Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the quick ratio (acid-test) high or low?
The quick ratio (acid-test) of 120.47 is 1940% above its 5-year average of 5.90, near the high end of its 5-year range (0.08–120.47).
As of the fiscal period ended Tuesday, June 30, 2026. 396.79% above its 12-month average of 24.25.
Reported quarterly quick ratio; no daily interpolation.
QUICK RATIO (ACID-TEST)
120.47
QUICK RATIO (ACID-TEST) AVG TTM
24.25
QUICK RATIO (ACID-TEST) AVG 3Y
0.14
QUICK RATIO (ACID-TEST) AVG 5Y
0.14
QUICK RATIO (ACID-TEST) AVG 10Y
0.19
QUICK RATIO (ACID-TEST) AVG 15Y
0.19
QUICK RATIO (ACID-TEST) AVG 20Y
0.19
CURRENT VS TTM AVG
+396.79%
CURRENT VS 3Y AVG
+83097.05%
CURRENT VS 5Y AVG
+87082.43%
CURRENT VS 10Y AVG
+64268.07%
CURRENT VS 15Y AVG
+61994.12%
CURRENT VS 20Y AVG
+64173.75%
Capital One Financial Corporation
Market Cap
$135.97B
Quick Ratio (Acid-Test)
120.47
TTM Avg
24.25
3Y Avg
0.14
5Y Avg
0.14
Market Cap
$123.70B
Quick Ratio (Acid-Test)
N/A
TTM Avg
0.48
3Y Avg
3.60
5Y Avg
5.88
Market Cap
$120.88B
Quick Ratio (Acid-Test)
N/A
TTM Avg
0.83
3Y Avg
0.86
5Y Avg
1.24
Market Cap
$153.35B
Quick Ratio (Acid-Test)
N/A
TTM Avg
1.15
3Y Avg
1.13
5Y Avg
1.04
Market Cap
$108.96B
Quick Ratio (Acid-Test)
N/A
TTM Avg
0.68
3Y Avg
0.72
5Y Avg
0.75
Market Cap
$167.54B
Quick Ratio (Acid-Test)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$101.89B
Quick Ratio (Acid-Test)
N/A
TTM Avg
0.13
3Y Avg
0.17
5Y Avg
0.27
| NAME | MARKET CAP | QUICK RATIO (ACID-TEST) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Capital One Financial Corporation (COF) | $135.97B | 120.47 | 24.25 | 0.14 | 0.14 |
| Chubb Limited (CB)vs › | $136.01B | N/A | 0.62 | 0.62 | 0.62 |
| The Progressive Corporation (PGR)vs › | $123.70B | N/A | 0.48 | 3.60 | 5.88 |
| S&P Global Inc. (SPGI)vs › | $120.88B | N/A | 0.83 | 0.86 | 1.24 |
| Interactive Brokers Group, Inc. (IBKR)vs › | $153.35B | N/A | 1.15 | 1.13 | 1.04 |
| Bank of New York Mellon Corp (BNY)vs › | $108.96B | N/A | 0.68 | 0.72 | 0.75 |
| Blackstone Inc. (BX)vs › | $164.31B | N/A | 0.84 | 1.27 | 2.48 |
| Vanguard FTSE Emerging Markets ETF (VWO)vs › | $167.54B | N/A | N/A | N/A | N/A |
| The PNC Financial Services Group, Inc. (PNC)vs › | $101.89B | N/A | 0.13 | 0.17 | 0.27 |
| U.S. Bancorp (USB)vs › | $100.02B | N/A | 0.27 | 0.26 | 0.32 |
Quick Ratio
120.47
Excludes inventory
Current Ratio
120.47
Includes inventory
