Which has the lower trailing P/E, DAVE or KVYO?

DAVE has the lower trailing P/E: DAVE trades at 21.70 and KVYO at 876.30. P/E is one valuation measure and does not by itself establish which business is cheaper.

Is DAVE or KVYO more profitable?

DAVE runs the higher net margin — DAVE at 34.59% versus KVYO at 0.49%.

Dave Inc. (DAVE) vs Klaviyo, Inc. (KVYO)

A side-by-side comparison of Dave Inc. and Klaviyo, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 16, 2026. Differences are shown without an overall score or investment verdict.

DAVE

Dave Inc.

$4.50B

$334.57TechnologyAt close: Aug 14, 2026, 4:00 PM ET

KVYO

Klaviyo, Inc.

$5.53B

$18.49TechnologyAt close: Aug 14, 2026, 4:00 PM ET

Total return — DAVE vs KVYO

growth of $100 · dividends reinvested · last 3y

DAVE +5384.8% (+279.9%/yr)KVYO -43.6% (-17.4%/yr)DAVE compounded faster over this window

Log scale — wide-divergence pair

DAVE KVYO

DAVE vs KVYO: by the numbers

•KVYO is the larger company ($5.53B vs $4.50B market cap).
•DAVE trades at the lower trailing earnings multiple (21.70 vs 876.30 P/E), one valuation lens rather than an overall verdict.
•DAVE converts more revenue to profit (34.59% vs 0.49% net margin).

Metrics side by side

Valuation

Metric	DAVE	KVYO
P/E ratio	21.70	876.30
Forward P/E	22.50	N/A
P/S ratio	7.11	3.95
P/B ratio	22.02	5.68
EV / EBITDA	20.17	N/A
FCF yield	7.13%	4.45%

Profitability

Metric	DAVE	KVYO
Gross margin	83.29%	73.79%
Operating margin	34.52%	-1.86%
Net margin	34.59%	0.49%
ROE	107.09%	0.70%
ROIC	41.61%	-5.12%

Growth (annualized)

Metric	DAVE	KVYO
Revenue CAGR (5Y)	35.85%	N/A
Total return CAGR (5Y)	1.08%	N/A

Frequently asked

Which has the lower trailing P/E, DAVE or KVYO?: DAVE has the lower trailing P/E: DAVE trades at 21.70 and KVYO at 876.30. P/E is one valuation measure and does not by itself establish which business is cheaper.
Is DAVE or KVYO more profitable?: DAVE runs the higher net margin — DAVE at 34.59% versus KVYO at 0.49%.

Go deeper

Full DAVE analysis Full KVYO analysis Interactive comparison tool

Dig into the metrics

Dave P/E ratio Klaviyo P/E ratio Dave ROE Klaviyo ROE Dave operating margin Klaviyo operating margin Dave revenue growth Klaviyo revenue growth Dave free cash flow Klaviyo free cash flow

Dave & Klaviyo appear in these rankings

Fastest Revenue Growth Stocks Highest ROE Stocks Highest ROIC Stocks Highest Operating Margin Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 16, 2026.