Basis: FMP quote price / unrounded FMP forward EPS in the trading currency, available after its recorded retrieval time. Source: stored company filings and market data; unavailable inputs remain N/A.
The forward PE ratio is 7.22 as of 2026-10-06T17:46:18.668Z.
Consensus retrieved: 2026-10-06T11:01:29.557Z. This records retrieval, including cache reads, rather than vendor publication. The calculation uses the separately dated price and estimate available at its as-of time.
Calculation as of: 2026-10-06T17:46:18.668Z.
Quote observation: 2026-10-06T17:44:59.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 0831e5cc9c521d3a54a13075c9a104fb08002a7221e0b888c2578b9ad236eb76
Forward PE Ratio (7.22) = Dated Quote Price ($97.63) / Consensus Forward EPS ($13.52)
FORWARD PE RATIO
7.22
SECTOR MEDIAN · FINANCIAL SERVICES
11.15
median of 385 covered companies
CURRENT VS SECTOR MEDIAN
-35.25%
vs the sector median at left
Encore Capital Group, Inc.
Market Cap
$2.09B
Forward PE Ratio
7.22
| NAME | MARKET CAP | FORWARD PE RATIO |
|---|---|---|
| Encore Capital Group, Inc. (ECPG) | $2.09B | 7.22 |
| First Busey Corporation (BUSEP)vs › | $2.08B | N/A |
| 1st Source Corporation (SRCE)vs › | $2.08B | 11.92 |
| The Bancorp, Inc. (TBBK)vs › | $2.03B | 8.16 |
| Enterprise Financial Services Corp (EFSC)vs › | $2.17B | 11.41 |
| Enterprise Financial Services Corp (EFSCP)vs › | $2.00B | 3.08 |
| Northwest Bancshares, Inc. (NWBI)vs › | $2.19B | 10.63 |
| City Holding Company (CHCO)vs › | $1.99B | 15.22 |
| eToro Group Ltd. (ETOR)vs › | $2.22B | 10.61 |
| Porch Group, Inc. (PRCH)vs › | $1.97B | N/A |
Trailing P/E
7.4
reported TTM EPS
Forward P/E
7.2
consensus EPS · fiscal year ending 2026-12-31
The gap between the two multiples is the consensus growth expectation: analysts' forward EPS of $13.52 implies +2.3% EPS growth vs the reported trailing $13.21.
At the dated quote price of $97.63, each upcoming fiscal year's consensus EPS implies a different multiple — how quickly the price is "paid down" by expected earnings if the estimates hold.
| Fiscal year end | Consensus EPS | Estimate range | Analysts | Implied P/E |
|---|---|---|---|---|
| 2026-12-31 | $13.52 | $13.40 – $13.65 | 3 | 7.2x |
| 2027-12-31 | $14.62 | $13.98 – $14.98 | 3 | 6.7x |
Source: FMP analyst consensus estimates, refreshed with the daily precompute. "n/m" = the consensus EPS is not positive, so a multiple is undefined. There is no forward P/E history chart here because charting one would require the estimates as they stood in the past, which we do not store — see the trailing P/E history for how the realized multiple has moved.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
