Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 34.71% is in line with its 5-year average of 35.58%, around the middle of its 5-year range (30.71%–41.57%).
0.59% below its 12-month average of 34.92%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 41.51%.
NET PROFIT MARGIN
34.71%
NET PROFIT MARGIN AVG TTM
34.92%
NET PROFIT MARGIN AVG 3Y
33.10%
NET PROFIT MARGIN AVG 5Y
35.58%
NET PROFIT MARGIN AVG 10Y
34.45%
NET PROFIT MARGIN AVG 15Y
31.32%
NET PROFIT MARGIN AVG 20Y
29.30%
CURRENT VS TTM AVG
-0.59%
CURRENT VS 3Y AVG
+4.88%
CURRENT VS 5Y AVG
-2.46%
CURRENT VS 10Y AVG
+0.75%
CURRENT VS 15Y AVG
+10.83%
CURRENT VS 20Y AVG
+18.48%
SECTOR MEDIAN · FINANCIAL SERVICES
14.24%
median of 511 covered companies
CURRENT VS SECTOR MEDIAN
+143.75%
vs the sector median at left
City Holding Company
Market Cap
$2.00B
Net Profit Margin
34.71%
TTM Avg
34.92%
3Y Avg
33.10%
5Y Avg
35.58%
Market Cap
$1.98B
Net Profit Margin
19.26%
TTM Avg
22.41%
3Y Avg
27.24%
5Y Avg
26.99%
Market Cap
$1.89B
Net Profit Margin
15.33%
TTM Avg
-0.23%
3Y Avg
-0.23%
5Y Avg
-0.15%
Market Cap
$2.10B
Net Profit Margin
15.88%
TTM Avg
2.00%
3Y Avg
0.25%
5Y Avg
6.14%
Market Cap
$1.85B
Net Profit Margin
28.24%
TTM Avg
24.84%
3Y Avg
26.55%
5Y Avg
28.33%
Market Cap
$1.85B
Net Profit Margin
7.95%
TTM Avg
15.60%
3Y Avg
17.39%
5Y Avg
16.74%
Market Cap
$2.18B
Net Profit Margin
19.26%
TTM Avg
22.41%
3Y Avg
27.24%
5Y Avg
26.99%
Market Cap
$1.80B
Net Profit Margin
14.84%
TTM Avg
7.29%
3Y Avg
10.21%
5Y Avg
0.28%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| City Holding Company (CHCO) | $2.00B | 34.71% | 34.92% | 33.10% | 35.58% |
| Enterprise Financial Services Corp (EFSCP)vs › | $1.98B | 19.26% | 22.41% | 27.24% | 26.99% |
| Apex Treasury Corporation Class A (APXT)vs › | $1.89B | 15.33% | -0.23% | -0.23% | -0.15% |
| First Busey Corporation (BUSEP)vs › | $2.09B | N/A | N/A | N/A | N/A |
| Encore Capital Group, Inc. (ECPG)vs › | $2.10B | 15.88% | 2.00% | 0.25% | 6.14% |
| German American Bancorp, Inc. (GABC)vs › | $1.85B | 28.24% | 24.84% | 26.55% | 28.33% |
| FirstSun Capital Bancorp (FSUN)vs › | $1.85B | 7.95% | 15.60% | 17.39% | 16.74% |
| Enterprise Financial Services Corp (EFSC)vs › | $2.18B | 19.26% | 22.41% | 27.24% | 26.99% |
| Happen, Inc. Common Stock (HAPN)vs › | $1.80B | 14.84% | 7.29% | 10.21% | 0.28% |
| EZCORP, Inc. (EZPW)vs › | $1.80B | 9.99% | 7.88% | 6.27% | 2.99% |
