Which has the lower trailing P/E, DAVE or KVYO?

DAVE has the lower trailing P/E: DAVE trades at 21.17 and KVYO at 722.75. P/E is one valuation measure and does not by itself establish which business is cheaper.

Is DAVE or KVYO more profitable?

DAVE runs the higher net margin — DAVE at 34.59% versus KVYO at 0.49%.

Dave Inc. (DAVE) vs Klaviyo, Inc. (KVYO)

A side-by-side comparison of Dave Inc. and Klaviyo, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.

DAVE

Dave Inc.

$4.39B

$326.44TechnologyDelayed quote: Sep 29, 2026, 4:00 PM EDT

KVYO

Klaviyo, Inc.

$4.56B

$15.25TechnologyDelayed quote: Sep 29, 2026, 4:00 PM EDT

Total return — DAVE vs KVYO

growth of $100 · dividends reinvested · last 3y

DAVE +5649.3% (+286.0%/yr)KVYO -50.1% (-20.7%/yr)DAVE compounded faster over this window

Log scale — wide-divergence pair

DAVE KVYO

DAVE vs KVYO: by the numbers

•KVYO is the larger company ($4.56B vs $4.39B market cap).
•DAVE trades at the lower trailing earnings multiple (21.17 vs 722.75 P/E), one valuation lens rather than an overall verdict.
•DAVE converts more revenue to profit (34.59% vs 0.49% net margin).

Metrics side by side

Valuation

Metric	DAVE	KVYO
P/E ratio	21.17	722.75
Forward P/E	24.08	N/A
P/S ratio	6.82	3.28
P/B ratio	21.11	4.72
EV / EBITDA	19.35	N/A
FCF yield	7.37%	5.08%

Profitability

Metric	DAVE	KVYO
Gross margin	83.29%	73.79%
Operating margin	34.52%	-1.86%
Net margin	34.59%	0.49%
ROE	107.09%	0.70%
ROIC	42.50%	-1.54%

Growth (annualized)

Metric	DAVE	KVYO
Revenue CAGR (5Y)	35.85%	N/A
Total return CAGR (5Y)	1.83%	N/A

Frequently asked

Which has the lower trailing P/E, DAVE or KVYO?: DAVE has the lower trailing P/E: DAVE trades at 21.17 and KVYO at 722.75. P/E is one valuation measure and does not by itself establish which business is cheaper.
Is DAVE or KVYO more profitable?: DAVE runs the higher net margin — DAVE at 34.59% versus KVYO at 0.49%.

Go deeper

Full DAVE analysis Full KVYO analysis Interactive comparison tool

Dig into the metrics

Dave P/E ratio Klaviyo P/E ratio Dave ROE Klaviyo ROE Dave operating margin Klaviyo operating margin Dave revenue growth Klaviyo revenue growth Dave free cash flow Klaviyo free cash flow

Dave & Klaviyo appear in these rankings

Fastest Revenue Growth Stocks Highest ROE Stocks Highest ROIC Stocks Highest Operating Margin Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.