Basis: FMP quote price / unrounded FMP forward EPS in the trading currency, available after its recorded retrieval time. Source: stored company filings and market data; unavailable inputs remain N/A.
The forward PE ratio is 8.41 as of 2026-10-06T21:17:03.330Z.
Consensus retrieved: 2026-10-06T12:14:46.036Z. This records retrieval, including cache reads, rather than vendor publication. The calculation uses the separately dated price and estimate available at its as-of time.
Calculation as of: 2026-10-06T21:17:03.330Z.
Quote observation: 2026-10-06T20:00:01.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 313e88050913035ad7b45383dd3b8255826d5b823570eb1d74ca49601606edb0
Forward PE Ratio (8.41) = Dated Quote Price ($15.35) / Consensus Forward EPS ($1.83)
FORWARD PE RATIO
8.41
SECTOR MEDIAN · FINANCIAL SERVICES
11.14
median of 402 covered companies
CURRENT VS SECTOR MEDIAN
-24.51%
vs the sector median at left
Happen, Inc. Common Stock
Market Cap
$1.77B
Forward PE Ratio
8.41
| NAME | MARKET CAP | FORWARD PE RATIO |
|---|---|---|
| Happen, Inc. Common Stock (HAPN) | $1.77B | 8.41 |
| EZCORP, Inc. (EZPW)vs › | $1.81B | 14.16 |
| Patria Investments Ltd (PAX)vs › | $1.81B | 8.36 |
| Wintrust Financial Corporation (WTFCN)vs › | $1.73B | N/A |
| Hope Bancorp, Inc. (HOPE)vs › | $1.72B | 12.41 |
| S&T Bancorp, Inc. (STBA)vs › | $1.72B | 12.37 |
| FirstSun Capital Bancorp (FSUN)vs › | $1.83B | 11.83 |
| German American Bancorp, Inc. (GABC)vs › | $1.84B | 12.50 |
| Bank First Corporation (BFC)vs › | $1.69B | 15.12 |
| Hyperliquid Strategies Inc Common Stock (PURR)vs › | $1.68B | N/A |
Trailing P/E
9.3
reported TTM EPS
Forward P/E
8.4
consensus EPS · fiscal year ending 2026-12-31
The gap between the two multiples is the consensus growth expectation: analysts' forward EPS of $1.83 implies +10.2% EPS growth vs the reported trailing $1.66.
At the dated quote price of $15.35, each upcoming fiscal year's consensus EPS implies a different multiple — how quickly the price is "paid down" by expected earnings if the estimates hold.
| Fiscal year end | Consensus EPS | Estimate range | Analysts | Implied P/E |
|---|---|---|---|---|
| 2026-12-31 | $1.82 | $1.81 – $1.83 | 4 | 8.4x |
| 2027-12-31 | $2.40 | $2.38 – $2.42 | 4 | 6.4x |
| 2028-12-31 | $3.29 | $3.25 – $3.35 | 2 | 4.7x |
Source: FMP analyst consensus estimates, refreshed with the daily precompute. "n/m" = the consensus EPS is not positive, so a multiple is undefined. There is no forward P/E history chart here because charting one would require the estimates as they stood in the past, which we do not store — see the trailing P/E history for how the realized multiple has moved.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
