Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 2.19% is 10% above its 5-year average of 1.98%, around the middle of its 5-year range (1.60%–2.63%).
As of the fiscal period ended Wednesday, December 31, 2025. 9.13% below its 12-month average of 2.41%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.44%.
RETURN ON ASSETS (ROA)
2.19%
RETURN ON ASSETS (ROA) AVG TTM
2.41%
RETURN ON ASSETS (ROA) AVG 3Y
2.07%
RETURN ON ASSETS (ROA) AVG 5Y
1.98%
RETURN ON ASSETS (ROA) AVG 10Y
N/A
RETURN ON ASSETS (ROA) AVG 15Y
N/A
RETURN ON ASSETS (ROA) AVG 20Y
N/A
CURRENT VS TTM AVG
-9.13%
CURRENT VS 3Y AVG
+5.67%
CURRENT VS 5Y AVG
+10.42%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 432 covered companies
CURRENT VS SECTOR MEDIAN
+78.05%
vs the sector median at left
Bank7 Corp.
Market Cap
$532.61M
Return on Assets (ROA)
2.19%
TTM Avg
2.41%
3Y Avg
2.07%
5Y Avg
1.98%
Market Cap
$532.99M
Return on Assets (ROA)
1.30%
TTM Avg
1.19%
3Y Avg
1.16%
5Y Avg
1.21%
Market Cap
$527.19M
Return on Assets (ROA)
1.23%
TTM Avg
0.68%
3Y Avg
0.91%
5Y Avg
0.83%
Market Cap
$544.74M
Return on Assets (ROA)
-23.57%
TTM Avg
-0.79%
3Y Avg
-28.45%
5Y Avg
-20.01%
Market Cap
$517.54M
Return on Assets (ROA)
1.21%
TTM Avg
1.12%
3Y Avg
1.02%
5Y Avg
1.08%
Market Cap
$557.79M
Return on Assets (ROA)
10.64%
TTM Avg
9.50%
3Y Avg
8.15%
5Y Avg
11.13%
Market Cap
$514.53M
Return on Assets (ROA)
-31.75%
TTM Avg
0.09%
3Y Avg
0.09%
5Y Avg
0.09%
Market Cap
$555.82M
Return on Assets (ROA)
N/A
TTM Avg
-0.49%
3Y Avg
-1.60%
5Y Avg
-1.28%
Market Cap
$559.49M
Return on Assets (ROA)
1.27%
TTM Avg
0.92%
3Y Avg
1.01%
5Y Avg
1.09%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Bank7 Corp. (BSVN) | $532.61M | 2.19% | 2.41% | 2.07% | 1.98% |
| Home Bancorp, Inc. (HBCP)vs › | $532.99M | 1.30% | 1.19% | 1.16% | 1.21% |
| Bankwell Financial Group, Inc. (BWFG)vs › | $527.19M | 1.23% | 0.68% | 0.91% | 0.83% |
| Bit Digital, Inc. (BTBT)vs › | $544.74M | -23.57% | -0.79% | -28.45% | -20.01% |
| Sierra Bancorp (BSRR)vs › | $517.54M | 1.21% | 1.12% | 1.02% | 1.08% |
| Investors Title Company (ITIC)vs › | $557.79M | 10.64% | 9.50% | 8.15% | 11.13% |
| Churchill Capital Corp XI (CCXI)vs › | $514.53M | -31.75% | 0.09% | 0.09% | 0.09% |
| Nuveen California AMT-Free Quality Municipal Income Fund (NKX)vs › | $555.82M | N/A | -0.49% | -1.60% | -1.28% |
| Civista Bancshares, Inc. (CIVB)vs › | $559.49M | 1.27% | 0.92% | 1.01% | 1.09% |
| Community West Bancshares (CWBC)vs › | $561.73M | 0.72% | 0.63% | 0.85% | 0.93% |
ROA
2.2%
ROE
15.8%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 2.19% |
| 2024-12-31 | 2.63% |
| 2023-12-31 | 1.60% |
| 2022-12-31 | 1.87% |
| 2021-12-31 | 1.71% |
| 2020-12-31 | 1.90% |
| 2019-12-31 | 0.95% |
| 2018-12-31 | 3.24% |
| 2017-12-31 | 3.38% |
| 2016-12-31 | 2.74% |