Quick Ratio = (Current Assets − Inventory) / Current Liabilities
The quick ratio is a stricter liquidity measure that excludes inventory, showing the ability to meet short-term obligations with the most liquid assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | QUICK RATIO (ACID-TEST) |
|---|---|
| 2026-06-30 | 120.47 |
| 2026-03-31 | 0.36 |
| 2025-12-31 | 0.15 |
| 2025-09-30 | 0.13 |
| 2025-06-30 | 0.14 |
| 2025-03-31 | 0.15 |
| 2024-12-31 | 0.14 |
| 2024-09-30 | 0.16 |
| 2024-06-30 | 0.15 |
| 2024-03-31 | 0.16 |
| 2023-12-31 | 0.36 |
| 2023-09-30 | 0.14 |
| 2023-06-30 | 0.13 |
| 2023-03-31 | 0.14 |
| 2022-12-31 | 0.33 |
| 2022-09-30 | 0.08 |
| 2022-06-30 | 0.09 |
| 2022-03-31 | 0.11 |
| 2021-12-31 | 0.38 |
| 2021-09-30 | 0.11 |
| 2021-06-30 | 0.12 |
| 2021-03-31 | 0.17 |
| 2020-12-31 | 0.46 |
| 2020-09-30 | 0.15 |
| 2020-06-30 | 0.19 |
| 2020-03-31 | 0.10 |
| 2019-12-31 | 0.35 |
| 2019-09-30 | 0.07 |
| 2019-06-30 | 0.07 |
| 2019-03-31 | 0.25 |
| 2018-12-31 | 0.23 |
| 2018-09-30 | 0.24 |
| 2018-06-30 | 0.26 |
| 2018-03-31 | 0.25 |
| 2017-12-31 | 0.21 |
| 2017-09-30 | 0.20 |
| 2017-06-30 | 0.20 |
| 2017-03-31 | 0.21 |
| 2016-12-31 | 0.20 |
| 2016-09-30 | 0.21 |
| 2016-06-30 | 0.20 |
| 2016-03-31 | 0.20 |
| 2015-12-31 | 0.20 |
| 2015-09-30 | 0.22 |
| 2015-06-30 | 0.21 |
| 2015-03-31 | 0.23 |
| 2014-12-31 | 0.23 |
| 2014-09-30 | 0.23 |
| 2014-06-30 | 0.24 |
| 2014-03-31 | 0.23 |
| 2013-12-31 | 0.24 |
| 2013-09-30 | 0.24 |
| 2013-06-30 | 0.32 |
| 2013-03-31 | 0.34 |
| 2012-12-31 | 0.36 |
| 2012-09-30 | 0.04 |
| 2012-06-30 | 0.04 |
| 2012-03-31 | 0.15 |
| 2011-12-31 | 0.32 |
| 2011-09-30 | 0.06 |
| 2011-06-30 | 0.06 |
| 2011-03-31 | 0.07 |
| 2010-12-31 | 0.36 |
| 2010-09-30 | 0.05 |
| 2010-06-30 | 0.05 |
| 2010-03-31 | 0.07 |
| 2009-12-31 | 0.44 |
| 2009-09-30 | 0.10 |
| 2009-06-30 | 0.09 |
| 2009-03-31 | 0.11 |
| 2008-12-31 | 0.39 |
| 2008-09-30 | 0.11 |
| 2008-06-30 | 0.11 |
| 2008-03-31 | 0.12 |
| 2007-12-31 | 0.33 |
| 2007-09-30 | 0.14 |
| 2007-06-30 | 0.15 |
| 2007-03-31 | 0.20 |
| 2006-12-31 | 0.28 |
| 2006-09-30 | 0.24 |
| 2006-06-30 | 0.17 |
| 2006-03-31 | 0.23 |
| 2005-12-31 | 0.47 |
| 2005-09-30 | 0.41 |
| 2005-06-30 | 0.29 |
| 2005-03-31 | 0.27 |
| 2004-12-31 | 0.18 |
| 2004-09-30 | 0.26 |
| 2004-06-30 | 0.24 |
| 2004-03-31 | 0.25 |
| 2003-12-31 | 0.26 |
| 2003-09-30 | 0.23 |
| 2003-06-30 | 0.28 |
| 2003-03-31 | 0.19 |
| 2002-12-31 | 0.20 |
| 2002-09-30 | 0.15 |
