Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 10.55 is 14% above its 5-year average of 9.24, around the middle of its 5-year range (4.80–14.88).
As of 2026-10-06T17:12:32.976Z. 7.12% above its 12-month average of 9.85.
Calculation as of: 2026-10-06T17:12:32.976Z.
Quote observation: 2026-10-06T17:09:48.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: f46506c25973b4b4eea87bfee2dbb968bd09fd954a7778524ab8a0af15b82db0
PE Ratio (10.55) = Close Price ($17.84) / Diluted TTM EPS ($1.69)
PE RATIO
10.55
PE RATIO AVG TTM
9.85
PE RATIO AVG 3Y
10.20
PE RATIO AVG 5Y
9.24
PE RATIO AVG 10Y
12.46
PE RATIO AVG 15Y
N/A
PE RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
+7.12%
CURRENT VS 3Y AVG
+3.43%
CURRENT VS 5Y AVG
+14.17%
CURRENT VS 10Y AVG
-15.34%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
13.86
median of 498 covered companies
CURRENT VS SECTOR MEDIAN
-23.88%
vs the sector median at left
Market Cap
$456.29M
PE Ratio
4.68
TTM Avg
5.82
3Y Avg
6.37
5Y Avg
6.37
Market Cap
$437.94M
PE Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$458.84M
PE Ratio
17.36
TTM Avg
15.56
3Y Avg
13.17
5Y Avg
13.16
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| First Bank (FRBA) | $448.27M | 10.55 | 9.85 | 10.20 | 9.24 |
| Churchill Capital Corp. Xii (CXII)vs › | $448.81M | N/A | N/A | N/A | N/A |
| Pioneer Bancorp, Inc. (PBFS)vs › | $444.61M | 25.70 | 19.16 | 16.26 | 40.28 |
| Bank of Marin Bancorp (BMRC)vs › | $443.44M | 6.73 | 24.93 | 22.37 | 17.19 |
| RBB Bancorp (RBB)vs › | $442.20M | 10.74 | 12.52 | 10.90 | 9.31 |
| American Coastal Insurance Corporation (ACIC)vs › | $456.29M | 4.68 | 5.82 | 6.37 | 6.37 |
| AMERISAFE, Inc. (AMSF)vs › | $439.50M | 9.48 | 13.40 | 15.25 | 16.17 |
| Idea Acquisition Corp. Class A Ordinary Shares (IACO)vs › | $437.94M | N/A | N/A | N/A | N/A |
| Citizens & Northern Corporation (CZNC)vs › | $458.84M | 17.36 | 15.56 | 13.17 | 13.16 |
| Meshflow Acquisition Corp. (MESH)vs › | $435.13M | N/A | N/A | N/A | N/A |
At 10.6, P/E is near its 13-year median — higher than 38% of readings in its 13-year history.
13-year low
4.8
median
11.4
13-year high
28.3
Trailing P/E
10.6
Forward P/E
11.0
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$17.84
Forward EPS (Est.)
$1.62
Forward P/E
11.03
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 10.47 |
| 2026-10-02 | 10.53 |
| 2026-10-01 | 10.36 |
| 2026-09-30 | 10.20 |
| 2026-09-29 | 10.33 |
| 2026-09-28 | 10.46 |
| 2026-09-25 | 10.53 |
| 2026-09-24 | 10.41 |
| 2026-09-23 | 10.36 |
| 2026-09-22 | 10.50 |
| 2026-09-21 | 10.48 |
| 2026-09-18 | 10.52 |
| 2026-09-17 | 10.53 |
| 2026-09-16 | 10.54 |
| 2026-09-15 | 10.63 |
| 2026-09-14 | 10.64 |
| 2026-09-11 | 10.61 |
| 2026-09-10 | 10.62 |
| 2026-09-09 | 10.52 |
