Usio (USIO) Metrics: History & Chart

Usio, Inc.(USIO)

Software - Infrastructure · San Antonio, TX

$2.83+0.03 (+1.07%)

Delayed quote: Oct 6, 2026, 4:00 PM EDT

About Usio, Inc.

Usio, Inc. provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing, credit, prepaid card, and debit card-based processing services. It also provides a proprietary platform for businesses to handle e-checks and card payments, and an interactive voice response telephone system for companies to accept payments over the telephone. Additionally, the company offers prepaid and incentive card issuance services, a payment facilitation platform, and electronic bill presentment and printing services.

San Antonio, TX

107 employees

www.usio.com

Technology / Software - Infrastructure

Sector: Technology
Industry: Software - Infrastructure
CEO: Louis A. Hoch

View full financials

Third-Party DCF Estimate (FMP)	$0.59
Price Gap vs Third-Party Estimate	-79.32%

7D Total Return	+19.15%
30D Total Return	+1.82%
YTD Total Return	+105.88%
1Y Total Return	+91.78%
3Y Total Return	+37.25%
5Y Total Return	-53.33%
10Y Total Return	+26.64%
15Y Total Return	+133.30%
20Y Total Return	+16.58%

2026	+105.88%
2025	-6.85%
2024	-15.12%
2023	+4.24%
2022	-62.16%
2021	+63.30%
2020

CAGR TTM	+91.19%
CAGR 3Y	+11.13%
CAGR 5Y	-14.14%
CAGR 10Y	+2.39%
CAGR 15Y	+5.81%
CAGR 20Y	+0.77%

PE Ratio	14.40
PE Ratio Avg TTM	14.39
PE Ratio Avg 3Y	14.40
Current VS TTM Avg	+0.06%
Current VS 3Y Avg	-0.03%
Current VS 5Y Avg	-0.03%

All Metrics

USIO Valuation Metrics

USIO Stock Price Metrics

USIO Dividend Metrics

USIO Growth Rate Metrics

USIO Discounted Cash Flow Metrics

USIO Returns By Period

USIO Yearly Returns

USIO Average Annual Returns By Period (CAGR)

USIO Revenue Metrics

USIO PE Ratio Metrics

USIO PS Ratio Metrics

USIO PB Ratio Metrics

USIO Price to Free Cash Flow Ratio Metrics

USIO Debt to Equity Ratio Metrics

USIO PEG Ratio Metrics

USIO FCF Yield

USIO Earnings Yield

USIO EBITDA Yield

USIO OCF Yield

USIO EV/EBIT Ratio Metrics

USIO EV/EBITDA Ratio Metrics

USIO EV/Assets Ratio Metrics

USIO EV/Sales Ratio Metrics

USIO Current Ratio Metrics

USIO Quick Ratio Metrics

USIO ROIC Metrics

USIO Return on Assets Metrics

USIO Return on Equity Metrics

USIO Net Profit Margin Metrics

USIO Gross Profit Margin Metrics

USIO Tax Rate Metrics

PS Ratio	0.84
PS Ratio Avg TTM	0.52
PS Ratio Avg 3Y	0.47
Current VS TTM Avg	+60.54%
Current VS 3Y Avg	+79.42%
Current VS 5Y Avg	+55.85%

PB Ratio	4.15
PB Ratio Avg TTM	2.48
PB Ratio Avg 3Y	2.33
Current VS TTM Avg	+67.63%
Current VS 3Y Avg	+78.46%
Current VS 5Y Avg	+56.27%

PFCF Ratio	2.99
PFCF Ratio Avg TTM	5.51
PFCF Ratio Avg 3Y	3.59
Current VS TTM Avg	-45.72%
Current VS 3Y Avg	-16.74%
Current VS 5Y Avg	-37.59%

Debt/Equity Ratio	0.20
Debt/Equity Ratio Avg TTM	0.20
Debt/Equity Ratio Avg 3Y	0.20
Current VS TTM Avg	+0.14%
Current VS 3Y Avg	-1.13%
Current VS 5Y Avg	-1.17%

PEG Ratio	N/A
PEG Ratio Avg TTM	N/A
PEG Ratio Avg 3Y	N/A
Current VS TTM Avg	N/A
Current VS 3Y Avg	N/A
Current VS 5Y Avg	N/A

