Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 9.24% is in line with its 5-year average of 9.53%, around the middle of its 5-year range (2.16%–20.30%).
As of the fiscal period ended Wednesday, December 31, 2025. 85.36% above its 12-month average of 4.98%.
Annual fiscal-year return on equity; no daily interpolation.
RETURN ON EQUITY (ROE)
9.24%
RETURN ON EQUITY (ROE) AVG TTM
4.98%
RETURN ON EQUITY (ROE) AVG 3Y
8.09%
RETURN ON EQUITY (ROE) AVG 5Y
9.53%
RETURN ON EQUITY (ROE) AVG 10Y
8.99%
RETURN ON EQUITY (ROE) AVG 15Y
9.06%
RETURN ON EQUITY (ROE) AVG 20Y
8.48%
CURRENT VS TTM AVG
+85.36%
CURRENT VS 3Y AVG
+14.14%
CURRENT VS 5Y AVG
-3.06%
CURRENT VS 10Y AVG
+2.75%
CURRENT VS 15Y AVG
+2.02%
CURRENT VS 20Y AVG
+8.97%
SECTOR MEDIAN · FINANCIAL SERVICES
14.10%
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
-34.47%
vs the sector median at left
Capital One Financial Corporation
Market Cap
$135.97B
Return on Equity (ROE)
9.24%
TTM Avg
4.98%
3Y Avg
8.09%
5Y Avg
9.53%
Market Cap
$136.01B
Return on Equity (ROE)
14.88%
TTM Avg
14.23%
3Y Avg
13.50%
5Y Avg
12.37%
Market Cap
$123.70B
Return on Equity (ROE)
34.57%
TTM Avg
35.22%
3Y Avg
23.55%
5Y Avg
24.35%
Market Cap
$120.88B
Return on Equity (ROE)
15.57%
TTM Avg
12.96%
3Y Avg
10.63%
5Y Avg
108.48%
Market Cap
$153.35B
Return on Equity (ROE)
19.07%
TTM Avg
18.00%
3Y Avg
16.52%
5Y Avg
14.82%
Market Cap
$108.96B
Return on Equity (ROE)
12.52%
TTM Avg
11.74%
3Y Avg
9.46%
5Y Avg
9.08%
Market Cap
$164.31B
Return on Equity (ROE)
39.04%
TTM Avg
34.33%
3Y Avg
27.97%
5Y Avg
31.63%
Market Cap
$167.54B
Return on Equity (ROE)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$101.89B
Return on Equity (ROE)
11.92%
TTM Avg
11.13%
3Y Avg
11.59%
5Y Avg
11.75%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Capital One Financial Corporation (COF) | $135.97B | 9.24% | 4.98% | 8.09% | 9.53% |
| Chubb Limited (CB)vs › | $136.01B | 14.88% | 14.23% | 13.50% | 12.37% |
| The Progressive Corporation (PGR)vs › | $123.70B | 34.57% | 35.22% | 23.55% | 24.35% |
| S&P Global Inc. (SPGI)vs › | $120.88B | 15.57% | 12.96% | 10.63% | 108.48% |
| Interactive Brokers Group, Inc. (IBKR)vs › | $153.35B | 19.07% | 18.00% | 16.52% | 14.82% |
| Bank of New York Mellon Corp (BNY)vs › | $108.96B | 12.52% | 11.74% | 9.46% | 9.08% |
| Blackstone Inc. (BX)vs › | $164.31B | 39.04% | 34.33% | 27.97% | 31.63% |
| Vanguard FTSE Emerging Markets ETF (VWO)vs › | $167.54B | N/A | N/A | N/A | N/A |
| The PNC Financial Services Group, Inc. (PNC)vs › | $101.89B | 11.92% | 11.13% | 11.59% | 11.75% |
| U.S. Bancorp (USB)vs › | $100.02B | 12.12% | 11.18% | 10.91% | 11.25% |
ROE
9.2%
ROA
1.6%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2025-12-31 | 2.16% |
| 2024-12-31 | 7.81% |
| 2023-12-31 | 8.41% |
| 2022-12-31 | 14.00% |
| 2021-12-31 | 20.30% |
| 2020-12-31 | 4.51% |
| 2019-12-31 | 9.56% |
| 2018-12-31 | 11.64% |
| 2017-12-31 | 4.07% |
| 2016-12-31 | 7.89% |
| 2015-12-31 | 8.57% |
| 2014-12-31 | 9.83% |
| 2013-12-31 | 10.39% |
| 2012-12-31 | 9.18% |
| 2011-12-31 | 10.61% |
| 2010-12-31 | 10.33% |
| 2009-12-31 | 3.32% |
| 2008-12-31 | -0.17% |
| 2007-12-31 | 6.46% |
| 2006-12-31 | 9.57% |
| 2005-12-31 | 12.80% |
| 2004-12-31 | 18.40% |
| 2003-12-31 | 18.77% |
| 2002-12-31 | 19.46% |
| 2001-12-31 | 19.32% |
| 2000-12-31 | 23.93% |
| 1999-12-31 | 23.96% |
| 1998-12-31 | 21.66% |
| 1997-12-31 | 21.20% |
| 1996-12-31 | 20.98% |
