Which has the lower trailing P/E, BEN or XP?

XP has the lower trailing P/E: BEN trades at 21.63 and XP at 15.56. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, BEN or XP?

Over the past five years, XP grew revenue faster — BEN at a 3.44% CAGR versus XP at 13.01%.

Does BEN or XP pay a bigger dividend?

BEN yields 4.07% and XP yields 1.29% based on trailing dividends and the latest price.

Is BEN or XP more profitable?

XP runs the higher net margin — BEN at 9.56% versus XP at 27.61%.

How have BEN and XP total returns compared?

Over the past 5 years, BEN delivered 6.43% and XP delivered -4.47% annualized total return. Past performance doesn't predict future results.

Franklin Resources, Inc. (BEN) vs XP Inc. (XP)

A side-by-side comparison of Franklin Resources, Inc. and XP Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

BEN

Franklin Resources, Inc.

$16.86B

$32.44Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

XP Inc.

$15.55B

$29.73Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

Total return — BEN vs XP

growth of $100 · dividends reinvested · last 7y

BEN +71.3% (+8.0%/yr)XP -7.2% (-1.1%/yr)BEN compounded faster over this window

BEN XP

BEN vs XP: by the numbers

•BEN is the larger company ($16.86B vs $15.55B market cap).
•XP trades at the lower trailing earnings multiple (15.56 vs 21.63 P/E), one valuation lens rather than an overall verdict.
•XP converts more revenue to profit (27.61% vs 9.56% net margin).
•XP grew revenue faster over the past five years (13.01% vs 3.44% CAGR).
•BEN pays the higher dividend yield (4.07% vs 1.29%).

Metrics side by side

Valuation

Metric	BEN	XP
P/E ratio	21.63	15.56
Forward P/E	10.13	N/A
PEG ratio	N/A	0.78
P/S ratio	1.81	4.28
P/B ratio	1.44	3.25

Profitability

Metric	BEN	XP
Gross margin	80.34%	66.68%
Operating margin	9.71%	31.82%
Net margin	9.56%	27.61%
ROE	7.59%	20.99%

Dividends

Metric	BEN	XP
Dividend yield	4.07%	1.29%
Payout ratio	88.00%	19.89%

Growth (annualized)

Metric	BEN	XP
Revenue CAGR (5Y)	3.44%	13.01%
EPS CAGR (5Y)	-10.56%	19.83%
Total return CAGR (5Y)	6.43%	-4.47%

Frequently asked

Which has the lower trailing P/E, BEN or XP?: XP has the lower trailing P/E: BEN trades at 21.63 and XP at 15.56. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, BEN or XP?: Over the past five years, XP grew revenue faster — BEN at a 3.44% CAGR versus XP at 13.01%.
Does BEN or XP pay a bigger dividend?: BEN yields 4.07% and XP yields 1.29% based on trailing dividends and the latest price.
Is BEN or XP more profitable?: XP runs the higher net margin — BEN at 9.56% versus XP at 27.61%.
How have BEN and XP total returns compared?: Over the past 5 years, BEN delivered 6.43% and XP delivered -4.47% annualized total return. Past performance doesn't predict future results.

Go deeper

Full BEN analysis Full XP analysis Interactive comparison tool

Dig into the metrics

Franklin Resources P/E ratio XP P/E ratio Franklin Resources dividend yield XP dividend yield Franklin Resources ROE XP ROE Franklin Resources operating margin XP operating margin Franklin Resources revenue growth XP revenue growth

Franklin Resources & XP appear in these rankings

Highest Dividend Yield Stocks 25+ Year Dividend Growers Highest Operating Margin Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.