Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 7.51 is 33% above its 5-year average of 5.65, near the low end of its 5-year range (3.25–47.12).
As of 2026-10-06T21:11:38.902Z. 8.31% above its 12-month average of 6.93.
Calculation as of: 2026-10-06T21:11:38.902Z.
Quote observation: 2026-10-06T20:00:00.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 0831e5cc9c521d3a54a13075c9a104fb08002a7221e0b888c2578b9ad236eb76
PE Ratio (7.51) = Close Price ($99.19) / Diluted TTM EPS ($13.21)
PE RATIO
7.51
PE RATIO AVG TTM
6.93
PE RATIO AVG 3Y
6.93
PE RATIO AVG 5Y
5.65
PE RATIO AVG 10Y
8.28
PE RATIO AVG 15Y
9.98
PE RATIO AVG 20Y
10.73
CURRENT VS TTM AVG
+8.31%
CURRENT VS 3Y AVG
+8.31%
CURRENT VS 5Y AVG
+33.00%
CURRENT VS 10Y AVG
-9.35%
CURRENT VS 15Y AVG
-24.75%
CURRENT VS 20Y AVG
-30.00%
SECTOR MEDIAN · FINANCIAL SERVICES
13.79
median of 554 covered companies
CURRENT VS SECTOR MEDIAN
-45.52%
vs the sector median at left
Market Cap
$2.16B
PE Ratio
11.85
TTM Avg
11.36
3Y Avg
10.41
5Y Avg
10.39
Market Cap
$2.19B
PE Ratio
14.46
TTM Avg
14.27
3Y Avg
13.70
5Y Avg
12.99
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Encore Capital Group, Inc. (ECPG) | $2.13B | 7.51 | 6.93 | 6.93 | 5.65 |
| Enterprise Financial Services Corp (EFSC)vs › | $2.16B | 11.85 | 11.36 | 10.41 | 10.39 |
| First Busey Corporation (BUSEP)vs › | $2.08B | N/A | N/A | N/A | N/A |
| Northwest Bancshares, Inc. (NWBI)vs › | $2.19B | 14.46 | 14.27 | 13.70 | 12.99 |
| 1st Source Corporation (SRCE)vs › | $2.06B | 12.29 | 11.33 | 10.97 | 10.60 |
| WaFd, Inc. (WAFD)vs › | $2.21B | 9.15 | 11.50 | 11.24 | 11.03 |
| eToro Group Ltd. (ETOR)vs › | $2.22B | 9.74 | 14.60 | 17.34 | 17.34 |
| Ethos Technologies Inc. (LIFE)vs › | $2.22B | N/A | N/A | N/A | N/A |
| The Bancorp, Inc. (TBBK)vs › | $2.02B | 9.11 | 12.52 | 12.51 | 12.93 |
| Brighthouse Financial, Inc. (BHFAP)vs › | $2.25B | 1.07 | 1.10 | 1.10 | 1.83 |
At 7.5, P/E is below its 20-year median — higher than 26% of readings in its 20-year history.
20-year low
3.2
median
11.1
20-year high
47.1
Trailing P/E
7.5
Forward P/E
7.3
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$99.19
Forward EPS (Est.)
$13.52
Forward P/E
7.34
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 7.41 |
| 2026-10-02 | 7.26 |
| 2026-10-01 | 7.14 |
| 2026-09-30 | 7.15 |
| 2026-09-29 | 7.21 |
| 2026-09-28 | 7.30 |
| 2026-09-25 | 7.45 |
| 2026-09-24 | 7.39 |
| 2026-09-23 | 7.15 |
| 2026-09-22 | 7.44 |
| 2026-09-21 | 7.52 |
| 2026-09-18 | 7.54 |
| 2026-09-17 | 7.58 |
| 2026-09-16 | 7.55 |
| 2026-09-15 | 7.48 |
| 2026-09-14 | 7.55 |
| 2026-09-11 | 7.46 |
| 2026-09-10 | 7.41 |
| 2026-09-09 | 7.37 |
| 2026-09-08 | 7.48 |
| 2026-09-04 | 7.37 |
| 2026-09-03 | 7.34 |
