Basis: FMP quote market capitalization / book value attributable to common shareholders (matching reported total stockholders equity minus preferred stock). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/B ratio high or low?
The P/B ratio of 1.34 is 24% below its estimated 5-year average of 1.76, around the middle of its estimated 5-year range (0.09–4.15).
As of 2026-10-06T15:55:14.473Z. 21.10% below its estimated 12-month average of 1.70.
Calculation as of: 2026-10-06T15:55:14.473Z.
Quote observation: 2026-10-06T15:54:31.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: e1013aec45fb3253bc6274decb342ecd85b4c7481144cb1158301b86f6df5895
Historical values estimate market capitalization from statement-period weighted shares. Comparisons with the current quote-based value are approximate. Only filing versions delivered by FMP are available for the historical calculation. Historical series through 2026-10-05.
Historical values estimate market capitalization from statement-period weighted shares. Comparisons with the current quote-based value are approximate. Only filing versions delivered by FMP are available for the historical calculation.
PB RATIO
1.34
PB RATIO AVG TTM
1.70
PB RATIO AVG 3Y
2.26
PB RATIO AVG 5Y
1.76
PB RATIO AVG 10Y
1.41
PB RATIO AVG 15Y
1.40
PB RATIO AVG 20Y
1.29
CURRENT VS TTM AVG
-21.10%
CURRENT VS 3Y AVG
-40.65%
CURRENT VS 5Y AVG
-23.83%
CURRENT VS 10Y AVG
-5.04%
CURRENT VS 15Y AVG
-4.20%
CURRENT VS 20Y AVG
+3.71%
SECTOR MEDIAN · FINANCIAL SERVICES
1.31
median of 554 covered companies
CURRENT VS SECTOR MEDIAN
+2.29%
vs the sector median at left
American Coastal Insurance Corporation
Market Cap
$456.18M
PB Ratio
1.34
TTM Avg
1.70
3Y Avg
2.26
5Y Avg
1.76
Market Cap
$457.59M
PB Ratio
1.32
TTM Avg
1.17
3Y Avg
1.13
5Y Avg
1.22
Market Cap
$471.39M
PB Ratio
1.01
TTM Avg
1.27
3Y Avg
1.27
5Y Avg
1.27
| NAME | MARKET CAP | PB RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| American Coastal Insurance Corporation (ACIC) | $456.18M | 1.34 | 1.70 | 2.26 | 1.76 |
| Citizens & Northern Corporation (CZNC)vs › | $457.59M | 1.32 | 1.17 | 1.13 | 1.22 |
| First Bank (FRBA)vs › | $449.65M | 0.99 | 0.94 | 0.91 | 0.93 |
| Churchill Capital Corp. Xii (CXII)vs › | $448.81M | N/A | N/A | N/A | N/A |
| Bank of Marin Bancorp (BMRC)vs › | $444.49M | 1.12 | 1.02 | 0.85 | 0.95 |
| Pioneer Bancorp, Inc. (PBFS)vs › | $443.86M | N/A | 1.02 | 0.94 | 1.03 |
| RBB Bancorp (RBB)vs › | $443.47M | 0.83 | 0.76 | 0.70 | 0.76 |
| Cantor Equity Partners IV, Inc. Class A Ordinary Shares (CEPF)vs › | $471.39M | 1.01 | 1.27 | 1.27 | 1.27 |
| Gores Holdings X, Inc. (GTEN)vs › | $472.59M | N/A | 1.38 | 1.38 | 1.38 |
| AMERISAFE, Inc. (AMSF)vs › | $439.58M | 1.76 | 2.48 | 2.93 | 2.81 |
At 1.34, P/B is near its estimated 19-year median — higher than 55% of readings in its estimated 19-year history.
