Which has the lower trailing P/E, DAVE or DLO?

DLO has the lower trailing P/E: DAVE trades at 20.85 and DLO at 20.20. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, DAVE or DLO?

Over the past five years, DLO grew revenue faster — DAVE at a 35.85% CAGR versus DLO at 52.45%.

Does DAVE or DLO pay a bigger dividend?

DLO pays a dividend (1.32% yield), while DAVE has no payments in the available dividend history.

Is DAVE or DLO more profitable?

DAVE runs the higher net margin — DAVE at 34.59% versus DLO at 15.04%.

How have DAVE and DLO total returns compared?

Over the past 5 years, DAVE delivered 1.83% and DLO delivered -24.08% annualized total return. Past performance doesn't predict future results.

Dave Inc. (DAVE) vs Dlocal Limited (DLO)

A side-by-side comparison of Dave Inc. and Dlocal Limited across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.

DAVE

Dave Inc.

$4.32B

$321.58TechnologyDelayed quote: Sep 30, 2026, 11:35 AM EDT

DLO

Dlocal Limited

$4.03B

$13.74TechnologyDelayed quote: Sep 30, 2026, 11:30 AM EDT

Total return — DAVE vs DLO

growth of $100 · dividends reinvested · last 5y

DAVE +10.7% (+2.1%/yr)DLO -51.2% (-13.4%/yr)DAVE compounded faster over this window

DAVE DLO

DAVE vs DLO: by the numbers

•DAVE is the larger company ($4.32B vs $4.03B market cap).
•DLO trades at the lower trailing earnings multiple (20.20 vs 20.85 P/E), one valuation lens rather than an overall verdict.
•DAVE converts more revenue to profit (34.59% vs 15.04% net margin).
•DLO grew revenue faster over the past five years (52.45% vs 35.85% CAGR).
•DLO pays a dividend (1.32% yield), while DAVE has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	DAVE	DLO
P/E ratio	20.85	20.20
Forward P/E	23.72	16.56
P/S ratio	6.72	2.97
P/B ratio	20.79	7.46
EV / EBITDA	19.06	12.35
FCF yield	7.48%	10.51%

Profitability

Metric	DAVE	DLO
Gross margin	83.29%	34.28%
Operating margin	34.52%	17.44%
Net margin	34.59%	15.04%
ROE	107.09%	37.76%
ROIC	42.50%	31.82%

Dividends

Metric	DAVE	DLO
Dividend yield	N/A	1.32%
Payout ratio	N/A	28.92%

Growth (annualized)

Metric	DAVE	DLO
Revenue CAGR (5Y)	35.85%	52.45%
EPS CAGR (5Y)	N/A	47.44%
FCF CAGR (5Y)	N/A	45.96%
Total return CAGR (5Y)	1.83%	-24.08%

Frequently asked

Which has the lower trailing P/E, DAVE or DLO?: DLO has the lower trailing P/E: DAVE trades at 20.85 and DLO at 20.20. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, DAVE or DLO?: Over the past five years, DLO grew revenue faster — DAVE at a 35.85% CAGR versus DLO at 52.45%.
Does DAVE or DLO pay a bigger dividend?: DLO pays a dividend (1.32% yield), while DAVE has no payments in the available dividend history.
Is DAVE or DLO more profitable?: DAVE runs the higher net margin — DAVE at 34.59% versus DLO at 15.04%.
How have DAVE and DLO total returns compared?: Over the past 5 years, DAVE delivered 1.83% and DLO delivered -24.08% annualized total return. Past performance doesn't predict future results.

Go deeper

Full DAVE analysis Full DLO analysis Interactive comparison tool

Dig into the metrics

Dave P/E ratio Dlocal P/E ratio Dlocal dividend yield Dave ROE Dlocal ROE Dave operating margin Dlocal operating margin Dave revenue growth Dlocal revenue growth Dave free cash flow Dlocal free cash flow

Dave & Dlocal appear in these rankings

Fastest Revenue Growth Stocks Highest ROE Stocks Highest ROIC Stocks Highest Operating Margin Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.