FCF Yield	33.40%
FCF Yield Avg TTM	20.22%
FCF Yield Avg 3Y	49.70%
Current VS TTM Avg	+65.21%
Current VS 3Y Avg	-32.80%
Current VS 5Y Avg	+52.68%

Earnings Yield	6.94%
Earnings Yield Avg TTM	6.91%
Earnings Yield Avg 3Y	6.90%
Current VS TTM Avg	+0.48%
Current VS 3Y Avg	+0.55%
Current VS 5Y Avg	+0.55%

EBITDA Yield	N/A
EBITDA Yield Avg TTM	N/A
EBITDA Yield Avg 3Y	N/A
Current VS TTM Avg	N/A
Current VS 3Y Avg	N/A
Current VS 5Y Avg	N/A

OCF Yield	N/A
OCF Yield Avg TTM	N/A
OCF Yield Avg 3Y	N/A
Current VS TTM Avg	N/A
Current VS 3Y Avg	N/A
Current VS 5Y Avg	N/A

Ev/Ebit Ratio	38.37
Ev/Ebit Ratio Avg TTM	29.61
Ev/Ebit Ratio Avg 3Y	19.60
Current VS TTM Avg	+29.57%
Current VS 3Y Avg	+95.73%
Current VS 5Y Avg	+191.76%

Ev/Ebitda Ratio	199.40
Ev/Ebitda Ratio Avg TTM	136.08
Ev/Ebitda Ratio Avg 3Y	87.84
Current VS TTM Avg	+46.53%
Current VS 3Y Avg	+127.00%
Current VS 5Y Avg	+159.43%

Ev/Assets Ratio	0.61
Ev/Assets Ratio Avg TTM	0.36
Ev/Assets Ratio Avg 3Y	0.32
Current VS TTM Avg	+67.30%
Current VS 3Y Avg	+92.09%
Current VS 5Y Avg	+66.36%

Ev/Sales Ratio	0.81
Ev/Sales Ratio Avg TTM	0.48
Ev/Sales Ratio Avg 3Y	0.42
Current VS TTM Avg	+69.14%
Current VS 3Y Avg	+94.69%
Current VS 5Y Avg	+64.70%

Current Ratio	1.10
Current Ratio Avg TTM	1.10
Current Ratio Avg 3Y	1.10
Current VS TTM Avg	-0.62%
Current VS 3Y Avg	-0.34%
Current VS 5Y Avg	-0.05%

Quick Ratio	1.09
Quick Ratio Avg TTM	1.10
Quick Ratio Avg 3Y	1.09
Current VS TTM Avg	-0.60%
Current VS 3Y Avg	-0.30%
Current VS 5Y Avg	+0.02%

ROIC	(4.95%)
ROIC Avg 3Y	(8.34%)
ROIC Avg 5Y	(8.67%)
Current VS 3Y Avg	+40.73%
Current VS 5Y Avg	+42.94%
Current VS 10Y Avg	+74.60%

ROA	(1.22%)
ROA Avg TTM	(0.31%)
ROA Avg 3Y	(0.05%)
Current VS TTM Avg	-296.99%
Current VS 3Y Avg	-2148.16%
Current VS 5Y Avg	-1423.04%

ROE	(8.03%)
ROE Avg TTM	(4.13%)
ROE Avg 3Y	(0.06%)
Current VS TTM Avg	-94.57%
Current VS 3Y Avg	-12552.49%
Current VS 5Y Avg	+8.11%

Net Profit Margin	(1.63%)
Net Profit Margin Avg TTM	(1.77%)
Net Profit Margin Avg 3Y	(0.30%)
Current VS TTM Avg	+7.98%
Current VS 3Y Avg	-436.53%
Current VS 5Y Avg	-1605.69%

Gross Profit Margin	22.02%
Gross Pft Margin Avg TTM	22.36%
Gross Pft Margin Avg 3Y	22.52%
Current VS TTM Avg	-1.51%
Current VS 3Y Avg	-2.21%
Current VS 5Y Avg	-2.64%

Tax Rate	37.78%
Tax Rate Avg 3Y	46.36%
Tax Rate Avg 5Y	47.96%
Current VS 3Y Avg	-18.49%
Current VS 5Y Avg	-21.21%
Current VS 10Y Avg	-15.01%