Historical values estimate market capitalization from statement-period weighted shares. Comparisons with the current quote-based value are approximate. Only filing versions delivered by FMP are available for the historical calculation.
estimated 19-year low
0.09
median
1.28
estimated 19-year high
4.15
P/B Ratio
1.34
Market Price / Book Value per Share
PB Ratio = Market Cap / (Total Shareholders' Equity − Preferred Stock)
The price-to-book ratio compares market capitalization to book value attributable to common shareholders (total equity minus preferred stock). Lower values can indicate a cheaper valuation relative to net assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PB RATIO |
|---|---|
| 2026-10-05 | 1.34 |
| 2026-10-02 | 1.35 |
| 2026-10-01 | 1.34 |
| 2026-09-30 | 1.31 |
| 2026-09-29 | 1.34 |
| 2026-09-28 | 1.34 |
| 2026-09-25 | 1.36 |
| 2026-09-24 | 1.31 |
| 2026-09-23 | 1.32 |
| 2026-09-22 | 1.33 |
| 2026-09-21 | 1.33 |
| 2026-09-18 | 1.33 |
| 2026-09-17 | 1.33 |
| 2026-09-16 | 1.33 |
| 2026-09-15 | 1.32 |
| 2026-09-14 | 1.35 |
| 2026-09-11 | 1.35 |
| 2026-09-10 | 1.35 |
| 2026-09-09 | 1.34 |
| 2026-09-08 | 1.35 |
| 2026-09-04 | 1.38 |
| 2026-09-03 | 1.38 |
| 2026-09-02 | 1.36 |
| 2026-09-01 | 1.35 |
| 2026-08-31 | 1.37 |
| 2026-08-28 | 1.37 |
| 2026-08-27 | 1.36 |
| 2026-08-26 | 1.38 |
| 2026-08-25 | 1.36 |
| 2026-08-24 | 1.35 |
| 2026-08-21 | 1.33 |
| 2026-08-20 | 1.33 |
| 2026-08-19 | 1.37 |
| 2026-08-18 | 1.38 |
| 2026-08-17 | 1.37 |
| 2026-08-14 | 1.43 |
| 2026-08-13 | 1.41 |
| 2026-08-12 | 1.42 |
| 2026-08-11 | 1.42 |
| 2026-08-10 | 1.49 |
| 2026-08-07 | 1.57 |
| 2026-08-06 | 1.54 |
| 2026-08-05 | 1.64 |
| 2026-08-04 | 1.66 |
| 2026-08-03 | 1.64 |
| 2026-07-31 | 1.59 |
| 2026-07-30 | 1.59 |
| 2026-07-29 | 1.66 |
| 2026-07-28 | 1.63 |
| 2026-07-27 | 1.56 |
| 2026-07-24 | 1.54 |
| 2026-07-23 | 1.50 |
| 2026-07-22 | 1.49 |
| 2026-07-21 | 1.53 |
| 2026-07-20 | 1.55 |
| 2026-07-17 | 1.54 |
| 2026-07-16 | 1.56 |
| 2026-07-15 | 1.52 |
| 2026-07-14 | 1.63 |
| 2026-07-13 | 1.68 |
| 2026-07-10 | 1.68 |
| 2026-07-09 | 1.68 |
| 2026-07-08 | 1.74 |
| 2026-07-07 | 1.73 |
| 2026-07-06 | 1.70 |
| 2026-07-02 | 1.73 |
| 2026-07-01 | 1.71 |
