Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of -45.30x is 43% below its 5-year average of -31.77x, near the high end of its 5-year range (-1909.13x–432.82x).
86.01% below its 12-month average of -24.35x.
Reported quarterly interest coverage; no daily interpolation. Q2 FY2026 (2026-06-30): 16.43x.
INTEREST COVERAGE RATIO
-45.30x
INTEREST COVERAGE RATIO AVG TTM
-24.35x
INTEREST COVERAGE RATIO AVG 3Y
-30.18x
INTEREST COVERAGE RATIO AVG 5Y
-31.77x
INTEREST COVERAGE RATIO AVG 10Y
-31.77x
INTEREST COVERAGE RATIO AVG 15Y
-31.77x
INTEREST COVERAGE RATIO AVG 20Y
-34.22x
CURRENT VS TTM AVG
-86.01%
CURRENT VS 3Y AVG
-50.10%
CURRENT VS 5Y AVG
-42.57%
CURRENT VS 10Y AVG
-42.57%
CURRENT VS 15Y AVG
-42.57%
CURRENT VS 20Y AVG
-32.37%
SECTOR MEDIAN · TECHNOLOGY
0.30x
median of 451 covered companies
CURRENT VS SECTOR MEDIAN
-15200.00%
vs the sector median at left
Usio, Inc.
Market Cap
$78.10M
Interest Coverage Ratio
-45.30x
TTM Avg
-24.35x
3Y Avg
-30.18x
5Y Avg
-31.77x
Market Cap
$76.99M
Interest Coverage Ratio
1.25x
TTM Avg
0.70x
3Y Avg
0.70x
5Y Avg
0.70x
Market Cap
$80.39M
Interest Coverage Ratio
-1.27x
TTM Avg
1.02x
3Y Avg
1.02x
5Y Avg
1.02x
Market Cap
$75.76M
Interest Coverage Ratio
N/A
TTM Avg
11.60x
3Y Avg
6.84x
5Y Avg
13.72x
Market Cap
$73.49M
Interest Coverage Ratio
7.56x
TTM Avg
9.04x
3Y Avg
16.75x
5Y Avg
16.75x
Market Cap
$73.30M
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$73.28M
Interest Coverage Ratio
11.47x
TTM Avg
7.75x
3Y Avg
6.18x
5Y Avg
6.36x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Usio, Inc. (USIO) | $78.10M | -45.30x | -24.35x | -30.18x | -31.77x |
| CSP Inc. (CSPI)vs › | $78.76M | -8.71x | 7.14x | 7.14x | 7.14x |
| Inseego Corp. (INSG)vs › | $76.99M | 1.25x | 0.70x | 0.70x | 0.70x |
| SkyAI, Inc. (SKYA)vs › | $79.57M | -31.90x | N/A | N/A | N/A |
| ZenaTech, Inc. (ZENA)vs › | $80.39M | -1.27x | 1.02x | 1.02x | 1.02x |
| AmpliTech Group, Inc. (AMPG)vs › | $75.76M | N/A | 11.60x | 6.84x | 13.72x |
| FatPipe, Inc. (FATN)vs › | $73.49M | 7.56x | 9.04x | 16.75x | 16.75x |
| Arbe Robotics Ltd. (ARBE)vs › | $73.30M | N/A | N/A | N/A | N/A |
| NetSol Technologies, Inc. (NTWK)vs › | $73.28M | 11.47x | 7.75x | 6.18x | 6.36x |
| Alpha Technology Group Limited (ATGL)vs › | $73.26M | -50.63x | N/A | N/A | N/A |
Interest Coverage
-45.3x
Debt/Equity
0.20
Current Ratio
1.10
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-06-30 | 16.43x |
| 2026-03-31 | 9.89x |
| 2025-12-31 | -73.29x |
| 2025-09-30 | -40.98x |
| 2025-06-30 | -33.83x |
| 2025-03-31 | -20.23x |
| 2024-12-31 | -49.14x |
| 2024-09-30 | -27.49x |
| 2024-06-30 | -14.66x |
| 2024-03-31 | -68.51x |
| 2023-12-31 | -213.53x |
| 2023-09-30 | -1909.13x |
| 2023-06-30 | 432.82x |
| 2023-03-31 | 9.05x |
| 2022-12-31 | -112.53x |
| 2022-09-30 | -1804.41x |
| 2022-06-30 | -1725.49x |
| 2022-03-31 | -1274.97x |
| 2021-12-31 | -0.33x |
| 2021-09-30 | 142.53x |
| 2021-06-30 | 227.63x |
| 2008-12-31 | -1664.45x |
| 2008-03-31 | -2313.73x |
| 2007-09-30 | -61.87x |
| 2007-06-30 | -92.83x |
| 2006-12-31 | -6.33x |
| 2006-09-30 | -8.54x |
| 2006-06-30 | -38.24x |
| 2006-03-31 | -39.67x |
| 2005-12-31 | -8.59x |
| 2005-06-30 | -6.18x |
| 2005-03-31 | -9.82x |
| 2004-12-31 | -10.23x |
| 2003-12-31 | -53560.22x |
| 2003-09-30 | -801.39x |
| 2002-12-31 | -3.74x |
| 2002-09-30 | -4.00x |
