CSP Inc. (CSPI) vs Usio, Inc. (USIO)

A side-by-side comparison of CSP Inc. and Usio, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — CSPI vs USIO

growth of $100 · dividends reinvested · last 10y
CSPI +80.8% (+6.1%/yr)USIO +25.0% (+2.3%/yr)CSPI compounded faster over this window
100200300400500Start $10020182020202220242026$181$125
CSPI USIO

CSPI vs USIO: by the numbers

  • •CSPI is the larger company ($79M vs $78M market cap).
  • •Both run net losses; CSPI's is the smaller (-1.20% vs -1.63% net margin).
  • •USIO grew revenue faster over the past five years (14.91% vs -1.01% CAGR).
  • •CSPI pays a dividend (1.59% yield), while USIO has no payments in the available dividend history.

Metrics side by side

Valuation

MetricCSPIUSIO
P/S ratio1.380.84
P/B ratio1.784.16
EV / EBITDAN/A199.94

Profitability

MetricCSPIUSIO
Gross margin33.08%22.02%
Operating margin-5.35%-1.21%
Net margin-1.20%-1.63%
ROE-1.54%-8.03%
ROIC-5.77%-4.95%

Dividends

MetricCSPIUSIO
Dividend yield1.59%N/A

Growth (annualized)

MetricCSPIUSIO
Revenue CAGR (5Y)-1.01%14.91%
Total return CAGR (5Y)12.65%-14.14%

Frequently asked

Which has grown faster, CSPI or USIO?
Over the past five years, USIO grew revenue faster — CSPI at a -1.01% CAGR versus USIO at 14.91%.
Does CSPI or USIO pay a bigger dividend?
CSPI pays a dividend (1.59% yield), while USIO has no payments in the available dividend history.
How have CSPI and USIO total returns compared?
Over the past 10 years, CSPI delivered 5.88% and USIO delivered 2.39% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.