| 2026-06-30 | 1.67 |
| 2026-06-29 | 1.67 |
| 2026-06-26 | 1.67 |
| 2026-06-25 | 1.62 |
| 2026-06-24 | 1.64 |
| 2026-06-23 | 1.64 |
| 2026-06-22 | 1.61 |
| 2026-06-18 | 1.58 |
| 2026-06-17 | 1.58 |
| 2026-06-16 | 1.59 |
| 2026-06-15 | 1.56 |
| 2026-06-12 | 1.57 |
| 2026-06-11 | 1.57 |
| 2026-06-10 | 1.57 |
| 2026-06-09 | 1.54 |
| 2026-06-08 | 1.53 |
| 2026-06-05 | 1.54 |
| 2026-06-04 | 1.52 |
| 2026-06-03 | 1.49 |
| 2026-06-02 | 1.57 |
| 2026-06-01 | 1.57 |
| 2026-05-29 | 1.57 |
| 2026-05-28 | 1.58 |
| 2026-05-27 | 1.61 |
| 2026-05-26 | 1.62 |
| 2026-05-22 | 1.62 |
| 2026-05-21 | 1.63 |
| 2026-05-20 | 1.64 |
| 2026-05-19 | 1.66 |
| 2026-05-18 | 1.66 |
| 2026-05-15 | 1.63 |
| 2026-05-14 | 1.60 |
| 2026-05-13 | 1.61 |
| 2026-05-12 | 1.59 |
| 2026-05-11 | 1.60 |
| 2026-05-08 | 1.66 |
| 2026-05-07 | 1.71 |
| 2026-05-06 | 1.64 |
| 2026-05-05 | 1.87 |
| 2026-05-04 | 1.83 |
| 2026-05-01 | 1.86 |
| 2026-04-30 | 1.87 |
| 2026-04-29 | 1.86 |
| 2026-04-28 | 1.93 |
| 2026-04-27 | 1.91 |
| 2026-04-24 | 1.89 |
| 2026-04-23 | 1.88 |
| 2026-04-22 | 1.84 |
| 2026-04-21 | 1.86 |
| 2026-04-20 | 1.88 |
| 2026-04-17 | 1.87 |
| 2026-04-16 | 1.86 |
| 2026-04-15 | 1.84 |
| 2026-04-14 | 1.83 |
| 2026-04-13 | 1.81 |
| 2026-04-10 | 1.80 |
| 2026-04-09 | 1.84 |
| 2026-04-08 | 1.81 |
| 2026-04-07 | 1.77 |
| 2026-04-06 | 1.75 |
| 2026-04-02 | 1.72 |
| 2026-04-01 | 1.73 |
| 2026-03-31 | 1.77 |
| 2026-03-30 | 1.78 |
| 2026-03-27 | 1.75 |
| 2026-03-26 | 1.81 |
| 2026-03-25 | 1.79 |
| 2026-03-24 | 1.78 |
| 2026-03-23 | 1.79 |
| 2026-03-20 | 1.74 |
| 2026-03-19 | 1.74 |
| 2026-03-18 | 1.77 |
| 2026-03-17 | 1.80 |
| 2026-03-16 | 1.79 |
| 2026-03-13 | 1.78 |
| 2026-03-12 | 1.78 |
| 2026-03-11 | 1.75 |
| 2026-03-10 | 1.82 |
| 2026-03-09 | 1.81 |
| 2026-03-06 | 1.83 |
| 2026-03-05 | 1.83 |
| 2026-03-04 | 1.84 |
| 2026-03-03 | 1.82 |
| 2026-03-02 | 1.76 |
| 2026-02-27 | 1.74 |
| 2026-02-26 | 1.73 |
| 2026-02-25 | 1.72 |
| 2026-02-24 | 1.69 |
| 2026-02-23 | 1.63 |
| 2026-02-20 | 1.66 |
| 2026-02-19 | 1.70 |
| 2026-02-18 | 1.68 |
| 2026-02-17 | 1.72 |
| 2026-02-13 | 1.69 |
| 2026-02-12 | 1.69 |
| 2026-02-11 | 1.69 |
| 2026-02-10 | 1.70 |
| 2026-02-09 | 1.68 |
