Which has the lower trailing P/E, HAPN or STBA?

HAPN has the lower trailing P/E: HAPN trades at 9.26 and STBA at 13.06. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, HAPN or STBA?

Over the past five years, HAPN grew revenue faster — HAPN at a 19.58% CAGR versus STBA at 8.98%.

Does HAPN or STBA pay a bigger dividend?

STBA pays a dividend (2.98% yield), while HAPN has no payments in the available dividend history.

Is HAPN or STBA more profitable?

STBA runs the higher net margin — HAPN at 14.84% versus STBA at 25.17%.

How have HAPN and STBA total returns compared?

Over the past 10 years, HAPN delivered -6.68% and STBA delivered 9.19% annualized total return. Past performance doesn't predict future results.

Happen, Inc. Common Stock (HAPN) vs S&T Bancorp, Inc. (STBA)

A side-by-side comparison of Happen, Inc. Common Stock and S&T Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

HAPN

Happen, Inc. Common Stock

$1.77B

$15.37Financial ServicesDelayed quote: Oct 6, 2026, 2:40 PM EDT

STBA

S&T Bancorp, Inc.

$1.72B

$48.84Financial ServicesDelayed quote: Oct 6, 2026, 2:40 PM EDT

Total return — HAPN vs STBA

growth of $100 · dividends reinvested · last 10y

HAPN -48.0% (-6.3%/yr)STBA +142.3% (+9.3%/yr)STBA compounded faster over this window

HAPN STBA

HAPN vs STBA: by the numbers

•HAPN is the larger company ($1.77B vs $1.72B market cap).
•HAPN trades at the lower trailing earnings multiple (9.26 vs 13.06 P/E), one valuation lens rather than an overall verdict.
•STBA converts more revenue to profit (25.17% vs 14.84% net margin).
•HAPN grew revenue faster over the past five years (19.58% vs 8.98% CAGR).
•STBA pays a dividend (2.98% yield), while HAPN has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	HAPN	STBA
P/E ratio	9.26	13.06
Forward P/E	8.42	12.38
PEG ratio	N/A	0.29
P/S ratio	1.35	3.08
P/B ratio	1.13	1.23

Profitability

Metric	HAPN	STBA
Operating margin	18.19%	28.79%
Net margin	14.84%	25.17%
ROE	12.48%	10.02%

Happen, Inc. Common Stock: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

S&T Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	HAPN	STBA
Dividend yield	N/A	2.98%
Payout ratio	N/A	39.04%

Growth (annualized)

Metric	HAPN	STBA
Revenue CAGR (5Y)	19.58%	8.98%
EPS CAGR (5Y)	N/A	45.25%
Total return CAGR (5Y)	-11.63%	14.66%

Frequently asked

Which has the lower trailing P/E, HAPN or STBA?: HAPN has the lower trailing P/E: HAPN trades at 9.26 and STBA at 13.06. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, HAPN or STBA?: Over the past five years, HAPN grew revenue faster — HAPN at a 19.58% CAGR versus STBA at 8.98%.
Does HAPN or STBA pay a bigger dividend?: STBA pays a dividend (2.98% yield), while HAPN has no payments in the available dividend history.
Is HAPN or STBA more profitable?: STBA runs the higher net margin — HAPN at 14.84% versus STBA at 25.17%.
How have HAPN and STBA total returns compared?: Over the past 10 years, HAPN delivered -6.68% and STBA delivered 9.19% annualized total return. Past performance doesn't predict future results.

Go deeper

Full HAPN analysis Full STBA analysis Interactive comparison tool

Dig into the metrics

Happen, Inc. Common Stock P/E ratio S&T Bancorp P/E ratio S&T Bancorp dividend yield Happen, Inc. Common Stock ROE S&T Bancorp ROE Happen, Inc. Common Stock operating margin S&T Bancorp operating margin Happen, Inc. Common Stock revenue growth S&T Bancorp revenue growth

Happen, Inc. Common Stock & S&T Bancorp appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.