1.16
2026-10-02	1.15
2026-10-01	1.15
2026-09-30	1.11
2026-09-29	1.12
2026-09-28	1.11
2026-09-25	1.12
2026-09-24	1.15
2026-09-23	1.13
2026-09-22	1.20
2026-09-21	1.21
2026-09-18	1.21
2026-09-17	1.21
2026-09-16	1.22
2026-09-15	1.23
2026-09-14	1.25
2026-09-11	1.26
2026-09-10	1.25
2026-09-09	1.26
2026-09-08	1.31
2026-09-04	1.33
2026-09-03	1.32
2026-09-02	1.30
2026-09-01	1.25
2026-08-31	1.32
2026-08-28	1.34
2026-08-27	1.38
2026-08-26	1.37
2026-08-25	1.37
2026-08-24	1.37
2026-08-21	1.38
2026-08-20	1.34
2026-08-19	1.39
2026-08-18	1.39
2026-08-17	1.44
2026-08-14	1.46
2026-08-13	1.47
2026-08-12	1.46
2026-08-11	1.44
2026-08-10	1.45
2026-08-07	1.45
2026-08-06	1.47
2026-08-05	1.53
2026-08-04	1.56
2026-08-03	1.53
2026-07-31	1.43
2026-07-30	1.49
2026-07-29	1.43
2026-07-28	1.46
2026-07-27	1.44
2026-07-24	1.39
2026-07-23	1.38
2026-07-22	1.45
2026-07-21	1.48
2026-07-20	1.47
2026-07-17	1.48
2026-07-16	1.52
2026-07-15	1.54
2026-07-14	1.54
2026-07-13	1.51
2026-07-10	1.57
2026-07-09	1.55
2026-07-08	1.45
2026-07-07	1.50
2026-07-06	1.52
2026-07-02	1.52
2026-07-01	1.58
2026-06-30	1.60
2026-06-29	1.58
2026-06-26	1.55
2026-06-25	1.51
2026-06-24	1.50
2026-06-23	1.46
2026-06-22	1.43
2026-06-18	1.48
2026-06-17	1.45
2026-06-16	1.47
2026-06-15	1.42
2026-06-12	1.39
2026-06-11	1.40
2026-06-10	1.33
2026-06-09	1.36
2026-06-08	1.32
2026-06-05	1.32
2026-06-04	1.35
2026-06-03	1.26
2026-06-02	1.35
2026-06-01	1.42
2026-05-29	1.37
2026-05-28	1.31
2026-05-27	1.28
2026-05-26	1.24
2026-05-22	1.20
2026-05-21	1.21
2026-05-20	1.22
2026-05-19	1.17
2026-05-18	1.20
2026-05-15	1.20
2026-05-14	1.22
2026-05-13	1.18
2026-05-12	1.25
2026-05-11	1.28
2026-05-08	1.28
2026-05-07	1.29
2026-05-06	1.31
2026-05-05	1.32
2026-05-04	1.28
2026-05-01	1.31
2026-04-30	1.35
2026-04-29	1.31
2026-04-28	1.34
2026-04-27	1.36
2026-04-24	1.38
2026-04-23	1.37
2026-04-22	1.41
2026-04-21	1.38
2026-04-20	1.42
2026-04-17	1.38
2026-04-16	1.31
2026-04-15	1.31
2026-04-14	1.26
2026-04-13	1.23
2026-04-10	1.17
2026-04-09	1.18
2026-04-08	1.19
2026-04-07	1.15
2026-04-06	1.17
2026-04-02	1.13
2026-04-01	1.13
2026-03-31	1.13
2026-03-30	1.09
2026-03-27	1.10
2026-03-26	1.14
2026-03-25	1.15
2026-03-24	1.16
2026-03-23	1.16
2026-03-20	1.11
2026-03-19	1.10
2026-03-18	1.06
2026-03-17	1.12
2026-03-16	1.10
2026-03-13	1.09
2026-03-12	1.12
2026-03-11	1.16
2026-03-10	1.15
2026-03-09	1.17
2026-03-06	1.16
2026-03-05	1.20
2026-03-04	1.24
2026-03-03	1.18
2026-03-02	1.19
2026-02-27	1.18
2026-02-26	1.32
2026-02-25	1.28
2026-02-24	1.19
2026-02-23	1.17
2026-02-20	1.29
2026-02-19	1.31
2026-02-18	1.29
2026-02-17	1.23
2026-02-13	1.23
2026-02-12	1.23
2026-02-11	1.35
2026-02-10	1.40
2026-02-09	1.40
2026-02-06	1.37
2026-02-05	1.27
2026-02-04	1.30
2026-02-03	1.30
2026-02-02	1.36
2026-01-30	1.37
2026-01-29	1.33
2026-01-28	1.58
2026-01-27	1.68
2026-01-26	1.72
2026-01-23	1.70
2026-01-22	1.74
2026-01-21	1.66
2026-01-20	1.61
2026-01-16	1.67
2026-01-15	1.65
2026-01-14	1.62
2026-01-13	1.63
2026-01-12	1.62
2026-01-09	1.61
2026-01-08	1.67
2026-01-07	1.61
2026-01-06	1.61
2026-01-05	1.64
2026-01-02	1.55
2025-12-31	1.53
2025-12-30	1.56
2025-12-29	1.58
2025-12-26	1.59
2025-12-24	1.60
2025-12-23	1.59
2025-12-22	1.61
2025-12-19	1.59
2025-12-18	1.59
2025-12-17	1.49
2025-12-16	1.53
2025-12-15	1.54
2025-12-12	1.61
2025-12-11	1.65
2025-12-10	1.60
2025-12-09	1.55
2025-12-08	1.55
2025-12-05	1.57
2025-12-04	1.58
2025-12-03	1.52
2025-12-02	1.49
2025-12-01	1.45
2025-11-28	1.46
2025-11-26	1.43
2025-11-25	1.41
2025-11-24	1.36
2025-11-21	1.32
2025-11-20	1.27
2025-11-19	1.29
2025-11-18	1.29
2025-11-17	1.31
2025-11-14	1.39
2025-11-13	1.41
2025-11-12	1.50
2025-11-11	1.48
2025-11-10	1.52
2025-11-07	1.47
2025-11-06	1.45
2025-11-05	1.55
2025-11-04	1.44
2025-11-03	1.42
2025-10-31	1.41
2025-10-30	1.39
2025-10-29	1.42
2025-10-28	1.48
2025-10-27	1.51
2025-10-24	1.52
2025-10-23	1.50
2025-10-22	1.36
2025-10-21	1.38
2025-10-20	1.35
2025-10-17	1.27
2025-10-16	1.28
2025-10-15	1.36
2025-10-14	1.32
2025-10-13	1.26
2025-10-10	1.23
2025-10-09	1.31
2025-10-08	1.30
2025-10-07	1.27
2025-10-06	1.22
2025-10-03	1.21
2025-10-02	1.23
2025-10-01	1.23
2025-09-30	1.25
2025-09-29	1.33
2025-09-26	1.36
2025-09-25	1.37
2025-09-24	1.37
2025-09-23	1.41

Showing the most recent 260 of 2,970 data points. The chart above shows the full history.

PB Ratio: 1.13

HAPN PB Ratio Chart

HAPN Average PB Ratio Chart

HAPN Current vs Average PB Ratio Chart

HAPN PB Ratio Metrics

HAPN Competitors' PB Ratio

P/B vs. estimated history

Book Value Analysis

PB Ratio Formula & Definition

PB Ratio FAQ

HAPN PB Ratio History

Related Metrics