U.S. Bancorp (USB) Interest Coverage Ratio: History & Chart

U.S. Bancorp (USB)USBU.S. Bancorp

About U.S. Bancorp

U.S. Bancorp (USB) functions as a broad-based financial services holding company, delivering a comprehensive spectrum of banking and financial solutions throughout the United States. Its diverse customer base includes individual consumers, various businesses, institutional organizations, governmental bodies, and other financial entities. The company organizes its operations across key segments: Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support. Its offerings encompass fundamental depository services such as checking accounts, savings accounts, and time certificates. U.S. Bancorp also extends a variety of credit facilities, including traditional lending products, credit card services, lease financing, support for import/export trade, asset-backed lending, and agricultural finance. Furthermore, it provides supplementary services like capital markets access, treasury management, and receivable lock-box collection for its corporate and governmental clients. The firm also offers a full suite of asset management and fiduciary services designed for individuals, estates, foundations, corporations, and charitable organizations. Beyond these, the company supplies investment and insurance products, predominantly to customers within its operating regions, and delivers fund administration services to a range of mutual and other investment funds. Its portfolio also includes corporate and purchasing card services, corporate trust management, and merchant processing. U.S. Bancorp's capabilities additionally span investment management, ATM network operation, mortgage banking, insurance provision, brokerage activities, and leasing services. As of December 31, 2021, the company distributed its products and services through a physical network of 2,230 banking branches, mainly concentrated in the Midwest and Western United States. Digital access was also extensively provided via online platforms, mobile devices, and other electronic channels. Additionally, it managed a network of 4,059 ATMs. Founded in 1863, U.S. Bancorp is headquartered in Minneapolis, Minnesota.

Minneapolis, MN

70,000 employees

www.usbank.com

Financial Services / Banks - Diversified

Sector: Financial Services
Industry: Banks - Diversified
CEO: Gunjan Kedia

View full financials

USB Interest Coverage Ratio Metrics

INTEREST COVERAGE RATIO

0.84x

INTEREST COVERAGE RATIO AVG TTM

0.72x

INTEREST COVERAGE RATIO AVG 3Y

0.62x

INTEREST COVERAGE RATIO AVG 5Y

0.99x

INTEREST COVERAGE RATIO AVG 10Y

3.17x

INTEREST COVERAGE RATIO AVG 15Y

3.27x

INTEREST COVERAGE RATIO AVG 20Y

2.92x

CURRENT VS TTM AVG

+16.14%

CURRENT VS 3Y AVG

+35.81%

CURRENT VS 5Y AVG

-15.09%

CURRENT VS 10Y AVG

-73.47%

CURRENT VS 15Y AVG

-74.30%

CURRENT VS 20Y AVG

-71.19%

SECTOR MEDIAN · FINANCIAL SERVICES

5.20x

median of 91 covered companies

CURRENT VS SECTOR MEDIAN

-83.84%

vs the sector median at left

NAME	MARKET CAP	INTEREST COVERAGE RATIO	TTM	3Y	5Y
U.S. Bancorp (USB)	$99.60B	0.84x	0.72x	0.62x	0.99x
The PNC Financial Services Group, Inc. (PNC)vs ›	$100.44B	0.78x	0.67x	1.27x	3.66x
The Bank of New York Mellon Corporation (BK)vs ›	$97.40B	0.34x	0.31x	0.46x	4.38x
Brookfield Corporation (BN)vs ›	$97.23B	1.27x	1.18x	1.15x	1.24x
Schwab U.S. Dividend Equity ETF (SCHD)vs ›	$96.05B	N/A	N/A	N/A	N/A
CME Group Inc. (CME)vs ›	$95.71B	32.61x	28.52x	24.28x	21.48x
KKR & Co. Inc. (KKR)vs ›	$95.68B	0.20x	0.24x	0.40x	1.39x
Marsh & McLennan Companies, Inc. (MRSH)vs ›	$92.03B	6.48x	7.40x	8.27x	8.12x
Bank of New York Mellon Corp (BNY)vs ›	$107.22B	0.34x	0.31x	0.46x	4.38x
Intercontinental Exchange, Inc. (ICE)vs ›	$85.22B	6.27x	5.50x	5.37x	6.36x

