Which has the lower trailing P/E, DAVE or DLO?

DAVE has the lower trailing P/E: DAVE trades at 21.70 and DLO at 22.14. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, DAVE or DLO?

Over the past five years, DLO grew revenue faster — DAVE at a 35.85% CAGR versus DLO at 57.19%.

Does DAVE or DLO pay a bigger dividend?

DLO pays a dividend (1.39% yield), while DAVE has no payments in the available dividend history.

Is DAVE or DLO more profitable?

DAVE runs the higher net margin — DAVE at 34.59% versus DLO at 15.84%.

How have DAVE and DLO total returns compared?

Over the past 5 years, DAVE delivered 1.08% and DLO delivered -21.38% annualized total return. Past performance doesn't predict future results.

Dave Inc. (DAVE) vs Dlocal Limited (DLO)

A side-by-side comparison of Dave Inc. and Dlocal Limited across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 16, 2026. Differences are shown without an overall score or investment verdict.

DAVE

Dave Inc.

$4.50B

$334.57TechnologyAt close: Aug 14, 2026, 4:00 PM ET

DLO

Dlocal Limited

$4.16B

$14.17TechnologyAt close: Aug 14, 2026, 4:00 PM ET

Total return — DAVE vs DLO

growth of $100 · dividends reinvested · last 5y

DAVE +5.6% (+1.1%/yr)DLO -53.5% (-14.2%/yr)DAVE compounded faster over this window

DAVE DLO

DAVE vs DLO: by the numbers

•DAVE is the larger company ($4.50B vs $4.16B market cap).
•DAVE trades at the lower trailing earnings multiple (21.70 vs 22.14 P/E), one valuation lens rather than an overall verdict.
•DAVE converts more revenue to profit (34.59% vs 15.84% net margin).
•DLO grew revenue faster over the past five years (57.19% vs 35.85% CAGR).
•DLO pays a dividend (1.39% yield), while DAVE has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	DAVE	DLO
P/E ratio	21.70	22.14
Forward P/E	22.50	17.27
P/S ratio	7.11	3.50
P/B ratio	22.02	7.68
EV / EBITDA	20.17	13.31
FCF yield	7.13%	9.41%

Profitability

Metric	DAVE	DLO
Gross margin	83.29%	36.00%
Operating margin	34.52%	18.92%
Net margin	34.59%	15.84%
ROE	107.09%	34.74%
ROIC	41.61%	N/A

Dividends

Metric	DAVE	DLO
Dividend yield	N/A	1.39%
Payout ratio	N/A	29.35%

Growth (annualized)

Metric	DAVE	DLO
Revenue CAGR (5Y)	35.85%	57.19%
EPS CAGR (5Y)	N/A	47.44%
FCF CAGR (5Y)	N/A	35.06%
Total return CAGR (5Y)	1.08%	-21.38%

Frequently asked

Which has the lower trailing P/E, DAVE or DLO?: DAVE has the lower trailing P/E: DAVE trades at 21.70 and DLO at 22.14. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, DAVE or DLO?: Over the past five years, DLO grew revenue faster — DAVE at a 35.85% CAGR versus DLO at 57.19%.
Does DAVE or DLO pay a bigger dividend?: DLO pays a dividend (1.39% yield), while DAVE has no payments in the available dividend history.
Is DAVE or DLO more profitable?: DAVE runs the higher net margin — DAVE at 34.59% versus DLO at 15.84%.
How have DAVE and DLO total returns compared?: Over the past 5 years, DAVE delivered 1.08% and DLO delivered -21.38% annualized total return. Past performance doesn't predict future results.

Go deeper

Full DAVE analysis Full DLO analysis Interactive comparison tool

Dig into the metrics

Dave P/E ratio Dlocal P/E ratio Dlocal dividend yield Dave ROE Dlocal ROE Dave operating margin Dlocal operating margin Dave revenue growth Dlocal revenue growth Dave free cash flow Dlocal free cash flow

Dave & Dlocal appear in these rankings

Fastest Revenue Growth Stocks Highest ROE Stocks Highest ROIC Stocks Highest Operating Margin Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 16, 2026.