| 2026-09-02 | 7.31 |
| 2026-09-01 | 7.04 |
| 2026-08-31 | 7.34 |
| 2026-08-28 | 7.49 |
| 2026-08-27 | 7.72 |
| 2026-08-26 | 7.58 |
| 2026-08-25 | 7.75 |
| 2026-08-24 | 7.81 |
| 2026-08-21 | 7.66 |
| 2026-08-20 | 7.43 |
| 2026-08-19 | 7.67 |
| 2026-08-18 | 7.74 |
| 2026-08-17 | 7.85 |
| 2026-08-14 | 7.85 |
| 2026-08-13 | 7.67 |
| 2026-08-12 | 7.38 |
| 2026-08-11 | 7.08 |
| 2026-08-10 | 7.19 |
| 2026-08-07 | 7.59 |
| 2026-08-06 | 7.41 |
| 2026-08-05 | 7.19 |
| 2026-08-04 | 7.41 |
| 2026-08-03 | 7.47 |
| 2026-07-31 | 7.30 |
| 2026-07-30 | 7.30 |
| 2026-07-29 | 7.28 |
| 2026-07-28 | 7.44 |
| 2026-07-27 | 7.33 |
| 2026-07-24 | 6.99 |
| 2026-07-23 | 6.64 |
| 2026-07-22 | 6.84 |
| 2026-07-21 | 6.92 |
| 2026-07-20 | 6.88 |
| 2026-07-17 | 7.09 |
| 2026-07-16 | 7.16 |
| 2026-07-15 | 6.97 |
| 2026-07-14 | 6.95 |
| 2026-07-13 | 7.05 |
| 2026-07-10 | 7.18 |
| 2026-07-09 | 7.13 |
| 2026-07-08 | 6.79 |
| 2026-07-07 | 7.00 |
| 2026-07-06 | 6.94 |
| 2026-07-02 | 7.03 |
| 2026-07-01 | 7.28 |
| 2026-06-30 | 7.24 |
| 2026-06-29 | 7.20 |
| 2026-06-26 | 7.03 |
| 2026-06-25 | 6.78 |
| 2026-06-24 | 6.75 |
| 2026-06-23 | 6.66 |
| 2026-06-22 | 6.51 |
| 2026-06-18 | 6.44 |
| 2026-06-17 | 6.41 |
| 2026-06-16 | 6.44 |
| 2026-06-15 | 6.41 |
| 2026-06-12 | 6.31 |
| 2026-06-11 | 6.24 |
| 2026-06-10 | 6.22 |
| 2026-06-09 | 6.41 |
| 2026-06-08 | 6.23 |
| 2026-06-05 | 6.32 |
| 2026-06-04 | 6.25 |
| 2026-06-03 | 6.05 |
| 2026-06-02 | 6.06 |
| 2026-06-01 | 6.09 |
| 2026-05-29 | 6.20 |
| 2026-05-28 | 6.23 |
| 2026-05-27 | 6.35 |
| 2026-05-26 | 6.33 |
| 2026-05-22 | 6.22 |
| 2026-05-21 | 6.33 |
| 2026-05-20 | 6.26 |
| 2026-05-19 | 6.25 |
| 2026-05-18 | 6.26 |
| 2026-05-15 | 6.33 |
| 2026-05-14 | 6.34 |
| 2026-05-13 | 6.13 |
| 2026-05-12 | 6.33 |
| 2026-05-11 | 6.39 |
| 2026-05-08 | 6.51 |
| 2026-05-07 | 6.38 |
| 2026-05-06 | 7.69 |
| 2026-05-05 | 7.70 |
| 2026-05-04 | 7.59 |
| 2026-05-01 | 7.60 |
| 2026-04-30 | 7.55 |
| 2026-04-29 | 7.48 |
| 2026-04-28 | 7.67 |
| 2026-04-27 | 7.69 |
| 2026-04-24 | 7.64 |
| 2026-04-23 | 7.67 |
| 2026-04-22 | 7.61 |
| 2026-04-21 | 7.46 |
| 2026-04-20 | 7.50 |
| 2026-04-17 | 7.37 |
| 2026-04-16 | 7.18 |
| 2026-04-15 | 7.18 |
| 2026-04-14 | 7.27 |
| 2026-04-13 | 7.14 |
| 2026-04-10 | 6.88 |
| 2026-04-09 | 6.97 |
| 2026-04-08 | 6.82 |
| 2026-04-07 | 6.73 |
| 2026-04-06 | 6.62 |
| 2026-04-02 | 6.49 |
| 2026-04-01 | 6.47 |
| 2026-03-31 | 6.40 |
| 2026-03-30 | 6.26 |
| 2026-03-27 | 6.28 |
| 2026-03-26 | 6.45 |
| 2026-03-25 | 6.46 |
| 2026-03-24 | 6.48 |
| 2026-03-23 | 6.40 |
| 2026-03-20 | 6.21 |
| 2026-03-19 | 6.31 |
| 2026-03-18 | 6.24 |
| 2026-03-17 | 6.19 |
| 2026-03-16 | 6.06 |
| 2026-03-13 | 6.09 |
| 2026-03-12 | 6.11 |
| 2026-03-11 | 6.13 |