Operating Margin
38.0%
Net Profit Margin
34.7%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 41.51% |
| 2026-03-31 | 32.25% |
| 2025-12-31 | 31.23% |
| 2025-09-30 | 35.18% |
| 2025-06-30 | 34.41% |
| 2025-03-31 | 32.29% |
| 2024-12-31 | 30.71% |
| 2024-09-30 | 31.02% |
| 2024-06-30 | 31.44% |
| 2024-03-31 | 33.08% |
| 2023-12-31 | 32.62% |
| 2023-09-30 | 34.95% |
| 2023-06-30 | 37.96% |
| 2023-03-31 | 30.93% |
| 2022-12-31 | 41.57% |
| 2022-09-30 | 40.46% |
| 2022-06-30 | 38.49% |
| 2022-03-31 | 38.56% |
| 2021-12-31 | 39.97% |
| 2021-09-30 | 39.22% |
| 2021-06-30 | 39.41% |
| 2021-03-31 | 35.39% |
| 2020-12-31 | 37.81% |
| 2020-09-30 | 34.29% |
| 2020-06-30 | 31.77% |
| 2020-03-31 | 36.19% |
| 2019-12-31 | 34.62% |
| 2019-09-30 | 34.35% |
| 2019-06-30 | 34.20% |
| 2019-03-31 | 33.95% |
| 2018-12-31 | 18.54% |
| 2018-09-30 | 36.08% |
| 2018-06-30 | 39.05% |
| 2018-03-31 | 34.50% |
| 2017-12-31 | 18.71% |
| 2017-09-30 | 27.91% |
| 2017-06-30 | 29.82% |
| 2017-03-31 | 30.95% |
| 2016-12-31 | 31.21% |
| 2016-09-30 | 27.22% |
| 2016-06-30 | 26.97% |
| 2016-03-31 | 26.31% |
| 2015-12-31 | 29.69% |
| 2015-09-30 | 24.28% |
| 2015-06-30 | 25.87% |
| 2015-03-31 | 40.49% |
| 2014-12-31 | 31.55% |
| 2014-09-30 | 25.71% |
| 2014-06-30 | 27.65% |
| 2014-03-31 | 29.67% |
| 2013-12-31 | 26.83% |
| 2013-09-30 | 28.25% |
| 2013-06-30 | 26.98% |
| 2013-03-31 | 17.13% |
| 2012-12-31 | 27.30% |
| 2012-09-30 | 25.38% |
| 2012-06-30 | 18.28% |
| 2012-03-31 | 25.12% |
| 2011-12-31 | 23.85% |
| 2011-09-30 | 27.40% |
| 2011-06-30 | 21.91% |
| 2011-03-31 | 23.21% |
| 2010-12-31 | 23.39% |
| 2010-09-30 | 20.27% |
| 2010-06-30 | 23.63% |
| 2010-03-31 | 20.84% |
| 2009-12-31 | 24.39% |
| 2009-09-30 | 22.19% |
| 2009-06-30 | 21.47% |
| 2009-03-31 | 22.24% |
| 2008-12-31 | 10.66% |
| 2008-09-30 | -10.76% |
| 2008-06-30 | 26.15% |
| 2008-03-31 | 23.78% |
| 2007-12-31 | 23.95% |
| 2007-09-30 | 23.80% |
| 2007-06-30 | 23.15% |
| 2007-03-31 | 24.69% |
| 2006-12-31 | 24.14% |
| 2006-09-30 | 24.98% |
| 2006-06-30 | 26.22% |
| 2006-03-31 | 25.82% |
| 2005-12-31 | 26.09% |
| 2005-09-30 | 26.92% |
| 2005-06-30 | 27.58% |
| 2005-03-31 | 27.98% |
| 2004-12-31 | 26.64% |
| 2004-09-30 | 27.04% |
| 2004-06-30 | 32.83% |
| 2004-03-31 | 26.71% |
| 2003-12-31 | 26.71% |
| 2003-09-30 | 29.59% |
| 2003-06-30 | 30.85% |
| 2003-03-31 | 24.18% |
| 2002-12-31 | 23.42% |
| 2002-09-30 | 22.13% |
