Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 5.21% is in line with its 5-year average of 5.74%, near the low end of its 5-year range (3.65%–14.03%).
As of the fiscal period ended Tuesday, June 30, 2026. 0.84% below its 12-month average of 5.25%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 5.21%.
DEBT TO ASSETS RATIO
5.21%
DEBT TO ASSETS RATIO AVG TTM
5.25%
DEBT TO ASSETS RATIO AVG 3Y
5.65%
DEBT TO ASSETS RATIO AVG 5Y
5.74%
DEBT TO ASSETS RATIO AVG 10Y
9.39%
DEBT TO ASSETS RATIO AVG 15Y
12.33%
DEBT TO ASSETS RATIO AVG 20Y
15.27%
CURRENT VS TTM AVG
-0.84%
CURRENT VS 3Y AVG
-7.74%
CURRENT VS 5Y AVG
-9.19%
CURRENT VS 10Y AVG
-44.55%
CURRENT VS 15Y AVG
-57.76%
CURRENT VS 20Y AVG
-65.89%
SECTOR MEDIAN · FINANCIAL SERVICES
0.11%
median of 114 covered companies
CURRENT VS SECTOR MEDIAN
+4634.97%
vs the sector median at left
Valley National Bancorp
Market Cap
$7.12B
Debt to Assets Ratio
5.21%
TTM Avg
5.25%
3Y Avg
5.65%
5Y Avg
5.74%
Market Cap
$6.67B
Debt to Assets Ratio
0.33%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$7.56B
Debt to Assets Ratio
0.03%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$5.78B
Debt to Assets Ratio
0.07%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$5.13B
Debt to Assets Ratio
0.43%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Valley National Bancorp (VLY) | $7.12B | 5.21% | 5.25% | 5.65% | 5.74% |
| PIMCO Dynamic Income Fund (PDI)vs › | $6.67B | 0.33% | N/A | N/A | N/A |
| Kinsale Capital Group, Inc. (KNSL)vs › | $7.56B | 0.03% | N/A | N/A | N/A |
| Galaxy Digital (GLXY)vs › | $7.67B | 0.30% | N/A | N/A | N/A |
| TeraWulf Inc. (WULF)vs › | $7.67B | 0.65% | N/A | N/A | N/A |
| MarketAxess Holdings Inc. (MKTX)vs › | $5.78B | 0.07% | N/A | N/A | N/A |
| Voya Financial, Inc. (VOYA)vs › | $8.79B | 0.02% | N/A | N/A | N/A |
| Main Street Capital Corporation (MAIN)vs › | $5.13B | 0.43% | N/A | N/A | N/A |
| RLI Corp. (RLI)vs › | $5.12B | 0.05% | N/A | N/A | N/A |
| Axos Financial, Inc. (AX)vs › | $5.06B | 0.04% | N/A | N/A | N/A |
Debt/Assets
5.2%
Debt/Equity
0.44
Current Ratio
0.17
Interest Coverage
0.5x
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 5.21% |
| 2026-03-31 | 4.73% |
| 2025-12-31 | 5.34% |
| 2025-09-30 | 5.38% |
| 2025-06-30 | 5.61% |
| 2025-03-31 | 5.52% |
| 2024-12-31 | 5.91% |
| 2024-09-30 | 6.10% |
| 2024-06-30 | 6.10% |
| 2024-03-31 | 6.22% |
| 2023-12-31 | 6.08% |
| 2023-09-30 | 4.70% |
| 2023-06-30 | 6.50% |
| 2023-03-31 | 14.03% |
| 2022-12-31 | 3.65% |
| 2022-09-30 | 5.16% |
| 2022-06-30 | 6.16% |
| 2022-03-31 | 5.13% |
| 2021-12-31 | 5.57% |
| 2021-09-30 | 6.18% |
| 2021-06-30 | 7.40% |
| 2021-03-31 | 8.86% |
| 2020-12-31 | 9.28% |
| 2020-09-30 | 11.36% |
| 2020-06-30 | 12.81% |
| 2020-03-31 | 13.45% |
| 2019-12-31 | 9.57% |
| 2019-09-30 | 13.16% |
| 2019-06-30 | 13.78% |
| 2019-03-31 | 12.10% |
| 2018-12-31 | 12.03% |
| 2018-09-30 | 15.39% |
| 2018-06-30 | 16.69% |
| 2018-03-31 | 13.67% |
| 2017-12-31 | 12.94% |
| 2017-09-30 | 15.73% |
| 2017-06-30 | 15.33% |
| 2017-03-31 | 14.30% |
| 2016-12-31 | 11.18% |
| 2016-09-30 | 13.08% |
| 2016-06-30 | 13.75% |
| 2016-03-31 | 13.22% |
| 2015-12-31 | 13.55% |
| 2015-09-30 | 14.68% |
| 2015-06-30 | 14.48% |
| 2015-03-31 | 14.25% |
| 2014-12-31 | 14.44% |
| 2014-09-30 | 18.75% |
| 2014-06-30 | 19.55% |
| 2014-03-31 | 20.64% |
| 2013-12-31 | 19.28% |
| 2013-09-30 | 19.73% |
| 2013-06-30 | 18.85% |
| 2013-03-31 | 18.93% |
| 2012-12-31 | 18.99% |
| 2012-09-30 | 20.15% |
| 2012-06-30 | 21.46% |
| 2012-03-31 | 20.86% |
| 2011-12-31 | 21.92% |
| 2011-09-30 | 22.02% |
| 2011-06-30 | 21.31% |
| 2011-03-31 | 22.14% |
| 2010-12-31 | 23.42% |
| 2010-09-30 | 24.14% |
| 2010-06-30 | 23.12% |
| 2010-03-31 | 22.65% |
| 2009-12-31 | 23.41% |
| 2009-09-30 | 23.49% |
| 2009-06-30 | 23.64% |
| 2009-03-31 | 23.97% |
| 2008-12-31 | 25.92% |
| 2008-09-30 | 27.77% |
| 2008-06-30 | 27.29% |
| 2008-03-31 | 26.60% |
| 2007-12-31 | 28.00% |
| 2007-09-30 | 23.26% |
| 2007-06-30 | 23.68% |
| 2007-03-31 | 23.33% |
| 2006-12-31 | 22.97% |
| 2006-09-30 | 23.27% |
| 2006-06-30 | 22.68% |
| 2006-03-31 | 23.51% |
| 2005-12-31 | 22.74% |
| 2005-09-30 | 21.99% |
| 2005-06-30 | 21.02% |
| 2005-03-31 | 22.10% |
| 2004-12-31 | 22.30% |
| 2004-09-30 | 22.51% |
| 2004-06-30 | 21.94% |
| 2004-03-31 | 19.42% |
| 2003-12-31 | 19.48% |
| 2003-09-30 | 18.64% |
| 2003-06-30 | 18.29% |
| 2003-03-31 | 18.49% |
| 2002-12-31 | 18.63% |
| 2002-09-30 | 18.06% |
