Futu Holdings Limited (FUTU) vs XP Inc. (XP)
A side-by-side comparison of Futu Holdings Limited and XP Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
FUTU
Futu Holdings Limited
$113.21Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT
XP
XP Inc.
$29.73Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT
Total return — FUTU vs XP
growth of $100 · dividends reinvested · last 7yFUTU +1028.0% (+41.4%/yr)XP -7.2% (-1.1%/yr)FUTU compounded faster over this window
Log scale — wide-divergence pair
FUTU XP
FUTU vs XP: by the numbers
- •FUTU is the larger company ($15.80B vs $15.55B market cap).
- •FUTU trades at the lower trailing earnings multiple (11.18 vs 15.56 P/E), one valuation lens rather than an overall verdict.
- •FUTU converts more revenue to profit (42.95% vs 27.61% net margin).
- •FUTU grew revenue faster over the past five years (34.21% vs 13.01% CAGR).
- •FUTU pays the higher dividend yield (2.30% vs 1.29%).
Metrics side by side
Valuation
| Metric | FUTU | XP |
|---|---|---|
| P/E ratio | 11.18 | 15.56 |
| PEG ratio | 0.22 | 0.78 |
| P/S ratio | 4.77 | 4.28 |
| P/B ratio | 3.19 | 3.25 |
Profitability
| Metric | FUTU | XP |
|---|---|---|
| Gross margin | 89.40% | 66.68% |
| Operating margin | 63.93% | 31.82% |
| Net margin | 42.95% | 27.61% |
| ROE | 28.74% | 20.99% |
Dividends
| Metric | FUTU | XP |
|---|---|---|
| Dividend yield | 2.30% | 1.29% |
| Payout ratio | 25.69% | 19.89% |
Growth (annualized)
| Metric | FUTU | XP |
|---|---|---|
| Revenue CAGR (5Y) | 34.21% | 13.01% |
| EPS CAGR (5Y) | 51.23% | 19.83% |
| Total return CAGR (5Y) | 7.13% | -4.47% |
Frequently asked
- Which has the lower trailing P/E, FUTU or XP?
- FUTU has the lower trailing P/E: FUTU trades at 11.18 and XP at 15.56. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, FUTU or XP?
- Over the past five years, FUTU grew revenue faster — FUTU at a 34.21% CAGR versus XP at 13.01%.
- Does FUTU or XP pay a bigger dividend?
- FUTU yields 2.30% and XP yields 1.29% based on trailing dividends and the latest price.
- Is FUTU or XP more profitable?
- FUTU runs the higher net margin — FUTU at 42.95% versus XP at 27.61%.
- How have FUTU and XP total returns compared?
- Over the past 5 years, FUTU delivered 7.13% and XP delivered -4.47% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Futu P/E ratioXP P/E ratioFutu dividend yieldXP dividend yieldFutu ROEXP ROEFutu operating marginXP operating marginFutu revenue growthXP revenue growth
Futu & XP appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.