| 2026-09-08 | 10.63 |
| 2026-09-04 | 10.86 |
| 2026-09-03 | 10.74 |
| 2026-09-02 | 10.61 |
| 2026-09-01 | 10.47 |
| 2026-08-31 | 10.53 |
| 2026-08-28 | 10.59 |
| 2026-08-27 | 10.57 |
| 2026-08-26 | 10.60 |
| 2026-08-25 | 10.63 |
| 2026-08-24 | 10.73 |
| 2026-08-21 | 10.78 |
| 2026-08-20 | 10.76 |
| 2026-08-19 | 10.72 |
| 2026-08-18 | 11.12 |
| 2026-08-17 | 11.22 |
| 2026-08-14 | 11.25 |
| 2026-08-13 | 11.25 |
| 2026-08-12 | 11.21 |
| 2026-08-11 | 11.10 |
| 2026-08-10 | 10.97 |
| 2026-08-07 | 11.02 |
| 2026-08-06 | 11.12 |
| 2026-08-05 | 11.05 |
| 2026-08-04 | 11.06 |
| 2026-08-03 | 11.13 |
| 2026-07-31 | 10.96 |
| 2026-07-30 | 10.90 |
| 2026-07-29 | 11.09 |
| 2026-07-28 | 11.16 |
| 2026-07-27 | 11.02 |
| 2026-07-24 | 10.64 |
| 2026-07-23 | 10.35 |
| 2026-07-22 | 10.30 |
| 2026-07-21 | 10.42 |
| 2026-07-20 | 10.44 |
| 2026-07-17 | 10.57 |
| 2026-07-16 | 10.79 |
| 2026-07-15 | 10.40 |
| 2026-07-14 | 10.22 |
| 2026-07-13 | 10.37 |
| 2026-07-10 | 10.21 |
| 2026-07-09 | 10.21 |
| 2026-07-08 | 10.18 |
| 2026-07-07 | 10.34 |
| 2026-07-06 | 10.37 |
| 2026-07-02 | 10.43 |
| 2026-07-01 | 10.64 |
| 2026-06-30 | 10.62 |
| 2026-06-29 | 10.46 |
| 2026-06-26 | 10.47 |
| 2026-06-25 | 10.23 |
| 2026-06-24 | 10.27 |
| 2026-06-23 | 10.07 |
| 2026-06-22 | 9.81 |
| 2026-06-18 | 9.98 |
| 2026-06-17 | 9.86 |
| 2026-06-16 | 10.04 |
| 2026-06-15 | 9.79 |
| 2026-06-12 | 9.91 |
| 2026-06-11 | 9.79 |
| 2026-06-10 | 9.84 |
| 2026-06-09 | 9.70 |
| 2026-06-08 | 9.52 |
| 2026-06-05 | 9.57 |
| 2026-06-04 | 9.35 |
| 2026-06-03 | 9.19 |
| 2026-06-02 | 9.46 |
| 2026-06-01 | 9.31 |
| 2026-05-29 | 9.37 |
| 2026-05-28 | 9.43 |
| 2026-05-27 | 9.38 |
| 2026-05-26 | 9.40 |
| 2026-05-22 | 9.28 |
| 2026-05-21 | 9.35 |
| 2026-05-20 | 9.28 |
| 2026-05-19 | 9.10 |
| 2026-05-18 | 9.11 |
| 2026-05-15 | 8.91 |
| 2026-05-14 | 9.04 |
| 2026-05-13 | 8.86 |
| 2026-05-12 | 8.86 |
| 2026-05-11 | 8.95 |
| 2026-05-08 | 9.09 |
| 2026-05-07 | 9.23 |
| 2026-05-06 | 9.08 |
| 2026-05-05 | 8.96 |
| 2026-05-04 | 8.73 |
| 2026-05-01 | 8.93 |
| 2026-04-30 | 8.89 |
| 2026-04-29 | 8.99 |
| 2026-04-28 | 9.23 |
| 2026-04-27 | 10.02 |
| 2026-04-24 | 9.90 |
| 2026-04-23 | 9.87 |
| 2026-04-22 | 9.95 |
| 2026-04-21 | 9.89 |
| 2026-04-20 | 10.10 |
| 2026-04-17 | 10.19 |
| 2026-04-16 | 9.96 |
| 2026-04-15 | 10.07 |
| 2026-04-14 | 10.15 |
| 2026-04-13 | 10.19 |
| 2026-04-10 | 10.13 |
| 2026-04-09 | 10.22 |
| 2026-04-08 | 10.10 |
| 2026-04-07 | 9.84 |
| 2026-04-06 | 9.80 |
| 2026-04-02 | 9.69 |
| 2026-04-01 | 9.62 |
| 2026-03-31 | 9.20 |
| 2026-03-30 | 9.16 |
| 2026-03-27 | 9.06 |
| 2026-03-26 | 9.14 |
| 2026-03-25 | 9.11 |
| 2026-03-24 | 9.11 |
| 2026-03-23 | 9.11 |
| 2026-03-20 | 8.90 |
| 2026-03-19 | 8.90 |
| 2026-03-18 | 8.78 |
| 2026-03-17 | 8.71 |
| 2026-03-16 | 8.74 |
