Dave Inc. (DAVE)DAVEDave Inc.

Financials

Quarterly Income Statement (USD)

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Quarterly Report	TTM	Quarter ended Jun 2026	Quarter ended Mar 2026	Quarter ended Dec 2025	Quarter ended Sep 2025	Quarter ended Jun 2025	Quarter ended Mar 2025	Quarter ended Dec 2024	Quarter ended Sep 2024
Revenue	643.65M	170.79M	158.41M	163.72M	150.72M	131.76M	107.98M	100.84M	92.49M
Cost of Goods Sold	107.53M	47.08M	20.71M	19.76M	19.97M	17.29M	16.75M	6.28M	17.48M
Gross Profit	536.13M	123.71M	137.71M	143.96M	130.75M	114.47M	91.23M	94.56M	75.01M
Gross Profit Margin	83.3%	72.4%	86.9%	87.9%	86.7%	86.9%	84.5%	93.8%	81.1%
Total Operating Expenses	313.93M	71.47M	78.14M	79.46M	84.85M	73.38M	56.08M	73.56M	72.46M
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	201.59M	71.47M	41.85M	44.52M	43.75M	41.89M	39.18M	39.76M	45.36M
Operating Income (EBIT)	222.20M	52.24M	59.57M	64.49M	45.90M	41.08M	35.15M	20.99M	2.55M
Operating Margin	34.5%	30.6%	37.6%	39.4%	30.5%	31.2%	32.6%	20.8%	2.8%
Income Before Tax (EBT)	207.48M	14.67M	70.16M	64.22M	58.43M	11.51M	33.87M	17.49M	839K
Interest Income	2.73M	1.33M	824K	283K	294K	588K	431K	513K	439K
Interest Expense	7.26M	2.02M	1.73M	1.72M	1.79M	1.78M	1.76M	1.84M	1.96M
Other Income/Expense	-14.72M	-37.57M	10.59M	-273K	12.53M	-29.57M	-1.28M	-3.50M	-1.71M
Net Income	222.64M	6.69M	57.94M	65.94M	92.07M	9.04M	28.81M	16.81M	466K
Income Tax Expense	-15.15M	7.98M	12.22M	-1.72M	-33.64M	2.47M	5.06M	687K	373K
Net Profit Margin	34.6%	3.9%	36.6%	40.3%	61.1%	6.9%	26.7%	16.7%	0.5%
EBITDA	229.85M	54.29M	61.19M	66.59M	47.78M	42.70M	36.69M	23.34M	4.39M
EBITDA Margin	35.7%	31.8%	38.6%	40.7%	31.7%	32.4%	34.0%	23.1%	4.7%
Depreciation & Amortization	7.65M	2.05M	1.62M	2.09M	1.88M	1.62M	1.54M	2.34M	1.84M
EPS Basic	16.56	0.53	4.31	4.88	6.84	0.68	2.19	1.34	0.04
EPS Diluted	15.42	0.49	4.02	4.57	6.34	0.62	1.97	1.22	0.03
Shares Outstanding	12.72M	12.72M	13.43M	13.51M	13.46M	13.36M	13.13M	12.75M	12.64M
Diluted Shares Outstanding	13.68M	13.68M	14.40M	14.44M	14.53M	14.55M	14.65M	14.43M	13.93M

Annual Income Statement (USD)

Swipe horizontally to review earlier years. The line-item column stays pinned.

Annual Report	12/31/2025	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019
Revenue	554.18M	347.08M	259.09M	204.84M	153.01M	121.80M	76.23M
Cost of Goods Sold	73.78M	65.10M	61.39M	31.95M	23.46M	21.65M	15.22M
Gross Profit	480.40M	281.98M	197.70M	172.89M	129.55M	100.15M	61.01M
Gross Profit Margin	86.7%	81.2%	76.3%	84.4%	84.7%	82.2%	80.0%
Total Operating Expenses	293.78M	247.37M	239.90M	307.29M	135.93M	100.15M	59.23M
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	169.34M	159.21M	149.97M	172.47M	101.00M	60.23M	32.18M
Operating Income (EBIT)	186.62M	34.61M	-42.20M	-134.40M	-6.38M	0.00	1.78M
Operating Margin	33.7%	10.0%	-16.3%	-65.6%	-4.2%	0.0%	2.3%
Income Before Tax (EBT)	168.03M	60.35M	-48.40M	-128.97M	-19.90M	-6.81M	1.33M
Interest Income	1.60M	2.98M	5.29M	2.95M	287K	409K	429K
Interest Expense	7.04M	7.99M	11.77M	9.20M	2.54M	17K	852K
Other Income/Expense	-18.60M	25.74M	-6.20M	5.42M	-13.52M	-6.81M	-445K
Net Income	195.87M	57.87M	-48.52M	-128.91M	-19.99M	-6.96M	787K
Income Tax Expense	-27.84M	2.48M	120K	-67K	97K	145K	545K
Net Profit Margin	35.3%	16.7%	-18.7%	-62.9%	-13.1%	-5.7%	1.0%
EBITDA	193.75M	42.29M	-36.66M	-127.26M	-3.32M	1.72M	2.58M
EBITDA Margin	35.0%	12.2%	-14.1%	-62.1%	-2.2%	1.4%	3.4%
Depreciation & Amortization	7.13M	7.68M	5.54M	7.13M	3.06M	1.72M	805K
EPS Basic	14.65	4.62	-4.07	-10.92	-1.72	-0.60	0.00
EPS Diluted	13.53	4.19	-4.07	-10.92	-1.72	-0.60	0.00
Shares Outstanding	13.37M	12.52M	11.93M	11.80M	11.63M	11.63M	11.63M
Diluted Shares Outstanding	14.48M	13.82M	11.93M	11.80M	11.63M	11.63M	11.63M

Values are displayed in USD. Negative numbers shown in red.

Values are displayed in USD. Negative numbers are shown in red.

About Dave Inc.

Dave Inc. manages a digital platform that delivers a comprehensive array of financial products and services. Among its key offerings is "Insights," a personal finance management solution designed to help members monitor their earnings and expenditures between salary payments. The company also provides "ExtraCash," a no-cost alternative to traditional overdrafts or short-term credit, which allows users to advance money to their accounts and bypass associated fees. Furthermore, its platform features "Side Hustle," an integrated portal for job applications. Dave Inc. also includes "Dave Banking," which operates as a digital checking and demand deposit account. Established in 2015, the firm is headquartered in West Hollywood, California.

Los Angeles, CA

280 employees

dave.com

Technology / Software - Application

Sector: Technology
Industry: Software - Application
CEO: Jason Wilk

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