Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.18% is in line with its 5-year average of 1.16%, around the middle of its 5-year range (0.86%–1.44%).
21.03% above its 12-month average of 0.98%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.30%.
RETURN ON ASSETS (ROA)
1.18%
RETURN ON ASSETS (ROA) AVG TTM
0.98%
RETURN ON ASSETS (ROA) AVG 3Y
1.09%
RETURN ON ASSETS (ROA) AVG 5Y
1.16%
RETURN ON ASSETS (ROA) AVG 10Y
1.14%
RETURN ON ASSETS (ROA) AVG 15Y
1.07%
RETURN ON ASSETS (ROA) AVG 20Y
1.04%
CURRENT VS TTM AVG
+21.03%
CURRENT VS 3Y AVG
+8.01%
CURRENT VS 5Y AVG
+1.72%
CURRENT VS 10Y AVG
+3.43%
CURRENT VS 15Y AVG
+10.41%
CURRENT VS 20Y AVG
+13.86%
SECTOR MEDIAN · FINANCIAL SERVICES
1.22%
median of 625 covered companies
CURRENT VS SECTOR MEDIAN
-3.28%
vs the sector median at left
The First Bancorp, Inc.
Market Cap
$381.07M
Return on Assets (ROA)
1.18%
TTM Avg
0.98%
3Y Avg
1.09%
5Y Avg
1.16%
Market Cap
$378.70M
Return on Assets (ROA)
0.62%
TTM Avg
-0.83%
3Y Avg
-2.27%
5Y Avg
-1.62%
Market Cap
$384.40M
Return on Assets (ROA)
1.09%
TTM Avg
0.73%
3Y Avg
0.72%
5Y Avg
0.98%
Market Cap
$386.61M
Return on Assets (ROA)
1.22%
TTM Avg
0.54%
3Y Avg
0.32%
5Y Avg
0.49%
Market Cap
$385.91M
Return on Assets (ROA)
1.29%
TTM Avg
1.05%
3Y Avg
0.99%
5Y Avg
1.11%
Market Cap
$373.54M
Return on Assets (ROA)
3.49%
TTM Avg
-18.82%
3Y Avg
-18.82%
5Y Avg
-13.98%
Market Cap
$389.15M
Return on Assets (ROA)
1.99%
TTM Avg
1.48%
3Y Avg
1.62%
5Y Avg
1.63%
Market Cap
$391.51M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$370.94M
Return on Assets (ROA)
0.99%
TTM Avg
0.56%
3Y Avg
0.83%
5Y Avg
0.89%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| The First Bancorp, Inc. (FNLC) | $381.07M | 1.18% | 0.98% | 1.09% | 1.16% |
| Oportun Financial Corporation (OPRT)vs › | $378.70M | 0.62% | -0.83% | -2.27% | -1.62% |
| MVB Financial Corp. (MVBF)vs › | $384.40M | 1.09% | 0.73% | 0.72% | 0.98% |
| Primis Financial Corp (FRST)vs › | $386.61M | 1.22% | 0.54% | 0.32% | 0.49% |
| Citizens Financial Services, Inc. (CZFS)vs › | $385.91M | 1.29% | 1.05% | 0.99% | 1.11% |
| Siddhi Acquisition Corp (SDHI)vs › | $373.54M | 3.49% | -18.82% | -18.82% | -13.98% |
| Parke Bancorp, Inc. (PKBK)vs › | $389.15M | 1.99% | 1.48% | 1.62% | 1.63% |
| Berto Acquisition Corp. II (GUAC)vs › | $391.51M | N/A | N/A | N/A | N/A |
| Norwood Financial Corp. (NWFL)vs › | $370.94M | 0.99% | 0.56% | 0.83% | 0.89% |
| Republic Digital Acquisition Company Class A (RDAG)vs › | $391.22M | 3.55% | 2.50% | 2.50% | 2.50% |
ROA
1.2%
ROE
12.9%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 1.09% |
| 2024-12-31 | 0.86% |
| 2023-12-31 | 1.00% |
| 2022-12-31 | 1.42% |
| 2021-12-31 | 1.44% |
| 2020-12-31 | 1.15% |
| 2019-12-31 | 1.23% |
| 2018-12-31 | 1.21% |
| 2017-12-31 | 1.06% |
| 2016-12-31 | 1.05% |
| 2015-12-31 | 1.04% |
| 2014-12-31 | 0.99% |
| 2013-12-31 | 0.89% |
| 2012-12-31 | 0.90% |
| 2011-12-31 | 0.90% |
| 2010-12-31 | 0.87% |
| 2009-12-31 | 0.98% |
| 2008-12-31 | 1.06% |
| 2007-12-31 | 1.07% |
| 2006-12-31 | 1.11% |
| 2005-12-31 | 1.23% |
| 2004-12-31 | 1.34% |
| 2003-12-31 | 1.31% |
| 2002-12-31 | 1.32% |
| 2001-12-31 | 1.26% |
| 2000-12-31 | 1.17% |
| 1999-12-31 | 1.32% |
| 1998-12-31 | 1.39% |
| 1997-12-31 | 1.47% |
| 1996-12-31 | 1.48% |