| 2026-03-13 | 8.68 |
| 2026-03-12 | 8.71 |
| 2026-03-11 | 8.73 |
| 2026-03-10 | 8.98 |
| 2026-03-09 | 8.97 |
| 2026-03-06 | 8.94 |
| 2026-03-05 | 9.17 |
| 2026-03-04 | 9.30 |
| 2026-03-03 | 9.21 |
| 2026-03-02 | 9.20 |
| 2026-02-27 | 9.15 |
| 2026-02-26 | 9.41 |
| 2026-02-25 | 9.49 |
| 2026-02-24 | 9.37 |
| 2026-02-23 | 9.41 |
| 2026-02-20 | 9.70 |
| 2026-02-19 | 9.70 |
| 2026-02-18 | 9.73 |
| 2026-02-17 | 10.00 |
| 2026-02-13 | 9.94 |
| 2026-02-12 | 9.93 |
| 2026-02-11 | 9.90 |
| 2026-02-10 | 9.94 |
| 2026-02-09 | 9.86 |
| 2026-02-06 | 9.83 |
| 2026-02-05 | 9.82 |
| 2026-02-04 | 9.78 |
| 2026-02-03 | 9.74 |
| 2026-02-02 | 9.63 |
| 2026-01-30 | 9.59 |
| 2026-01-29 | 9.48 |
| 2026-01-28 | 9.39 |
| 2026-01-27 | 9.57 |
| 2026-01-26 | 9.64 |
| 2026-01-23 | 9.71 |
| 2026-01-22 | 10.05 |
| 2026-01-21 | 9.95 |
| 2026-01-20 | 9.57 |
| 2026-01-16 | 9.71 |
| 2026-01-15 | 9.80 |
| 2026-01-14 | 9.61 |
| 2026-01-13 | 9.49 |
| 2026-01-12 | 9.47 |
| 2026-01-09 | 9.53 |
| 2026-01-08 | 9.63 |
| 2026-01-07 | 9.39 |
| 2026-01-06 | 9.47 |
| 2026-01-05 | 9.57 |
| 2026-01-02 | 9.29 |
| 2025-12-31 | 9.92 |
| 2025-12-30 | 9.95 |
| 2025-12-29 | 9.96 |
| 2025-12-26 | 10.12 |
| 2025-12-24 | 10.23 |
| 2025-12-23 | 10.25 |
| 2025-12-22 | 10.32 |
| 2025-12-19 | 10.71 |
| 2025-12-18 | 10.88 |
| 2025-12-17 | 10.73 |
| 2025-12-16 | 10.64 |
| 2025-12-15 | 10.63 |
| 2025-12-12 | 10.39 |
| 2025-12-11 | 10.23 |
| 2025-12-10 | 9.76 |
| 2025-12-09 | 9.64 |
| 2025-12-08 | 9.72 |
| 2025-12-05 | 9.46 |
| 2025-12-04 | 9.49 |
| 2025-12-03 | 9.54 |
| 2025-12-02 | 9.51 |
| 2025-12-01 | 9.49 |
| 2025-11-28 | 9.47 |
| 2025-11-26 | 9.58 |
| 2025-11-25 | 9.66 |
| 2025-11-24 | 9.35 |
| 2025-11-21 | 9.43 |
| 2025-11-20 | 9.09 |
| 2025-11-19 | 9.07 |
| 2025-11-18 | 9.04 |
| 2025-11-17 | 9.11 |
| 2025-11-14 | 9.48 |
| 2025-11-13 | 9.48 |
| 2025-11-12 | 9.48 |
| 2025-11-11 | 9.49 |
| 2025-11-10 | 9.48 |
| 2025-11-07 | 9.49 |
| 2025-11-06 | 9.51 |
| 2025-11-05 | 9.58 |
| 2025-11-04 | 9.42 |
| 2025-11-03 | 9.45 |
| 2025-10-31 | 9.41 |
| 2025-10-30 | 9.41 |
| 2025-10-29 | 9.47 |
| 2025-10-28 | 9.54 |
| 2025-10-27 | 9.50 |
| 2025-10-24 | 9.48 |
| 2025-10-23 | 9.43 |
| 2025-10-22 | 9.42 |
| 2025-10-21 | 9.36 |
| 2025-10-20 | 9.31 |
| 2025-10-17 | 9.07 |
| 2025-10-16 | 9.06 |
| 2025-10-15 | 9.46 |
| 2025-10-14 | 9.51 |
| 2025-10-13 | 9.25 |
| 2025-10-10 | 9.14 |
| 2025-10-09 | 9.31 |
| 2025-10-08 | 9.37 |
| 2025-10-07 | 9.43 |
| 2025-10-06 | 9.51 |
| 2025-10-03 | 9.60 |
| 2025-10-02 | 9.52 |
| 2025-10-01 | 9.62 |
| 2025-09-30 | 10.79 |
| 2025-09-29 | 10.64 |
| 2025-09-26 | 10.90 |
| 2025-09-25 | 10.89 |
| 2025-09-24 | 10.97 |
| 2025-09-23 | 10.99 |
Showing the most recent 260 of 3,336 data points. The chart above shows the full history.