NAME

MARKET CAP

INTEREST COVERAGE RATIO

TTM

U.S. Bancorp (USB)

$99.60B

0.84x

0.72x

0.62x

0.99x

The PNC Financial Services Group, Inc. (PNC)vs ›

$100.44B

0.78x

0.67x

1.27x

3.66x

The Bank of New York Mellon Corporation (BK)vs ›

$97.40B

0.34x

0.31x

0.46x

4.38x

Brookfield Corporation (BN)vs ›

$97.23B

1.27x

1.18x

1.15x

1.24x

Schwab U.S. Dividend Equity ETF (SCHD)vs ›

$96.05B

N/A

CME Group Inc. (CME)vs ›

$95.71B

32.61x

28.52x

24.28x

21.48x

KKR & Co. Inc. (KKR)vs ›

$95.68B

0.20x

0.24x

0.40x

1.39x

Marsh & McLennan Companies, Inc. (MRSH)vs ›

$92.03B

6.48x

7.40x

8.27x

8.12x

Bank of New York Mellon Corp (BNY)vs ›

$107.22B

0.34x

0.31x

0.46x

4.38x

Intercontinental Exchange, Inc. (ICE)vs ›

$85.22B

6.27x

5.50x

5.37x

6.36x

Interest Coverage Ratio FAQ

What is the interest coverage ratio for U.S. Bancorp (USB)?

The interest coverage ratio for USB stock is 0.84x.

Is U.S. Bancorp's interest coverage ratio high or low?

The interest coverage ratio of 0.84x is 68% below its 5-year average of 2.63x, near the low end of its 5-year range (0.27x–10.92x).

What is the TTM average interest coverage ratio for U.S. Bancorp (USB)?

The TTM average interest coverage ratio for USB stock is 0.72x.

What is the 3Y average interest coverage ratio for U.S. Bancorp (USB)?

The 3Y average interest coverage ratio for USB stock is 0.62x.

What is the 5Y average interest coverage ratio for U.S. Bancorp (USB)?

The 5Y average interest coverage ratio for USB stock is 0.99x.

What is the 10Y average interest coverage ratio for U.S. Bancorp (USB)?

The 10Y average interest coverage ratio for USB stock is 3.17x.

What is the 15Y average interest coverage ratio for U.S. Bancorp (USB)?

The 15Y average interest coverage ratio for USB stock is 3.27x.

What is the 20Y average interest coverage ratio for U.S. Bancorp (USB)?

The 20Y average interest coverage ratio for USB stock is 2.92x.

DATE	INTEREST COVERAGE RATIO
2026-06-30	0.84x
2026-03-31	0.75x
2025-12-31	0.70x
2025-09-30	0.68x
2025-06-30	0.65x
2025-03-31	0.63x
2024-12-31	0.57x
2024-09-30	0.52x
2024-06-30	0.52x
2024-03-31	0.44x
2023-12-31	0.27x
2023-09-30	0.56x
2023-06-30	0.56x
2023-03-31	0.93x
2022-12-31	0.65x
2022-09-30	2.55x
2022-06-30	4.99x
2022-03-31	7.98x
2021-12-31	9.21x
2021-09-30	10.92x
2021-06-30	10.36x
2021-03-31	10.40x
2020-12-31	6.32x
2020-09-30	5.59x
2020-06-30	1.61x
2020-03-31	1.61x
2019-12-31	1.76x
2019-09-30	2.06x
2019-06-30	1.99x
2019-03-31	1.91x
2018-12-31	2.14x
2018-09-30	2.62x
2018-06-30	2.93x
2018-03-31	3.28x
2017-12-31	2.20x
2017-09-30	4.09x
2017-06-30	4.39x
2017-03-31	4.81x
2016-12-31	4.87x
2016-09-30	4.88x
2016-06-30	5.11x
2016-03-31	4.94x
2015-12-31	6.07x
2015-09-30	5.84x
2015-06-30	5.75x
2015-03-31	5.30x
2014-12-31	5.65x
2014-09-30	5.50x
2014-06-30	5.74x
2014-03-31	5.13x
2013-12-31	4.79x
2013-09-30	4.81x
2013-06-30	4.68x
2013-03-31	4.25x
2012-12-31	4.11x
2012-09-30	4.04x
2012-06-30	3.41x
2012-03-31	3.06x
2011-12-31	3.08x
2011-09-30	2.75x
2011-06-30	2.59x
2011-03-31	2.15x
2010-12-31	1.96x
2010-09-30	1.77x
2010-06-30	1.49x
2010-03-31	1.29x
2009-12-31	1.07x
2009-09-30	0.92x
2009-06-30	0.74x
2009-03-31	0.79x
2008-12-31	0.35x
2008-09-30	0.70x
2008-06-30	1.19x
2008-03-31	1.13x
2007-12-31	0.76x
2007-09-30	0.94x
2007-06-30	1.03x
2007-03-31	1.06x
2006-12-31	1.07x
2006-09-30	1.17x
2006-06-30	1.34x
2006-03-31	1.46x
2005-12-31	1.56x
2005-09-30	1.86x
2005-06-30	1.92x
2005-03-31	2.35x
2004-12-31	2.65x
2004-09-30	3.06x
2004-06-30	3.40x
2004-03-31	2.88x
2003-12-31	2.86x
2003-09-30	2.91x
2003-06-30	2.60x
2003-03-31	2.45x
2002-12-31	2.07x
2002-09-30	1.92x

