Which has the lower trailing P/E, RGA or XP?

RGA has the lower trailing P/E: RGA trades at 11.03 and XP at 15.56. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, RGA or XP?

Over the past five years, XP grew revenue faster — RGA at a 10.29% CAGR versus XP at 13.01%.

Does RGA or XP pay a bigger dividend?

RGA yields 1.50% and XP yields 1.29% based on trailing dividends and the latest price.

Is RGA or XP more profitable?

XP runs the higher net margin — RGA at 5.87% versus XP at 27.61%.

How have RGA and XP total returns compared?

Over the past 5 years, RGA delivered 18.77% and XP delivered -4.47% annualized total return. Past performance doesn't predict future results.

Reinsurance Group of America, Incorporated (RGA) vs XP Inc. (XP)

A side-by-side comparison of Reinsurance Group of America, Incorporated and XP Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

RGA

Reinsurance Group of America, Incorporated

$16.45B

$251.14Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

XP Inc.

$15.55B

$29.73Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

Total return — RGA vs XP

growth of $100 · dividends reinvested · last 7y

RGA +77.1% (+8.5%/yr)XP -7.2% (-1.1%/yr)RGA compounded faster over this window

RGA XP

RGA vs XP: by the numbers

•RGA is the larger company ($16.45B vs $15.55B market cap).
•RGA trades at the lower trailing earnings multiple (11.03 vs 15.56 P/E), one valuation lens rather than an overall verdict.
•XP converts more revenue to profit (27.61% vs 5.87% net margin).
•XP grew revenue faster over the past five years (13.01% vs 10.29% CAGR).
•RGA pays the higher dividend yield (1.50% vs 1.29%).

Metrics side by side

Valuation

Metric	RGA	XP
P/E ratio	11.03	15.56
Forward P/E	8.49	N/A
PEG ratio	0.48	0.78
P/S ratio	0.64	4.28
P/B ratio	1.20	3.25

Profitability

Metric	RGA	XP
Gross margin	N/A	66.68%
Operating margin	7.31%	31.82%
Net margin	5.87%	27.61%
ROE	11.01%	20.99%

Reinsurance Group of America, Incorporated: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	RGA	XP
Dividend yield	1.50%	1.29%
Payout ratio	16.56%	19.89%

Growth (annualized)

Metric	RGA	XP
Revenue CAGR (5Y)	10.29%	13.01%
EPS CAGR (5Y)	23.09%	19.83%
Total return CAGR (5Y)	18.77%	-4.47%

Frequently asked

Which has the lower trailing P/E, RGA or XP?: RGA has the lower trailing P/E: RGA trades at 11.03 and XP at 15.56. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, RGA or XP?: Over the past five years, XP grew revenue faster — RGA at a 10.29% CAGR versus XP at 13.01%.
Does RGA or XP pay a bigger dividend?: RGA yields 1.50% and XP yields 1.29% based on trailing dividends and the latest price.
Is RGA or XP more profitable?: XP runs the higher net margin — RGA at 5.87% versus XP at 27.61%.
How have RGA and XP total returns compared?: Over the past 5 years, RGA delivered 18.77% and XP delivered -4.47% annualized total return. Past performance doesn't predict future results.

Go deeper

Full RGA analysis Full XP analysis Interactive comparison tool

Dig into the metrics

Reinsurance Group of America P/E ratio XP P/E ratio Reinsurance Group of America dividend yield XP dividend yield Reinsurance Group of America ROE XP ROE Reinsurance Group of America operating margin XP operating margin Reinsurance Group of America revenue growth XP revenue growth

Reinsurance Group of America & XP appear in these rankings

Highest Operating Margin Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.