Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.21% is 18% above its 5-year average of 1.02%, near the high end of its 5-year range (0.75%–1.29%).
2.02% below its 12-month average of 1.23%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.37%.
RETURN ON ASSETS (ROA)
1.21%
RETURN ON ASSETS (ROA) AVG TTM
1.23%
RETURN ON ASSETS (ROA) AVG 3Y
1.15%
RETURN ON ASSETS (ROA) AVG 5Y
1.02%
RETURN ON ASSETS (ROA) AVG 10Y
0.76%
RETURN ON ASSETS (ROA) AVG 15Y
N/A
RETURN ON ASSETS (ROA) AVG 20Y
N/A
CURRENT VS TTM AVG
-2.02%
CURRENT VS 3Y AVG
+4.99%
CURRENT VS 5Y AVG
+18.43%
CURRENT VS 10Y AVG
+58.83%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 710 covered companies
CURRENT VS SECTOR MEDIAN
-2.02%
vs the sector median at left
Amalgamated Financial Corp.
Market Cap
$1.42B
Return on Assets (ROA)
1.21%
TTM Avg
1.23%
3Y Avg
1.15%
5Y Avg
1.02%
Market Cap
$1.41B
Return on Assets (ROA)
3.51%
TTM Avg
2.43%
3Y Avg
1.11%
5Y Avg
0.58%
Market Cap
$1.41B
Return on Assets (ROA)
2.06%
TTM Avg
2.50%
3Y Avg
3.62%
5Y Avg
5.24%
Market Cap
$1.44B
Return on Assets (ROA)
1.54%
TTM Avg
1.44%
3Y Avg
1.48%
5Y Avg
1.47%
Market Cap
$1.39B
Return on Assets (ROA)
0.88%
TTM Avg
0.97%
3Y Avg
0.95%
5Y Avg
0.93%
Market Cap
$1.38B
Return on Assets (ROA)
1.55%
TTM Avg
1.41%
3Y Avg
1.42%
5Y Avg
1.41%
Market Cap
$1.38B
Return on Assets (ROA)
1.91%
TTM Avg
2.11%
3Y Avg
2.13%
5Y Avg
1.81%
Market Cap
$1.47B
Return on Assets (ROA)
4.78%
TTM Avg
4.47%
3Y Avg
4.23%
5Y Avg
4.71%
Market Cap
$1.53B
Return on Assets (ROA)
3.44%
TTM Avg
-1.46%
3Y Avg
-0.67%
5Y Avg
-1.42%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Amalgamated Financial Corp. (AMAL) | $1.42B | 1.21% | 1.23% | 1.15% | 1.02% |
| United Fire Group, Inc. (UFCS)vs › | $1.41B | 3.51% | 2.43% | 1.11% | 0.58% |
| Atlanticus Holdings Corporation (ATLC)vs › | $1.41B | 2.06% | 2.50% | 3.62% | 5.24% |
| Lakeland Financial Corporation (LKFN)vs › | $1.44B | 1.54% | 1.44% | 1.48% | 1.47% |
| Burke & Herbert Financial Services Corp. (BHRB)vs › | $1.39B | 0.88% | 0.97% | 0.95% | 0.93% |
| Community Trust Bancorp, Inc. (CTBI)vs › | $1.38B | 1.55% | 1.41% | 1.42% | 1.41% |
| Westamerica Bancorporation (WABC)vs › | $1.38B | 1.91% | 2.11% | 2.13% | 1.81% |
| Capital Southwest Corporation (CSWC)vs › | $1.47B | 4.78% | 4.47% | 4.23% | 4.71% |
| Perella Weinberg Partners (PWP)vs › | $1.53B | 3.44% | -1.46% | -0.67% | -1.42% |
| Safety Insurance Group, Inc. (SAFT)vs › | $1.53B | 2.74% | 3.57% | 2.60% | 3.88% |
ROA
1.2%
ROE
13.6%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 1.18% |
| 2024-12-31 | 1.29% |
| 2023-12-31 | 1.10% |
| 2022-12-31 | 1.04% |
| 2021-12-31 | 0.75% |
| 2020-12-31 | 0.77% |
| 2019-12-31 | 0.89% |
| 2018-12-31 | 0.95% |
| 2017-12-31 | 0.15% |
| 2016-12-31 | 0.26% |
| 2015-12-31 | 0.00% |
| 2014-12-31 | 0.00% |