DATE

INTEREST COVERAGE RATIO

2026-06-30

0.84x

2026-03-31

0.75x

2025-12-31

0.70x

2025-09-30

0.68x

2025-06-30

0.65x

2025-03-31

0.63x

2024-12-31

0.57x

2024-09-30

0.52x

2024-06-30

0.52x

2024-03-31

0.44x

2023-12-31

0.27x

2023-09-30

0.56x

2023-06-30

0.56x

2023-03-31

0.93x

2022-12-31

0.65x

2022-09-30

2.55x

2022-06-30

4.99x

2022-03-31

7.98x

2021-12-31

9.21x

2021-09-30

10.92x

2021-06-30

10.36x

2021-03-31

10.40x

2020-12-31

6.32x

2020-09-30

5.59x

2020-06-30

1.61x

2020-03-31

1.61x

2019-12-31

1.76x

2019-09-30

2.06x

2019-06-30

1.99x

2019-03-31

1.91x

2018-12-31

2.14x

2018-09-30

2.62x

2018-06-30

2.93x

2018-03-31

3.28x

2017-12-31

2.20x

2017-09-30

4.09x

2017-06-30

4.39x

2017-03-31

4.81x

2016-12-31

4.87x

2016-09-30

4.88x

2016-06-30

5.11x

2016-03-31

4.94x

2015-12-31

6.07x

2015-09-30

5.84x

2015-06-30

5.75x

2015-03-31

5.30x

2014-12-31

5.65x

2014-09-30

5.50x

2014-06-30

5.74x

2014-03-31

5.13x

2013-12-31

4.79x

2013-09-30

4.81x

2013-06-30

4.68x

2013-03-31

4.25x

2012-12-31

4.11x

2012-09-30

4.04x

2012-06-30

3.41x

2012-03-31

3.06x

2011-12-31

3.08x

2011-09-30

2.75x

2011-06-30

2.59x

2011-03-31

2.15x

2010-12-31

1.96x

2010-09-30

1.77x

2010-06-30

1.49x

2010-03-31

1.29x

2009-12-31

1.07x

2009-09-30

0.92x

2009-06-30

0.74x

2009-03-31

0.79x

2008-12-31

0.35x

2008-09-30

0.70x

2008-06-30

1.19x

2008-03-31

1.13x

2007-12-31

0.76x

2007-09-30

0.94x

2007-06-30

1.03x

2007-03-31

1.06x

2006-12-31

1.07x

2006-09-30

1.17x

2006-06-30

1.34x

2006-03-31

1.46x

2005-12-31

1.56x

2005-09-30

1.86x

2005-06-30

1.92x

2005-03-31

2.35x

2004-12-31

2.65x

2004-09-30

3.06x

2004-06-30

3.40x

2004-03-31

2.88x

2003-12-31

2.86x

2003-09-30

2.91x

2003-06-30

2.60x

2003-03-31

2.45x

2002-12-31

2.07x

2002-09-30

1.92x

Interest Coverage Ratio: 0.84x

USB Interest Coverage Ratio

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