XP (XP) Financials: History & Chart

XP Inc.(XP)

Financial - Capital Markets · George Town, SP

$29.73+1.58 (+5.61%)

Delayed quote: Oct 6, 2026, 4:00 PM EDT

About XP Inc.

XP Inc. provides financial products and services in Brazil. The company operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securities, mutual, hedge, and private equity funds; derivatives and synthetic instruments; credit cards; loan operations/collateralized credit products; pension and social security funds, and life and travel insurance products; and other investment products comprising real estate funds, and equity and debt capital markets solutions, as well as wealth management services. It offers brokerage and issuer services to institutional and corporate clients. The company also manages mutual funds focused on stocks and macro strategies distributed to retail and to institutional clients; funds and managed portfolios for high-net-worth retail clients, and proprietary treasury funds; and passive mutual funds that track market indexes, and mutual and investment funds focused on fixed income, credit, real estate, infrastructure, and other alternative strategies. In addition, it offers securities brokerage services for institutional and retail investors; interdealer brokerage services for institutional traders; and commercial and investment banking products, such as loan operations and transactions in the foreign exchange markets and deposits, as well as develops and sells financial education courses and events online and in person to retail clients. The company offers its sell products and services through its omni-channel distribution network and online portals. XP Inc. was founded in 2001 and is based in George Town, the Cayman Islands.

George Town, SP

8,069 employees

www.xpinc.com

Financial Services / Financial - Capital Markets

Sector: Financial Services
Industry: Financial - Capital Markets
CEO: Thiago Maffra

View full financials

Financials

SEC Filings

Quarterly Income Statement (USD)

Swipe horizontally to review earlier periods. The line-item column stays pinned.

Quarterly Report	TTM	Quarter ended Jun 2026	Quarter ended Mar 2026	Quarter ended Dec 2025	Quarter ended Sep 2025	Quarter ended Jun 2025	Quarter ended Mar 2025	Quarter ended Dec 2024	Quarter ended Sep 2024
Revenue	3.63B	962.96M	887.10M	921.89M	861.99M	805.81M	755.84M	766.59M	797.27M
Cost of Goods Sold	1.21B	323.42M	303.46M	300.44M	283.45M	261.73M	246.61M	238.36M	264.75M
Gross Profit	2.42B	639.54M	583.65M	621.45M	578.54M	544.09M	509.22M	528.23M	532.51M
Gross Profit Margin	66.7%	66.4%	65.8%	67.4%	67.1%	67.5%	67.4%	68.9%	66.8%
Total Operating Expenses	1.27B	325.64M	312.37M	317.67M	311.03M	280.43M	260.41M	271.51M	279.72M
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Operating Income (EBIT)	1.16B	313.90M	271.27M	303.78M	267.51M	263.66M	248.81M	256.72M	252.80M
Operating Margin	31.8%	32.6%	30.6%	33.0%	31.0%	32.7%	32.9%	33.5%	31.7%
Income Before Tax (EBT)	1.08B	298.75M	253.38M	284.20M	244.53M	234.23M	217.58M	222.30M	217.51M
Interest Income	2.02B	568.00M	517.17M	463.30M	472.34M	472.93M	464.31M	431.95M	426.65M
Interest Expense	92.53M	22.92M	19.41M	24.10M	26.09M	31.25M	30.53M	33.49M	35.61M
Other Income/Expense	-75.60M	-15.15M	-17.89M	-19.58M	-22.98M	-29.43M	-31.22M	-34.43M	-35.29M
Net Income	1.00B	274.42M	247.02M	239.54M	242.51M	234.42M	212.90M	201.70M	212.74M
Income Tax Expense	78.00M	25.80M	4.85M	47.26M	91K	-624K	4.59M	20.50M	4.64M
Net Profit Margin	27.6%	28.5%	27.8%	26.0%	28.1%	29.1%	28.2%	26.3%	26.7%
EBITDA	1.22B	334.11M	287.00M	318.16M	281.42M	277.27M	261.58M	266.89M	265.71M
EBITDA Margin	33.6%	34.7%	32.4%	34.5%	32.6%	34.4%	34.6%	34.8%	33.3%
Depreciation & Amortization	64.21M	20.21M	15.72M	14.37M	13.91M	13.61M	12.77M	10.17M	12.92M
EPS Basic	1.94	0.54	0.48	0.45	0.47	0.46	0.40	0.35	0.40
EPS Diluted	1.91	0.53	0.47	0.45	0.46	0.45	0.40	0.35	0.40
Weighted Average Basic Shares	513.49M	513.49M	518.55M	520.17M	526.03M	527.88M	539.53M	540.38M	545.93M
Weighted Average Diluted Shares	520.55M	520.55M	525.35M	520.17M	534.93M	535.82M	539.53M	540.40M	545.94M

Annual Income Statement (USD)

Swipe horizontally to review earlier years. The line-item column stays pinned.

Annual Report	12/31/2025	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018
Revenue	3.32B	3.21B	3.05B	2.67B	2.32B	1.65B	1.28B	812.03M
Cost of Goods Sold	1.08B	1.03B	992.60M	835.82M	724.76M	567.71M	431.10M	285.59M
Gross Profit	2.24B	2.17B	2.06B	1.84B	1.60B	1.08B	852.84M	526.44M
Gross Profit Margin	67.4%	67.7%	67.4%	68.7%	68.8%	65.6%	66.4%	64.8%
Total Operating Expenses	1.16B	1.11B	1.12B	1.07B	854.94M	585.78M	453.57M	318.99M
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Operating Income (EBIT)	1.08B	1.06B	934.96M	762.76M	743.98M	497.75M	399.27M	207.45M
Operating Margin	32.4%	33.2%	30.7%	28.6%	32.0%	30.1%	31.1%	25.5%
Income Before Tax (EBT)	972.69M	922.55M	796.78M	672.25M	710.17M	468.86M	372.22M	174.80M
Interest Income	1.86B	1.78B	1.69B	1.45B	1.10B	607.06M	369.31M	246.60M
Interest Expense	111.65M	144.23M	124.99M	78.51M	25.27M	10.20M	20.35M	19.73M
Other Income/Expense	-104.16M	-141.31M	-138.18M	-90.52M	-33.81M	-28.89M	-27.05M	-32.65M
Net Income	922.93M	835.11M	789.16M	698.47M	668.14M	402.06M	260.46M	125.89M
Income Tax Expense	49.85M	87.17M	7.48M	-26.45M	41.46M	65.82M	109.59M	47.85M
Net Profit Margin	27.8%	26.1%	25.9%	26.1%	28.8%	24.3%	20.3%	15.5%
EBITDA	1.13B	1.11B	986.05M	802.94M	787.11M	525.49M	421.24M	221.85M
EBITDA Margin	34.1%	34.7%	32.4%	30.1%	33.9%	31.8%	32.8%	27.3%
Depreciation & Amortization	54.30M	49.09M	51.09M	40.18M	43.13M	27.74M	21.97M	14.40M
EPS Basic	1.78	1.33	1.47	1.21	1.15	0.72	0.52	0.22
EPS Diluted	1.77	1.33	1.47	1.18	1.12	0.71	0.52	0.22
Weighted Average Basic Shares	527.32M	548.32M	544.21M	555.43M	559.00M	552.29M	511.46M	551.80M
Weighted Average Diluted Shares	531.92M	548.32M	544.21M	573.01M	573.50M	559.11M	511.71M	551.80M

Values are displayed in USD. Negative numbers shown in red.

Values are displayed in USD. Negative numbers are shown in red.