Futu Holdings Limited (FUTU) vs XP Inc. (XP)

A side-by-side comparison of Futu Holdings Limited and XP Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — FUTU vs XP

growth of $100 · dividends reinvested · last 7y
FUTU +1028.0% (+41.4%/yr)XP -7.2% (-1.1%/yr)FUTU compounded faster over this window
Log scale — wide-divergence pair
101001k10kStart $100202120232025$1,128$93
FUTU XP

FUTU vs XP: by the numbers

  • •FUTU is the larger company ($15.80B vs $15.55B market cap).
  • •FUTU trades at the lower trailing earnings multiple (11.18 vs 15.56 P/E), one valuation lens rather than an overall verdict.
  • •FUTU converts more revenue to profit (42.95% vs 27.61% net margin).
  • •FUTU grew revenue faster over the past five years (34.21% vs 13.01% CAGR).
  • •FUTU pays the higher dividend yield (2.30% vs 1.29%).

Metrics side by side

Valuation

MetricFUTUXP
P/E ratio11.1815.56
PEG ratio0.220.78
P/S ratio4.774.28
P/B ratio3.193.25

Profitability

MetricFUTUXP
Gross margin89.40%66.68%
Operating margin63.93%31.82%
Net margin42.95%27.61%
ROE28.74%20.99%

Dividends

MetricFUTUXP
Dividend yield2.30%1.29%
Payout ratio25.69%19.89%

Growth (annualized)

MetricFUTUXP
Revenue CAGR (5Y)34.21%13.01%
EPS CAGR (5Y)51.23%19.83%
Total return CAGR (5Y)7.13%-4.47%

Frequently asked

Which has the lower trailing P/E, FUTU or XP?
FUTU has the lower trailing P/E: FUTU trades at 11.18 and XP at 15.56. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FUTU or XP?
Over the past five years, FUTU grew revenue faster — FUTU at a 34.21% CAGR versus XP at 13.01%.
Does FUTU or XP pay a bigger dividend?
FUTU yields 2.30% and XP yields 1.29% based on trailing dividends and the latest price.
Is FUTU or XP more profitable?
FUTU runs the higher net margin — FUTU at 42.95% versus XP at 27.61%.
How have FUTU and XP total returns compared?
Over the past 5 years, FUTU delivered 7.13% and XP delivered -4.47% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.