| 2026-02-06 | 1.73 |
| 2026-02-05 | 1.72 |
| 2026-02-04 | 1.71 |
| 2026-02-03 | 1.69 |
| 2026-02-02 | 1.71 |
| 2026-01-30 | 1.69 |
| 2026-01-29 | 1.67 |
| 2026-01-28 | 1.65 |
| 2026-01-27 | 1.66 |
| 2026-01-26 | 1.68 |
| 2026-01-23 | 1.69 |
| 2026-01-22 | 1.70 |
| 2026-01-21 | 1.71 |
| 2026-01-20 | 1.68 |
| 2026-01-16 | 1.69 |
| 2026-01-15 | 1.72 |
| 2026-01-14 | 1.72 |
| 2026-01-13 | 1.69 |
| 2026-01-12 | 1.72 |
| 2026-01-09 | 1.73 |
| 2026-01-08 | 1.78 |
| 2026-01-07 | 1.73 |
| 2026-01-06 | 1.70 |
| 2026-01-05 | 1.74 |
| 2026-01-02 | 1.74 |
| 2025-12-31 | 1.93 |
| 2025-12-30 | 1.92 |
| 2025-12-29 | 1.90 |
| 2025-12-26 | 1.91 |
| 2025-12-24 | 1.93 |
| 2025-12-23 | 1.94 |
| 2025-12-22 | 1.96 |
| 2025-12-19 | 1.94 |
| 2025-12-18 | 1.99 |
| 2025-12-17 | 1.95 |
| 2025-12-16 | 1.95 |
| 2025-12-15 | 1.96 |
| 2025-12-12 | 1.93 |
| 2025-12-11 | 1.93 |
| 2025-12-10 | 1.87 |
| 2025-12-09 | 1.86 |
| 2025-12-08 | 1.82 |
| 2025-12-05 | 1.85 |
| 2025-12-04 | 1.86 |
| 2025-12-03 | 1.87 |
| 2025-12-02 | 1.85 |
| 2025-12-01 | 1.80 |
| 2025-11-28 | 1.82 |
| 2025-11-26 | 1.83 |
| 2025-11-25 | 1.82 |
| 2025-11-24 | 1.81 |
| 2025-11-21 | 1.78 |
| 2025-11-20 | 1.71 |
| 2025-11-19 | 1.73 |
| 2025-11-18 | 1.78 |
| 2025-11-17 | 1.78 |
| 2025-11-14 | 1.78 |
| 2025-11-13 | 1.82 |
| 2025-11-12 | 1.84 |
| 2025-11-11 | 1.84 |
| 2025-11-10 | 1.83 |
| 2025-11-07 | 1.85 |
| 2025-11-06 | 2.07 |
| 2025-11-05 | 2.11 |
| 2025-11-04 | 2.05 |
| 2025-11-03 | 1.99 |
| 2025-10-31 | 2.01 |
| 2025-10-30 | 1.99 |
| 2025-10-29 | 2.02 |
| 2025-10-28 | 1.97 |
| 2025-10-27 | 2.00 |
| 2025-10-24 | 2.02 |
| 2025-10-23 | 2.02 |
| 2025-10-22 | 2.03 |
| 2025-10-21 | 2.01 |
| 2025-10-20 | 2.01 |
| 2025-10-17 | 2.00 |
| 2025-10-16 | 1.98 |
| 2025-10-15 | 2.06 |
| 2025-10-14 | 2.09 |
| 2025-10-13 | 2.04 |
| 2025-10-10 | 2.01 |
| 2025-10-09 | 2.05 |
| 2025-10-08 | 2.09 |
| 2025-10-07 | 2.06 |
| 2025-10-06 | 2.01 |
| 2025-10-03 | 1.98 |
| 2025-10-02 | 1.94 |
| 2025-10-01 | 1.89 |
| 2025-09-30 | 1.93 |
| 2025-09-29 | 1.91 |
| 2025-09-26 | 1.97 |
| 2025-09-25 | 1.92 |
| 2025-09-24 | 1.92 |
| 2025-09-23 | 1.90 |
Showing the most recent 260 of 4,618 data points. The chart above shows the full history.
