Basis: FMP quote price / unrounded FMP forward EPS in the trading currency, available after its recorded retrieval time. Source: stored company filings and market data; unavailable inputs remain N/A.
The forward PE ratio is 23.73 as of 2026-09-30T15:45:37.811Z.
Consensus retrieved: 2026-09-13T22:36:57.755Z. This records retrieval, including cache reads, rather than vendor publication. The calculation uses the separately dated price and estimate available at its as-of time.
Calculation as of: 2026-09-30T15:45:37.811Z.
Quote observation: 2026-09-30T15:45:16.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: fd81b73f61f9c7e104c70b9f5b124aee6d0ac21ce657bd9c1c6d1b74e4357f38
Forward PE Ratio (23.73) = Dated Quote Price ($321.61) / Consensus Forward EPS ($13.55)
FORWARD PE RATIO
23.73
SECTOR MEDIAN · TECHNOLOGY
24.64
median of 146 covered companies
CURRENT VS SECTOR MEDIAN
-3.71%
vs the sector median at left
Dave Inc.
Market Cap
$4.32B
Forward PE Ratio
23.73
| NAME | MARKET CAP | FORWARD PE RATIO |
|---|---|---|
| Dave Inc. (DAVE) | $4.32B | 23.73 |
| Bill.com Holdings, Inc. (BILL)vs › | $4.29B | 11.44 |
| Clear Secure, Inc. (YOU)vs › | $4.23B | 22.99 |
| Dlocal Limited (DLO)vs › | $4.03B | 16.57 |
| Axcelis Technologies, Inc. (ACLS)vs › | $4.03B | 31.96 |
| Box, Inc. (BOX)vs › | $4.65B | 21.78 |
| AXT, Inc. (AXTI)vs › | $3.88B | N/A |
| Itron, Inc. (ITRI)vs › | $3.88B | 13.78 |
| Klaviyo, Inc. (KVYO)vs › | $4.79B | N/A |
| Wix.com Ltd. (WIX)vs › | $3.80B | 15.16 |
Trailing P/E
20.9
reported TTM EPS
Forward P/E
23.7
consensus EPS · fiscal year ending 2026-12-31
The gap between the two multiples is the consensus growth expectation: analysts' forward EPS of $13.55 implies -12.1% EPS decline vs the reported trailing $15.42.
At the dated quote price of $321.61, each upcoming fiscal year's consensus EPS implies a different multiple — how quickly the price is "paid down" by expected earnings if the estimates hold.
| Fiscal year end | Consensus EPS | Estimate range | Analysts | Implied P/E |
|---|---|---|---|---|
| 2026-12-31 | $13.55 | $13.06 – $13.79 | 9 | 23.7x |
| 2027-12-31 | $19.86 | $18.78 – $21.12 | 8 | 16.2x |
| 2028-12-31 | $27.56 | $23.73 – $31.40 | 2 | 11.7x |
Source: FMP analyst consensus estimates, refreshed with the daily precompute. "n/m" = the consensus EPS is not positive, so a multiple is undefined. There is no forward P/E history chart here because charting one would require the estimates as they stood in the past, which we do not store — see the trailing P/E history for how the realized multiple has moved.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
