Which has grown faster, NTWK or USIO?

Over the past five years, USIO grew revenue faster — NTWK at a 6.25% CAGR versus USIO at 14.91%.

Is NTWK or USIO more profitable?

NTWK runs the higher net margin — NTWK at 3.97% versus USIO at -1.63%.

How have NTWK and USIO total returns compared?

Over the past 10 years, NTWK delivered -0.52% and USIO delivered 2.39% annualized total return. Past performance doesn't predict future results.

NetSol Technologies, Inc. (NTWK) vs Usio, Inc. (USIO)

A side-by-side comparison of NetSol Technologies, Inc. and Usio, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

NTWK

NetSol Technologies, Inc.

$73M

$6.17TechnologyDelayed quote: Oct 6, 2026, 4:00 PM EDT

USIO

Usio, Inc.

$78M

$2.83TechnologyDelayed quote: Oct 6, 2026, 4:00 PM EDT

Total return — NTWK vs USIO

growth of $100 · dividends reinvested · last 10y

NTWK -5.1% (-0.5%/yr)USIO +42.1% (+3.6%/yr)USIO compounded faster over this window

NTWK USIO

NTWK vs USIO: by the numbers

•USIO is the larger company ($78M vs $73M market cap).
•NTWK is profitable (3.97% net margin) while USIO runs a net loss (-1.63%).
•USIO grew revenue faster over the past five years (14.91% vs 6.25% CAGR).

Metrics side by side

Valuation

Metric	NTWK	USIO
P/E ratio	24.59	N/A
PEG ratio	2.29	N/A
P/S ratio	0.99	0.84
P/B ratio	1.76	4.16
EV / EBITDA	6.77	199.94
FCF yield	16.21%	N/A

Profitability

Metric	NTWK	USIO
Gross margin	52.64%	22.02%
Operating margin	9.34%	-1.21%
Net margin	3.97%	-1.63%
ROE	7.09%	-8.03%
ROIC	9.25%	-4.95%

Growth (annualized)

Metric	NTWK	USIO
Revenue CAGR (5Y)	6.25%	14.91%
EPS CAGR (5Y)	10.76%	N/A
FCF CAGR (5Y)	-2.05%	N/A
Total return CAGR (5Y)	5.78%	-14.14%

Frequently asked

Which has grown faster, NTWK or USIO?: Over the past five years, USIO grew revenue faster — NTWK at a 6.25% CAGR versus USIO at 14.91%.
Is NTWK or USIO more profitable?: NTWK runs the higher net margin — NTWK at 3.97% versus USIO at -1.63%.
How have NTWK and USIO total returns compared?: Over the past 10 years, NTWK delivered -0.52% and USIO delivered 2.39% annualized total return. Past performance doesn't predict future results.

Go deeper

Full NTWK analysis Full USIO analysis Interactive comparison tool

Dig into the metrics

NetSol Technologies P/E ratio NetSol Technologies ROE Usio ROE NetSol Technologies operating margin Usio operating margin NetSol Technologies revenue growth Usio revenue growth NetSol Technologies free cash flow Usio free cash flow

NetSol Technologies & Usio appear in these rankings

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Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.