Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 0.52% is 38% below its 5-year average of 0.84%, near the low end of its 5-year range (0.30%–1.55%).
55.22% above its 12-month average of 0.34%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.39%.
RETURN ON ASSETS (ROA)
0.52%
RETURN ON ASSETS (ROA) AVG TTM
0.34%
RETURN ON ASSETS (ROA) AVG 3Y
0.51%
RETURN ON ASSETS (ROA) AVG 5Y
0.84%
RETURN ON ASSETS (ROA) AVG 10Y
0.90%
RETURN ON ASSETS (ROA) AVG 15Y
0.96%
RETURN ON ASSETS (ROA) AVG 20Y
N/A
CURRENT VS TTM AVG
+55.22%
CURRENT VS 3Y AVG
+2.46%
CURRENT VS 5Y AVG
-38.34%
CURRENT VS 10Y AVG
-41.99%
CURRENT VS 15Y AVG
-46.01%
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 430 covered companies
CURRENT VS SECTOR MEDIAN
-57.72%
vs the sector median at left
Alerus Financial Corporation
Market Cap
$814.04M
Return on Assets (ROA)
0.52%
TTM Avg
0.34%
3Y Avg
0.51%
5Y Avg
0.84%
Market Cap
$805.64M
Return on Assets (ROA)
6.57%
TTM Avg
4.31%
3Y Avg
3.80%
5Y Avg
3.26%
Market Cap
$843.86M
Return on Assets (ROA)
1.39%
TTM Avg
1.31%
3Y Avg
1.14%
5Y Avg
1.03%
Market Cap
$780.17M
Return on Assets (ROA)
1.30%
TTM Avg
0.25%
3Y Avg
0.58%
5Y Avg
0.75%
Market Cap
$863.64M
Return on Assets (ROA)
-0.40%
TTM Avg
-0.82%
3Y Avg
0.12%
5Y Avg
0.53%
Market Cap
$865.68M
Return on Assets (ROA)
1.22%
TTM Avg
1.15%
3Y Avg
1.20%
5Y Avg
1.21%
Market Cap
$739.97M
Return on Assets (ROA)
1.27%
TTM Avg
1.25%
3Y Avg
1.22%
5Y Avg
1.26%
Market Cap
$892.69M
Return on Assets (ROA)
-1.07%
TTM Avg
-0.98%
3Y Avg
0.63%
5Y Avg
2.30%
Market Cap
$733.89M
Return on Assets (ROA)
1.51%
TTM Avg
3.56%
3Y Avg
4.02%
5Y Avg
4.05%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Alerus Financial Corporation (ALRS) | $814.04M | 0.52% | 0.34% | 0.51% | 0.84% |
| GCM Grosvenor Inc. (GCMG)vs › | $805.64M | 6.57% | 4.31% | 3.80% | 3.26% |
| Capital City Bank Group, Inc. (CCBG)vs › | $843.86M | 1.39% | 1.31% | 1.14% | 1.03% |
| Financial Institutions, Inc. (FISI)vs › | $780.17M | 1.30% | 0.25% | 0.58% | 0.75% |
| Eagle Bancorp, Inc. (EGBN)vs › | $863.64M | -0.40% | -0.82% | 0.12% | 0.53% |
| Great Southern Bancorp, Inc. (GSBC)vs › | $865.68M | 1.22% | 1.15% | 1.20% | 1.21% |
| Independent Bank Corporation (IBCP)vs › | $739.97M | 1.27% | 1.25% | 1.22% | 1.26% |
| Lufax Holding Ltd (LU)vs › | $892.69M | -1.07% | -0.98% | 0.63% | 2.30% |
| Carlyle Secured Lending, Inc. (CGBD)vs › | $733.89M | 1.51% | 3.56% | 4.02% | 4.05% |
| Forbright, Inc. Class A Common Stock (FRBT)vs › | $899.43M | 1.11% | 1.11% | 1.11% | 1.11% |
ROA
0.5%
ROE
4.8%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 0.33% |
| 2024-12-31 | 0.34% |
| 2023-12-31 | 0.30% |
| 2022-12-31 | 1.06% |
| 2021-12-31 | 1.55% |
| 2020-12-31 | 1.48% |
| 2019-12-31 | 1.25% |
| 2018-12-31 | 1.19% |
| 2017-12-31 | 0.70% |
| 2016-12-31 | 0.68% |
| 2015-12-31 | 0.98% |
| 2014-12-31 | 1.40% |
| 2013-12-31 | 1.47% |
| 2012-12-31 | 1.23% |
| 2011-12-31 | 0.93% |
| 2010-12-31 | 0.52% |
| 2009-12-31 | 0.65% |
| 2008-12-31 | 1.20% |
