Which has the lower trailing P/E, DAVE or YOU?

DAVE has the lower trailing P/E: DAVE trades at 22.66 and YOU at 29.93. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, DAVE or YOU?

Over the past five years, YOU grew revenue faster — DAVE at a 35.85% CAGR versus YOU at 35.98%.

Does DAVE or YOU pay a bigger dividend?

YOU pays a dividend (1.69% yield), while DAVE has no payments in the available dividend history.

Is DAVE or YOU more profitable?

DAVE runs the higher net margin — DAVE at 34.59% versus YOU at 14.78%.

How have DAVE and YOU total returns compared?

Over the past 5 years, DAVE delivered 2.04% and YOU delivered -0.74% annualized total return. Past performance doesn't predict future results.

Dave Inc. (DAVE) vs Clear Secure, Inc. (YOU)

A side-by-side comparison of Dave Inc. and Clear Secure, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 26, 2026. Differences are shown without an overall score or investment verdict.

DAVE

Dave Inc.

$4.88B

$362.66TechnologyDelayed quote: Aug 26, 2026, 10:55 AM EDT

YOU

Clear Secure, Inc.

$4.50B

$44.71TechnologyDelayed quote: Aug 26, 2026, 10:55 AM EDT

Total return — DAVE vs YOU

growth of $100 · dividends reinvested · last 5y

DAVE +10.4% (+2.0%/yr)YOU +25.0% (+4.6%/yr)YOU compounded faster over this window

DAVE YOU

DAVE vs YOU: by the numbers

•DAVE is the larger company ($4.88B vs $4.50B market cap).
•DAVE trades at the lower trailing earnings multiple (22.66 vs 29.93 P/E), one valuation lens rather than an overall verdict.
•DAVE converts more revenue to profit (34.59% vs 14.78% net margin).
•YOU grew revenue faster over the past five years (35.98% vs 35.85% CAGR).
•YOU pays a dividend (1.69% yield), while DAVE has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	DAVE	YOU
P/E ratio	22.66	29.93
Forward P/E	25.78	24.20
P/S ratio	7.43	4.55
P/B ratio	23.00	22.07
EV / EBITDA	21.06	15.83
FCF yield	6.83%	15.24%

Profitability

Metric	DAVE	YOU
Gross margin	83.29%	90.02%
Operating margin	34.52%	25.13%
Net margin	34.59%	14.78%
ROE	107.09%	71.70%
ROIC	42.50%	33.31%

Dividends

Metric	DAVE	YOU
Dividend yield	N/A	1.69%
Payout ratio	N/A	65.79%

Growth (annualized)

Metric	DAVE	YOU
Revenue CAGR (5Y)	35.85%	35.98%
FCF CAGR (5Y)	N/A	135.08%
Total return CAGR (5Y)	2.04%	-0.74%

Frequently asked

Which has the lower trailing P/E, DAVE or YOU?: DAVE has the lower trailing P/E: DAVE trades at 22.66 and YOU at 29.93. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, DAVE or YOU?: Over the past five years, YOU grew revenue faster — DAVE at a 35.85% CAGR versus YOU at 35.98%.
Does DAVE or YOU pay a bigger dividend?: YOU pays a dividend (1.69% yield), while DAVE has no payments in the available dividend history.
Is DAVE or YOU more profitable?: DAVE runs the higher net margin — DAVE at 34.59% versus YOU at 14.78%.
How have DAVE and YOU total returns compared?: Over the past 5 years, DAVE delivered 2.04% and YOU delivered -0.74% annualized total return. Past performance doesn't predict future results.

Go deeper

Full DAVE analysis Full YOU analysis Interactive comparison tool

Dig into the metrics

Dave P/E ratio Clear Secure P/E ratio Clear Secure dividend yield Dave ROE Clear Secure ROE Dave operating margin Clear Secure operating margin Dave revenue growth Clear Secure revenue growth Dave free cash flow Clear Secure free cash flow

Dave & Clear Secure appear in these rankings

Fastest Revenue Growth Stocks Highest ROE Stocks Highest ROIC Stocks Highest Operating Margin Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 26, 2026.