| 2026-03-10 | 6.19 |
| 2026-03-09 | 6.22 |
| 2026-03-06 | 6.45 |
| 2026-03-05 | 6.63 |
| 2026-03-04 | 6.73 |
| 2026-03-03 | 6.56 |
| 2026-03-02 | 6.47 |
| 2026-02-27 | 6.23 |
| 2026-02-26 | 5.83 |
| 2023-08-02 | 44.69 |
| 2023-08-01 | 46.00 |
| 2023-07-31 | 46.52 |
| 2023-07-28 | 45.83 |
| 2023-07-27 | 46.15 |
| 2023-07-26 | 47.12 |
| 2023-07-25 | 46.55 |
| 2023-07-24 | 46.77 |
| 2023-07-21 | 45.85 |
| 2023-07-20 | 45.96 |
| 2023-07-19 | 46.42 |
| 2023-07-18 | 46.23 |
| 2023-07-17 | 45.33 |
| 2023-07-14 | 45.07 |
| 2023-07-13 | 44.79 |
| 2023-07-12 | 44.24 |
| 2023-07-11 | 43.07 |
| 2023-07-10 | 43.45 |
| 2023-07-07 | 43.18 |
| 2023-07-06 | 42.16 |
| 2023-07-05 | 42.37 |
| 2023-07-03 | 42.96 |
| 2023-06-30 | 42.28 |
| 2023-06-29 | 42.61 |
| 2023-06-28 | 41.82 |
| 2023-06-27 | 42.27 |
| 2023-06-26 | 40.79 |
| 2023-06-23 | 40.79 |
| 2023-06-22 | 43.09 |
| 2023-06-21 | 44.41 |
| 2023-06-20 | 44.14 |
| 2023-06-16 | 42.44 |
| 2023-06-15 | 42.31 |
| 2023-06-14 | 42.03 |
| 2023-06-13 | 43.14 |
| 2023-06-12 | 43.06 |
| 2023-06-09 | 42.57 |
| 2023-06-08 | 42.96 |
| 2023-06-07 | 42.81 |
| 2023-06-06 | 41.36 |
| 2023-06-05 | 39.87 |
| 2023-06-02 | 40.53 |
| 2023-06-01 | 37.68 |
| 2023-05-31 | 37.45 |
| 2023-05-30 | 38.96 |
| 2023-05-26 | 40.42 |
| 2023-05-25 | 40.63 |
| 2023-05-24 | 40.37 |
| 2023-05-23 | 40.54 |
| 2023-05-22 | 39.92 |
| 2023-05-19 | 40.05 |
| 2023-05-18 | 40.78 |
| 2023-05-17 | 40.16 |
| 2023-05-16 | 39.01 |
| 2023-05-15 | 39.70 |
| 2023-05-12 | 38.44 |
| 2023-05-11 | 39.35 |
| 2023-05-10 | 39.86 |
| 2023-05-09 | 39.63 |
| 2023-05-08 | 41.30 |
| 2023-05-05 | 42.23 |
| 2023-05-04 | 40.82 |
| 2023-05-03 | 7.18 |
| 2023-05-02 | 7.26 |
| 2023-05-01 | 7.51 |
| 2023-04-28 | 7.56 |
| 2023-04-27 | 7.44 |
| 2023-04-26 | 7.40 |
| 2023-04-25 | 7.54 |
| 2023-04-24 | 7.67 |
| 2023-04-21 | 7.61 |
| 2023-04-20 | 7.52 |
| 2023-04-19 | 7.61 |
| 2023-04-18 | 7.58 |
| 2023-04-17 | 7.74 |
| 2023-04-14 | 7.76 |
| 2023-04-13 | 7.83 |
| 2023-04-12 | 7.79 |
| 2023-04-11 | 7.62 |
| 2023-04-10 | 7.49 |
| 2023-04-06 | 7.44 |
| 2023-04-05 | 7.49 |
| 2023-04-04 | 7.43 |
| 2023-04-03 | 7.42 |
| 2023-03-31 | 7.42 |
| 2023-03-30 | 7.22 |
| 2023-03-29 | 7.16 |
| 2023-03-28 | 7.15 |
| 2023-03-27 | 6.89 |
| 2023-03-24 | 6.66 |
| 2023-03-23 | 6.55 |
| 2023-03-22 | 6.57 |
| 2023-03-21 | 6.79 |
| 2023-03-20 | 6.77 |
| 2023-03-17 | 6.69 |
| 2023-03-16 | 6.90 |
| 2023-03-15 | 6.84 |
| 2023-03-14 | 6.93 |
| 2023-03-13 | 6.93 |
| 2023-03-10 | 7.19 |
| 2023-03-09 | 7.36 |
| 2023-03-08 | 7.43 |
| 2023-03-07 | 7.46 |
| 2023-03-06 | 7.66 |
| 2023-03-03 | 7.88 |
| 2023-03-02 | 7.88 |
| 2023-03-01 | 7.77 |
Showing the most recent 260 of 4,387 data points. The chart above shows the full history.
