PB Ratio: 3.25

Basis: FMP quote market capitalization / book value attributable to common shareholders (matching reported total stockholders equity minus preferred stock). Source: stored company filings and market data; unavailable inputs remain N/A.

Is the P/B ratio high or low?

The P/B ratio of 3.25 is 19% above its estimated 5-year average of 2.74, near the low end of its estimated 5-year range (1.54–9.70).

As of 2026-10-06T21:04:07.300Z. 51.18% above its estimated 12-month average of 2.15.

XP PB Ratio Metrics

P/B vs. estimated history

At 3.25, P/B is near its estimated 6-year median — higher than 52% of readings in its estimated 6-year history.

Historical values estimate market capitalization from statement-period weighted shares. Comparisons with the current quote-based value are approximate. Only filing versions delivered by FMP are available for the historical calculation.

Book Value Analysis

PB Ratio Formula & Definition

PB Ratio = Market Cap / (Total Shareholders' Equity − Preferred Stock)

The price-to-book ratio compares market capitalization to book value attributable to common shareholders (total equity minus preferred stock). Lower values can indicate a cheaper valuation relative to net assets.

Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute

PB Ratio FAQ

What is the P/B ratio for XP Inc. (XP)?

The P/B ratio for XP stock is 3.25.

Is XP Inc.'s P/B ratio high or low?

The P/B ratio of 3.25 is 19% above its estimated 5-year average of 2.74, near the low end of its estimated 5-year range (1.54–9.70).

What is the estimated TTM average P/B ratio for XP Inc. (XP)?

The estimated TTM average P/B ratio for XP stock is 2.15.

What is the estimated 3Y average P/B ratio for XP Inc. (XP)?

The estimated 3Y average P/B ratio for XP stock is 2.51.

What is the estimated 5Y average P/B ratio for XP Inc. (XP)?

The estimated 5Y average P/B ratio for XP stock is 2.74.

Showing the most recent 260 of 1,616 data points. The chart above shows the full history.

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